For sale Flat

FLAT 505

CARDING BUILDING, 42, WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER M1 3AR

2 beds 2 baths 82 m² Listed 9 Mar 2026 (-147d)

£390,000

Offers Over

Reduced on 19 May 2026 · Was £400,000

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# 2 bedroom apartment for sale (M1 3AR)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 505, CARDING BUILDING, 42, WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER M1 3AR |
| Price | £390,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £375,000 Sep 2023 |

## Description

Discover modern city living in this beautifully presented two-bedroom, two-bathroom apartment within the Carding Building, part of the desirable Manchester New Square development, M1 3AR.

This FIFTH FLOOR contemporary residence offers a well-designed living space, perfect for urban professionals or those seeking a vibrant city lifestyle. The reception room provides an inviting area for relaxation and entertaining, with a bright and airy feel.

The apartment features two comfortable bedrooms, complemented by two modern bathrooms, ensuring convenience and privacy. Enjoy the benefits of electric heating and mains electricity and water supply. Ultrafast FTTP broadband is available, ideal for remote working or entertainment.

Residents benefit from access to attractive communal gardens offering a pleasant outdoor retreat within the development, 24/7 concierge and on site residents gym. Its prime location within Manchester New Square places you at the heart of city life, with excellent access to local amenities, transport links such as Piccadilly & Oxford Road Stations and cultural attractions.

This modern apartment provides a superb opportunity to live in a highly sought-after Manchester location.

**Leaseholder Information**

Tenure: Leasehold

Ground Rent : Peppercorn

Lease Length : 250 years from 2018

Service Charge - £3599.97 Per Annum

Management Company : Zenith

Council Tax Band: E

Broadband  : FTTP Connection available, line active

Water : Connect to mains water and drainage, supplied by United Utilities on a meter

Electricity : Connected to main electric, supplied by British Gas

Construction: EWS1 In Place - Built to current regulations

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/173059286/235540) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/173059286/235541) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CARDING BUILDING, 42 FLAT 505 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AR | £375,000 | 13/09/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CARDING BUILDING, 42 FLAT 406 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AR | £230,000 | 16/12/2025 | Flat |
| 55 - 57 APARTMENT 8 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NT | £263,000 | 14/08/2025 | Flat |
| 55 - 57 APARTMENT 38 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NT | £315,750 | 25/06/2025 | Flat |
| SACKVILLE PLACE FLAT 19 BOMBAY STREET, MANCHESTER, GREATER MANCHESTER, M1 7AT | £180,000 | 14/03/2025 | Flat |
| CARDING BUILDING, 42 FLAT 304 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AR | £360,000 | 20/12/2024 | Flat |
| CARDING BUILDING, 42 FLAT 903 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AT | £380,000 | 07/11/2024 | Flat |
| LINTER BUILDING, 44 FLAT 603 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ | £392,160 | 08/12/2023 | Flat |
| LINTER BUILDING, 44 FLAT 409 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ | £260,000 | 21/11/2023 | Flat |
| SACKVILLE PLACE FLAT 25 BOMBAY STREET, MANCHESTER, GREATER MANCHESTER, M1 7AT | £250,000 | 08/11/2023 | Flat |
| WHITWORTH HOUSE, 53 FLAT 25 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3WS | £237,500 | 13/10/2023 | Flat |
| VENICE COURT APARTMENT 28 SAMUEL OGDEN STREET, MANCHESTER, GREATER MANCHESTER, M1 7AX | £116,000 | 29/09/2023 | Flat |
| CITY HEIGHTS, 1 APARTMENT 25 SAMUEL OGDEN STREET, MANCHESTER, GREATER MANCHESTER, M1 7AX | £380,000 | 08/09/2023 | Flat |
| CALICO BUILDING, 46 FLAT 502 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AX | £375,000 | 06/09/2023 | Flat |
| LINTER BUILDING, 44 FLAT 305 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ | £358,850 | 06/09/2023 | Flat |
| BOMBAY HOUSE, 59 FLAT 20 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AB | £475,000 | 04/09/2023 | Flat |
| LINTER BUILDING, 44 FLAT 206 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ | £340,000 | 04/08/2023 | Flat |
| LINTER BUILDING, 44 FLAT 1106 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW | £400,000 | 11/07/2023 | Flat |
| LINTER BUILDING, 44 FLAT 706 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW | £370,000 | 31/05/2023 | Flat |
| LINTER BUILDING, 44 FLAT 1009 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW | £380,000 | 12/05/2023 | Flat |
| REGENCY HOUSE, 36 - 38 FLAT 1 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NR | £223,000 | 09/05/2023 | Flat |

