For sale Terraced

Church Street

Hadfield, SK13, SK13 2AD

3 beds 1 baths Listed 10 Apr 2026 (-66d)

£185,000

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# 3 bedroom terraced house for sale (SK13 2AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | Church Street, Hadfield, SK13, SK13 2AD |
| Price | £185,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |

## Description

CHAIN FREE

Nestled in a pleasant position with an attractive church aspect, **5 Church Road, Hadfield** presents a fantastic opportunity to acquire a charming **three-bedroom stone cottage** brimming with potential. Requiring a degree of modernisation and renovation, this delightful home is perfect for **first-time buyers looking to get onto the property ladder**, as well as those seeking an exciting project to create a wonderful home tailored to their own style and taste.

The accommodation offers well-proportioned living space throughout, comprising a welcoming **lounge**, a spacious **kitchen/diner**, **three bedrooms**, and a **shower room**. To the rear, the property benefits from a **private enclosed garden**, ideal for relaxing or entertaining, together with a useful **outbuilding** offering excellent storage or further potential.

Ideally situated in the heart of Hadfield, the property enjoys a superb location just a short distance from **Hadfield railway station**, providing convenient links into Manchester and surrounding areas, making it ideal for commuters. The area is also well served by **local schools, shops, cafés, and everyday amenities**, all within easy reach. Hadfield itself is a highly desirable village on the edge of the **Peak District**, renowned for its friendly community feel and exceptional access to the surrounding countryside.

For those who enjoy the outdoors, the location is truly outstanding, with the **Longdendale Trail** beginning close to the station and offering stunning walking and cycling routes through reservoirs and beautiful open countryside. The wider Peak District is also on the doorstep, providing endless opportunities for scenic walks, hiking, and enjoying some of Derbyshire’s most breathtaking landscapes.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/174306368/112761)
- ![Photo](/listings/photos/174306368/112762)
- ![Lounge](/listings/photos/174306368/112763) - Lounge
- ![Kitchen](/listings/photos/174306368/112764) - Kitchen
- ![Lounge](/listings/photos/174306368/112765) - Lounge
- ![Kitchen](/listings/photos/174306368/112766) - Kitchen
- ![Bedroom](/listings/photos/174306368/112767) - Bedroom
- ![Bedroom](/listings/photos/174306368/112768) - Bedroom
- ![Bedroom two](/listings/photos/174306368/112769) - Bedroom two
- ![Bedroom three](/listings/photos/174306368/112770) - Bedroom three
- ![Bathroom](/listings/photos/174306368/112771) - Bathroom
- ![Photo](/listings/photos/174306368/112772)
- ![Photo](/listings/photos/174306368/112773)

## Floorplans

- ![All](/listings/photos/174306368/390005) - All

## EPC Graphs

- ![EPC 1](/listings/photos/174306368/390006) - EPC 1

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR | £217,500 | 01/12/2025 | Terraced |
| 23 STANYFORTH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2DG | £265,000 | 20/10/2025 | Terraced |
| 18A RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA | £272,500 | 08/12/2023 | Terraced |
| 12 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG | £195,000 | 19/10/2023 | Terraced |
| [Same street] 12 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £193,500 | 17/10/2023 | Terraced |
| [Same street] 6 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £179,950 | 16/10/2023 | Terraced |
| 13 SOUTH MARLOW STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AL | £210,000 | 09/10/2023 | Terraced |
| 18 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA | £224,500 | 21/08/2023 | Terraced |
| 23 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA | £190,000 | 29/06/2023 | Terraced |
| 31 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG | £235,000 | 03/03/2023 | Terraced |
| 119 STATION ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1AA | £308,000 | 23/11/2022 | Terraced |
| [Same street] 43 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £170,000 | 18/11/2022 | Terraced |
| [Same street] 10 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £167,500 | 19/10/2022 | Terraced |
| [Same street] 15 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £1,926 | 07/09/2022 | Other |
| 72 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR | £220,000 | 25/08/2022 | Terraced |
| 37 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG | £135,000 | 29/07/2022 | Terraced |
| 25 SOUTH MARLOW STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AL | £220,000 | 15/07/2022 | Terraced |
| 22 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG | £165,000 | 05/07/2022 | Terraced |
| 23 STANYFORTH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2DG | £260,000 | 10/06/2022 | Terraced |
| 4 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG | £165,000 | 27/05/2022 | Terraced |
| 16 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA | £186,000 | 29/04/2022 | Terraced |
| 146 STATION ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1AA | £227,500 | 06/04/2022 | Terraced |
| 14 SALISBURY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NP | £215,000 | 01/04/2022 | Terraced |
| [Same street] 47 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £198,900 | 04/03/2022 | Terraced |
| [Same street] 47 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £198,900 | 04/03/2022 | Terraced |
| 47 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR | £106,000 | 04/01/2022 | Terraced |
| [Same street] 19 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD | £250,000 | 15/10/2021 | Terraced |
| 52 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR | £205,000 | 11/10/2021 | Terraced |

