Sold STC Semi-detached

126 WESTGATE

ROCHDALE, WHITWORTH, LANCASHIRE OL12 8UP

2 beds 1 baths 68 m² Listed 7 Jun 2022 (-1467d)

£120,000

Offers Over

Save

# 2 bedroom semi-detached house for sale (OL12 8UP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 126 WESTGATE, ROCHDALE, WHITWORTH, LANCASHIRE OL12 8UP |
| Price | £120,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £135,000 Nov 2022 |

## Description

Entrance - uPVC double glazed entrance door. Hall with stairs to the first floor and door to the lounge.

Lounge - uPVC double glazed window to the front, radiator and television point.

Kitchen Diner - Fitted with a range of matching modern wall and base units with complementary work surfaces, sink with mixer tap, space for appliances, tiled to complement, radiator and uPVC double glazed window.

First Floor - Landing with loft access.

Bedroom One - uPVC double glazed window, radiator.

Bedroom Two - uPVC double glazed window, radiator.

Bathroom - Three piece suite comprising toilet, sink and bath with shower over, tiled to complement, radiator and uPVC double glazed window.

Outside - Driveway providing off road parking leading to a single detached garage, front garden with lawn area, plant/shrub beds and pathway to the entrance. Access to the side leading to the rear garden. Lovely large rear garden with pathway, extensive lawn, plant/shrub beds and fenced to sides.

EPC Rating - D

## Property Photos

- ![External](/listings/photos/85454445/420062) - External
- ![Lovely Countryside Views](/listings/photos/85454445/420063) - Lovely Countryside Views
- ![External & Garage](/listings/photos/85454445/420064) - External & Garage
- ![Large Rear Garden](/listings/photos/85454445/420065) - Large Rear Garden
- ![Bathroom](/listings/photos/85454445/420066) - Bathroom
- ![Bedroom.](/listings/photos/85454445/420067) - Bedroom.
- ![Bedroom](/listings/photos/85454445/420068) - Bedroom
- ![Kitchen Diner Pic1](/listings/photos/85454445/420069) - Kitchen Diner Pic1
- ![Kitchen Diner Pic2](/listings/photos/85454445/420070) - Kitchen Diner Pic2
- ![Kitchen Diner](/listings/photos/85454445/420071) - Kitchen Diner
- ![Lounge Pic1](/listings/photos/85454445/420072) - Lounge Pic1
- ![Lounge](/listings/photos/85454445/420073) - Lounge
- ![Toilet](/listings/photos/85454445/420074) - Toilet

## Floorplans

- ![FB359FD0-3DEE-4658-8674-E6299F9E12D6](/listings/photos/85454445/420075) - FB359FD0-3DEE-4658-8674-E6299F9E12D6

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 126 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP | £135,000 | 29/11/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 92 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP | £127,500 | 16/12/2025 | Semi-detached |
| 9 DANESWOOD AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UY | £240,000 | 29/08/2025 | Semi-detached |
| 8 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £185,000 | 29/08/2025 | Semi-detached |
| 61 WALLBANK DRIVE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UL | £165,000 | 01/08/2025 | Semi-detached |
| 16 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £239,995 | 30/06/2025 | Semi-detached |
| 15 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £199,995 | 30/06/2025 | Semi-detached |
| 13 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £199,995 | 30/06/2025 | Semi-detached |
| 18 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £234,995 | 30/06/2025 | Semi-detached |
| 14 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £194,995 | 30/06/2025 | Semi-detached |
| 26 DANESWOOD AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UY | £260,000 | 30/11/2023 | Semi-detached |
| 6 FAIRWAY, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UF | £130,000 | 27/10/2023 | Semi-detached |
| 1 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US | £199,995 | 10/02/2023 | Semi-detached |
| 17 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £162,995 | 23/12/2022 | Semi-detached |
| 19 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £149,995 | 23/12/2022 | Semi-detached |
| 18 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £197,995 | 23/12/2022 | Semi-detached |
| 16 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £152,995 | 23/12/2022 | Semi-detached |
| 2 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UW | £200,000 | 28/10/2022 | Semi-detached |
| 33 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UW | £131,000 | 14/10/2022 | Semi-detached |
| 21 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £189,995 | 30/06/2022 | Semi-detached |
| 20 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £175,995 | 30/06/2022 | Semi-detached |
| 22 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB | £187,995 | 30/06/2022 | Semi-detached |
| [Same street] 100 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP | £101,000 | 22/11/2021 | Semi-detached |
| [Same street] 108 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP | £115,000 | 20/08/2021 | Semi-detached |