**Area average:** £314,313 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £268,224 (61 Flat, M1, 2024–2026)
- **Deviation:** +45.4%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,222/mo
- **Realistic:** £1,358/mo
- **Optimistic:** £1,494/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Store Street, Manchester, Greater Manchester, M1](http://87.117.209.195:8080/listings/2dc6174) | £1,650/mo | 2 | 0.57 miles | Rightmove |

**Average rent: £1,650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 5.1%
- **Cost-to-rent:** 19.7×
- **Monthly cashflow:** £-76/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.7%
- **10y growth:** 25.6%

## House Price Index (HM Land Registry)

*Official index for Manchester; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 8.8%
- **10y growth (index):** 57%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (247 years remaining on lease)

Floor area

82 m²

Council tax band

Last sold

£375,000 Sep 2023

Local average

£268,224 (+45.4%)

Deprivation

Decile 4 (11,026 of 33,755)

Street crime

4 incidents within 1 mile (May 2026)

Key features

Fifth Floor
Immaculate Throughout
Courtyard Aspect
Two Double Bedrooms
En Suite Shower Room
Main Bathroom
Integrated Kitchen Appliances
Close To Piccadilly Station & Oxford Road Station
24/7 Concierge
Residents On Site Gym

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Electric, Double glazing
Accessibility: Lift access, Level access
Parking: No parking
Garden: Communal garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Discover modern city living in this beautifully presented two-bedroom, two-bathroom apartment within the Carding Building, part of the desirable Manchester New Square development, M1 3AR.
This FIFTH FLOOR contemporary residence offers a well-designed living space, perfect for urban professionals or those seeking a vibrant city lifestyle. The reception room provides an inviting area for relaxation and entertaining, with a bright and airy feel.
The apartment features two comfortable bedrooms, complemented by two modern bathrooms, ensuring convenience and privacy. Enjoy the benefits of electric heating and mains electricity and water supply. Ultrafast FTTP broadband is available, ideal for remote working or entertainment.
Residents benefit from access to attractive communal gardens offering a pleasant outdoor retreat within the development, 24/7 concierge and on site residents gym. Its prime location within Manchester New Square places you at the heart of city life, with excellent access to local amenities, transport links such as Piccadilly & Oxford Road Stations and cultural attractions.
This modern apartment provides a superb opportunity to live in a highly sought-after Manchester location.
Leaseholder Information
Tenure: Leasehold
Ground Rent : Peppercorn
Lease Length : 250 years from 2018
Service Charge - £3599.97 Per Annum
Management Company : Zenith
Council Tax Band: E
Broadband : FTTP Connection available, line active
Water : Connect to mains water and drainage, supplied by United Utilities on a meter
Electricity : Connected to main electric, supplied by British Gas
Construction: EWS1 In Place - Built to current regulations

