# 3 bedroom terraced house for sale (PE27 3FN) ## Property Details | Key | Value | |-----|-------| | Address | 21 WAVENEY ROAD, ST IVES, CAMBRIDGESHIRE PE27 3FN | | Price | £270,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Construction age | England and Wales: 1983-1990 | | Floor area | 67 m² | | Last sold | £272,500 Nov 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 30/05/2032 - **Current heating cost:** £362/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2133-1181-1556-3510-1631) ## Description **** **** Harvey Robinson estate agents in St Ives are delighted to offer for sale this well-presented three-bedroom mid-terraced property situation within the popular market town of St Ives. The accommodation in brief consists of an open-plan lounge/diner and kitchen to the ground floor. To the first floor there are three bedrooms and a family bathroom. Outside, the property has a beautifully presented private rear garden, enclosed by recently replaced fencing and including a shed, pergola, and built-in barbeque. Additionally, there is a single garage, an allocated off-road parking space and a well-maintained front garden. Within close proximity of the property there is a Co-op, a veterinary surgery, a hairdresser, take-away, pub/restaurant and a community centre. Please contact our St Ives office to arrange a viewing.  **LOCATION** **AND** **AMENITIES** **** St Ives is one of Cambridgeshire's best-loved towns. It has a huge amount to offer homebuyers, including a scenic riverside location and great local amenities. One of St Ives' biggest draws is its proximity to Cambridge, the A1309 is just two miles from the property and provides easy access into the centre of Cambridge in approximately 20 minutes, in addition the St. Ives Park & Ride terminal is only a five minute drive away. You'll find plenty of shops in St Ives, along with some great independent stores and cafes, which make shopping a real pleasure. The pubs are also highly rated by residents, and you'll find plenty of great restaurants in the area. The nearest station is at Huntingdon, which is just a fifteen-minute drive away. From here, you can catch a train to London Kings Cross, which takes just over an hour. A popular primary and secondary school can be found close by.  **FAQ** **** Property Built: 1980's Council Tax: B Vendors Onward Movements: Upsizing Garden Aspect: South Water Meter: Yes School Catchments: Wheatfields and St. Ivo Loft Boarded: No Rental Value: Approximately £995 pcm Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate, and photographs provided for guidance only. Need to sell your property? Please contact us to arrange your free, no obligation Market Appraisal. For independent whole of market mortgage advice please call the team to book your appointment. View all our properties at harveyrobinson.co.uk   ## Property Photos - ![Photo](/listings/photos/96591961/1360462) - ![Photo](/listings/photos/96591961/1360463) - ![Photo](/listings/photos/96591961/1360470) - ![Photo](/listings/photos/96591961/1360484) - ![Photo](/listings/photos/96591961/1360487) - ![Photo](/listings/photos/96591961/1360488) - ![Photo](/listings/photos/96591961/1360489) - ![Photo](/listings/photos/96591961/1360490) - ![Photo](/listings/photos/96591961/1360491) - ![Photo](/listings/photos/96591961/1360492) - ![Photo](/listings/photos/96591961/1360493) - ![Photo](/listings/photos/96591961/1360496) - ![Photo](/listings/photos/96591961/1360498) - ![Photo](/listings/photos/96591961/1360502) - ![Photo](/listings/photos/96591961/1360506) ## Floorplans - ![Floorplan 1](/listings/photos/96591961/1360509) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/96591961/1360512) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 21 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £272,500 | 11/11/2022 | Terraced | | 21 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £211,000 | 11/05/2017 | Terraced | | 21 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £143,250 | 06/05/2011 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 87 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £160,000 | 16/07/2025 | Terraced | | [Same street] 35 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £250,000 | 02/06/2025 | Terraced | | 4 HOGARTH CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HJ | £260,000 | 21/05/2025 | Terraced | | [Same street] 109 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £178,000 | 12/05/2025 | Semi-detached | | [Same street] 31 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £315,000 | 03/04/2025 | Terraced | | [Same street] 117 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £202,000 | 30/09/2024 | Terraced | | [Same street] 57 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £260,000 | 04/01/2024 | Terraced | | 15 NENE WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FJ | £260,000 | 21/11/2023 | Terraced | | [Same street] 163 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £257,500 | 28/07/2023 | Terraced | | [Same street] 139 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £215,000 | 05/04/2023 | Terraced | | [Same street] 127 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £160,000 | 16/01/2023 | Terraced | | 6 HOGARTH CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HJ | £301,750 | 14/12/2022 | Terraced | | [Same street] 101 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £107,250 | 13/12/2022 | Flat | | 7 DEGAS DRIVE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3ED | £217,000 | 07/10/2022 | Terraced | | 19 WITHAM CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3DY | £235,000 | 05/10/2022 | Terraced | | 50 WELLAND CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FL | £163,000 | 22/07/2022 | Terraced | | 54 WELLAND CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FL | £200,000 | 24/06/2022 | Terraced | | 2 HOGARTH CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HJ | £290,000 | 11/05/2022 | Terraced | | 69 NENE WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3WT | £185,000 | 04/04/2022 | Terraced | | 31 CAM CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FG | £215,000 | 03/03/2022 | Terraced | | 11 CAM CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FG | £230,000 | 01/02/2022 | Terraced | | [Same street] 135 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £195,000 | 14/01/2022 | Terraced | | 15 GAINSBOROUGH DRIVE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HH | £215,000 | 06/01/2022 | Terraced | | 17 GAINSBOROUGH DRIVE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HH | £200,000 | 29/11/2021 | Terraced | | [Same street] 5 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £335,000 | 24/11/2021 | Semi-detached | | [Same street] 125 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £195,000 | 19/11/2021 | Terraced | | [Same street] 87 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £145,000 | 12/11/2021 | Terraced | | [Same street] 1 WAVENEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FN | £325,000 | 29/10/2021 | Semi-detached | | 22 OUSE ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FT | £267,500 | 29/10/2021 | Terraced | | 2 WITHAM CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3DY | £183,000 | 24/09/2021 | Terraced | **Street average:** £219,983 (15 sales) **Area average:** £228,150 (15 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £279,682 (22 Terraced, PE27, 2024–2026) - **Deviation:** -3.5% ## Rental Range *ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £942/mo - **Realistic:** £1,047/mo - **Optimistic:** £1,152/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed End Terrace, Orwell Close, PE27 | £1,350/mo | 3 | 0.19 miles | OpenRent | | 3 Bed End Terrace, Ilex Road, PE27 | £1,400/mo | 3 | 0.31 miles | OpenRent | | 3 Bed Semi-Detached House, Burstellars, PE27 | £1,600/mo | 3 | 0.36 miles | OpenRent | | 3 Bed Semi-Detached House, The Pound, PE27 | £1,500/mo | 3 | 0.56 miles | OpenRent | **Average rent: £1,463/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.54% (weak for cashflow) - **Max investor price (0.8%):** £181,250 - **Target investor price (1%):** £145,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,450/mo).* - **Gross yield:** 6.4% - **Cost-to-rent:** 15.5× - **Monthly cashflow:** £217/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,030/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 2.2% - **10y growth:** -3.8% ## House Price Index (HM Land Registry) *Official index for Huntingdonshire; Terraced series; as of April 2026.* - **1y growth (index):** 4.7% - **5y growth (index):** 16.1% - **10y growth (index):** 40.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)