**Street average:** £114,500 (3 sales)
**Area average:** £189,947 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £217,058 (47 Semi-detached, OL12, 2024–2026)
- **Deviation:** -44.7%

## Rental Range

*ONS Price Index of Private Rents (Rossendale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £729/mo
- **Realistic:** £810/mo
- **Optimistic:** £891/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Market Street, OL12 | £795/mo | 2 | 0.67 miles | OpenRent |
| 2 Bed Terraced House, Market Street, OL12 | £795/mo | 2 | 0.73 miles | OpenRent |
| 2 Bed End Terrace, Rochdale, OL12 | £1,000/mo | 2 | 1.08 miles | OpenRent |

**Average rent: £863/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.6×
- **Monthly cashflow:** £218/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 38.7%
- **10y growth:** 67.6%

## House Price Index (HM Land Registry)

*Official index for Rossendale; Semi-detached series; as of March 2026.*

- **1y growth (index):** -2.8%
- **5y growth (index):** 23.6%
- **10y growth (index):** 79.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External Lovely Countryside Views External & Garage Large Rear Garden Bathroom Bedroom. Bedroom Kitchen Diner Pic1 Kitchen Diner Pic2 Kitchen Diner Lounge Pic1 Lounge Toilet

/ 13

Property details

Tenure

FREEHOLD

Floor area

68 m²

Last sold

£135,000 Nov 2022

Local average

£217,058 (-44.7%)

Deprivation

Decile 3 (7,432 of 33,755)

Street crime

28 incidents within 1 mile (Apr 2026)

Key features

Highly Desirable Location Close To Healey Dell Nature Reserve
Long Distance Countryside Views
Driveway & Detached Garage
Set On A Large Corner Plot With Lovely Gardens
Two Double Bedrooms & Bathroom
Lounge & Dining Kitchen
Superb Spacious Two Bedroom Semi Detached

Additional details

Parking: Yes
Garden: Yes

Description

Ideal for first time buyers and young families. Superb Spacious Two Bedroom Semi Detached Family Home Set On A Large Corner Plot With Garage, Driveway & Lovely Gardens. Located in a lovely quiet area with long distance countryside views in the popular Whitworth area in between Rossendale and Rochdale close to Healey Dell nature reserve.

Entrance - uPVC double glazed entrance door. Hall with stairs to the first floor and door to the lounge.

Lounge - uPVC double glazed window to the front, radiator and television point.

Kitchen Diner - Fitted with a range of matching modern wall and base units with complementary work surfaces, sink with mixer tap, space for appliances, tiled to complement, radiator and uPVC double glazed window.

First Floor - Landing with loft access.

Bedroom One - uPVC double glazed window, radiator.

Bedroom Two - uPVC double glazed window, radiator.

Bathroom - Three piece suite comprising toilet, sink and bath with shower over, tiled to complement, radiator and uPVC double glazed window.

Outside - Driveway providing off road parking leading to a single detached garage, front garden with lawn area, plant/shrub beds and pathway to the entrance. Access to the side leading to the rear garden. Lovely large rear garden with pathway, extensive lawn, plant/shrub beds and fenced to sides.