Listed by

Manchester

Henry Wiltshire Ltd

Reference: 173059286

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£390,000	+4%
Sold	13/09/2023 (2 years ago)	£375,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
CARDING BUILDING, 42 FLAT 406 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AR	£230,000	16/12/2025	Flat
55 - 57 APARTMENT 8 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NT	£263,000	14/08/2025	Flat
55 - 57 APARTMENT 38 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NT	£315,750	25/06/2025	Flat
SACKVILLE PLACE FLAT 19 BOMBAY STREET, MANCHESTER, GREATER MANCHESTER, M1 7AT	£180,000	14/03/2025	Flat
CARDING BUILDING, 42 FLAT 304 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AR	£360,000	20/12/2024	Flat
CARDING BUILDING, 42 FLAT 903 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AT	£380,000	07/11/2024	Flat
LINTER BUILDING, 44 FLAT 603 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ	£392,160	08/12/2023	Flat
LINTER BUILDING, 44 FLAT 409 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ	£260,000	21/11/2023	Flat
SACKVILLE PLACE FLAT 25 BOMBAY STREET, MANCHESTER, GREATER MANCHESTER, M1 7AT	£250,000	08/11/2023	Flat
WHITWORTH HOUSE, 53 FLAT 25 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3WS	£237,500	13/10/2023	Flat
VENICE COURT APARTMENT 28 SAMUEL OGDEN STREET, MANCHESTER, GREATER MANCHESTER, M1 7AX	£116,000	29/09/2023	Flat
CITY HEIGHTS, 1 APARTMENT 25 SAMUEL OGDEN STREET, MANCHESTER, GREATER MANCHESTER, M1 7AX	£380,000	08/09/2023	Flat
CALICO BUILDING, 46 FLAT 502 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AX	£375,000	06/09/2023	Flat
LINTER BUILDING, 44 FLAT 305 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ	£358,850	06/09/2023	Flat
BOMBAY HOUSE, 59 FLAT 20 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AB	£475,000	04/09/2023	Flat
LINTER BUILDING, 44 FLAT 206 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AJ	£340,000	04/08/2023	Flat
LINTER BUILDING, 44 FLAT 1106 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW	£400,000	11/07/2023	Flat
LINTER BUILDING, 44 FLAT 706 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW	£370,000	31/05/2023	Flat
LINTER BUILDING, 44 FLAT 1009 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3AW	£380,000	12/05/2023	Flat
REGENCY HOUSE, 36 - 38 FLAT 1 WHITWORTH STREET, MANCHESTER, GREATER MANCHESTER, M1 3NR	£223,000	09/05/2023	Flat

Area average: £314,313 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -0.7%

10y growth 25.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Manchester. Series: Flats and maisonettes. As of April 2026.

1y (index) -1.4%

5y (index) 8.8%

10y (index) 57%

Rental Range

Estimated market rent for Manchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,222/mo

Realistic £1,358/mo

Optimistic £1,494/mo

Based on Local Authority from postcode lookup → Manchester.

LHA (30th percentile) floor for West Pennine: £449/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View M1 3AR

Address

42 Whitworth Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Tesco Express	0.0 miles
Shop	The Whitworth Street Creative Studio	0.1 miles
University	UCEN Manchester (Shena Simon Campus)	0.1 miles
Bus stop	Manchester City Centre,Whitworth Street / outside Sackville Gardens	0.1 miles
Bus stop	Manchester City Centre, Whitworth Street / India House (Stop SY)	0.1 miles
Train station	Manchester Oxford Road	0.3 miles
University	University of Law	0.3 miles
Train station	Manchester Piccadilly	0.3 miles
Hospital	Manchester Royal Infirmary	1.0 miles
Hospital	Plymouth Grove Medical Centre	1.0 miles

Street-level crime

Category	Count
Violence and sexual offences	3
Drugs	1
Total incidents	4

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Manchester Metropolitan University	Other	0.4 miles	— (No rating)
Abbey College Manchester	Other	0.5 miles	— (No rating)
Royal Northern College of Music	Other	0.5 miles	— (No rating)
University of Manchester	Other	0.6 miles	— (No rating)
St Philip's Church of England Primary School	Primary	0.6 miles	Good — 5 Feb 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Store Street, Manchester, Greater Manchester, M1	£1,650/mo	2	0.57 miles	Rightmove

Average rent: £1,650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £206,250

Target investor price (1%) £165,000

Gross yield 5.1%

Cost-to-rent ratio 19.7×

Monthly cashflow £-76/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).