EPC Rating - D

Listed by

North West

Yopa Property Ltd

Reference: 85454445

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

FB359FD0-3DEE-4658-8674-E6299F9E12D6

Price history

Event	Date	Price	% change
Sold	29/11/2022 (3 years ago)	£135,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 92 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP	£127,500	16/12/2025	Semi-detached
9 DANESWOOD AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UY	£240,000	29/08/2025	Semi-detached
8 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£185,000	29/08/2025	Semi-detached
61 WALLBANK DRIVE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UL	£165,000	01/08/2025	Semi-detached
16 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£239,995	30/06/2025	Semi-detached
15 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£199,995	30/06/2025	Semi-detached
13 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£199,995	30/06/2025	Semi-detached
18 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£234,995	30/06/2025	Semi-detached
14 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£194,995	30/06/2025	Semi-detached
26 DANESWOOD AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UY	£260,000	30/11/2023	Semi-detached
6 FAIRWAY, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UF	£130,000	27/10/2023	Semi-detached
1 SPRING MILL AVENUE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8US	£199,995	10/02/2023	Semi-detached
17 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£162,995	23/12/2022	Semi-detached
19 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£149,995	23/12/2022	Semi-detached
18 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£197,995	23/12/2022	Semi-detached
16 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£152,995	23/12/2022	Semi-detached
2 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UW	£200,000	28/10/2022	Semi-detached
33 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UW	£131,000	14/10/2022	Semi-detached
21 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£189,995	30/06/2022	Semi-detached
20 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£175,995	30/06/2022	Semi-detached
22 BLEACHER CLOSE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8WB	£187,995	30/06/2022	Semi-detached
Same street 100 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP	£101,000	22/11/2021	Semi-detached
Same street 108 WESTGATE, WHITWORTH, ROCHDALE, ROSSENDALE, LANCASHIRE, OL12 8UP	£115,000	20/08/2021	Semi-detached

Street average: £114,500 (3 sales)

Area average: £189,947 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 38.7%

10y growth 67.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Rossendale. Series: Semi-detached. As of March 2026.

1y (index) -2.8%

5y (index) 23.6%

10y (index) 79.8%

Rental Range

Estimated market rent for Rossendale. Low = conservative, Realistic = average, Optimistic = best case.

Low £729/mo

Realistic £810/mo

Optimistic £891/mo

Based on Local Authority from postcode lookup → Rossendale.

LHA (30th percentile) floor for Oldham & Rochdale: £576/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL12 8UP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Shawclough Road/Healey Hall	0.9 miles
Shop	Tesco Express	1.8 miles
Shop	The Barber's Lounge	2.0 miles
Hospital	Birch Hill Hospital	2.6 miles
Train station	Rochdale	3.1 miles
Train station	Smithy Bridge	3.2 miles
Hospital	SpaMedica Oldham	7.1 miles
University	UCLan Burnley Campus	9.9 miles
University	UClan burnley temp	9.9 miles

Street-level crime

Category	Count
Violence and sexual offences	14
Anti-social behaviour	6
Vehicle crime	3
Public order	2
Burglary	1
Criminal damage and arson	1
Shoplifting	1
Total incidents	28

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tonacliffe Primary School	Primary	0.3 miles	Good — 18 Jul 2024
St Bartholomew's Church of England Primary School	Primary	0.4 miles	Good — 9 Jun 2015
Whitworth Community High School	Secondary	0.5 miles	Good — 24 Dec 2014
Our Lady and St Anselm's Roman Catholic Primary School, Whitworth	Primary	1.1 miles	Good — 23 Apr 2024
Shawclough Community Primary School	Primary	1.4 miles	Good — 10 Jun 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Market Street, OL12	£795/mo	2	0.67 miles	OpenRent
2 Bed Terraced House, Market Street, OL12	£795/mo	2	0.73 miles	OpenRent
2 Bed End Terrace, Rochdale, OL12	£1,000/mo	2	1.08 miles	OpenRent

Average rent: £863/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.66%

Max investor price (0.8%) £99,375

Target investor price (1%) £79,500

Gross yield 8%

Cost-to-rent ratio 12.6×

Monthly cashflow £218/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).