**Street average:** £170,085 (8 sales)
**Area average:** £211,100 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £217,726 (53 Terraced, SK13, 2024–2026)
- **Deviation:** -15%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £813/mo
- **Realistic:** £903/mo
- **Optimistic:** £993/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Hadfield Road, SK13 | £1,250/mo | 3 | 0.58 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 8.1%
- **Cost-to-rent:** 12.3×
- **Monthly cashflow:** £371/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.8%
- **10y growth:** 77.1%

## House Price Index (HM Land Registry)

*Official index for High Peak; Terraced series; as of March 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 26.1%
- **10y growth (index):** 62.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Lounge Kitchen Lounge Kitchen Bedroom Bedroom Bedroom two Bedroom three Bathroom Photo 12 Photo 13

/ 13

Property details

Tenure

LEASEHOLD (849 years remaining on lease)

Council tax band

Local average

£217,726 (-15%)

Deprivation

Decile 8 (23,799 of 33,755)

Street crime

69 incidents within 1 mile (Apr 2026)

Key features

NO VENDOR CHAIN
Three Bedroom Stone Cottage
Entrance Vestibule to Lounge
True Kitchen/Diner
Shower Room
Private Rear Garden with Outbuilding
Pleasant Church Aspect
Close to Hadfield Village Centre
Short Walk to Hadfield Railway Station
Easy Access to Local Schools

Additional details

Electricity: Mains supply
Broadband: None
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Garden: Private garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

CHAIN FREE
Nestled in a pleasant position with an attractive church aspect, 5 Church Road, Hadfield presents a fantastic opportunity to acquire a charming three-bedroom stone cottage brimming with potential. Requiring a degree of modernisation and renovation, this delightful home is perfect for first-time buyers looking to get onto the property ladder, as well as those seeking an exciting project to create a wonderful home tailored to their own style and taste.
The accommodation offers well-proportioned living space throughout, comprising a welcoming lounge, a spacious kitchen/diner, three bedrooms, and a shower room. To the rear, the property benefits from a private enclosed garden, ideal for relaxing or entertaining, together with a useful outbuilding offering excellent storage or further potential.
Ideally situated in the heart of Hadfield, the property enjoys a superb location just a short distance from Hadfield railway station, providing convenient links into Manchester and surrounding areas, making it ideal for commuters. The area is also well served by local schools, shops, cafés, and everyday amenities, all within easy reach. Hadfield itself is a highly desirable village on the edge of the Peak District, renowned for its friendly community feel and exceptional access to the surrounding countryside.
For those who enjoy the outdoors, the location is truly outstanding, with the Longdendale Trail beginning close to the station and offering stunning walking and cycling routes through reservoirs and beautiful open countryside. The wider Peak District is also on the doorstep, providing endless opportunities for scenic walks, hiking, and enjoying some of Derbyshire’s most breathtaking landscapes.
EPC Rating: D

Listed by

Glossop

Stepping Stones Asset Management Limited

Reference: 174306368

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£185,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
28 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR	£217,500	01/12/2025	Terraced
23 STANYFORTH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2DG	£265,000	20/10/2025	Terraced
18A RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA	£272,500	08/12/2023	Terraced
12 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG	£195,000	19/10/2023	Terraced
Same street 12 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£193,500	17/10/2023	Terraced
Same street 6 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£179,950	16/10/2023	Terraced
13 SOUTH MARLOW STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AL	£210,000	09/10/2023	Terraced
18 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA	£224,500	21/08/2023	Terraced
23 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA	£190,000	29/06/2023	Terraced
31 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG	£235,000	03/03/2023	Terraced
119 STATION ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1AA	£308,000	23/11/2022	Terraced
Same street 43 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£170,000	18/11/2022	Terraced
Same street 10 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£167,500	19/10/2022	Terraced
Same street 15 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£1,926	07/09/2022	Other
72 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR	£220,000	25/08/2022	Terraced
37 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG	£135,000	29/07/2022	Terraced
25 SOUTH MARLOW STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AL	£220,000	15/07/2022	Terraced
22 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG	£165,000	05/07/2022	Terraced
23 STANYFORTH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2DG	£260,000	10/06/2022	Terraced
4 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AG	£165,000	27/05/2022	Terraced
16 RAILWAY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AA	£186,000	29/04/2022	Terraced
146 STATION ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1AA	£227,500	06/04/2022	Terraced
14 SALISBURY STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NP	£215,000	01/04/2022	Terraced
Same street 47 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£198,900	04/03/2022	Terraced
Same street 47 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£198,900	04/03/2022	Terraced
47 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR	£106,000	04/01/2022	Terraced
Same street 19 CHURCH STREET, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AD	£250,000	15/10/2021	Terraced
52 HADFIELD ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 1NR	£205,000	11/10/2021	Terraced

Street average: £170,085 (8 sales)

Area average: £211,100 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.8%

10y growth 77.1%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Terraced. As of March 2026.

1y (index) 2.2%

5y (index) 26.1%

10y (index) 62.8%

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £813/mo

Realistic £903/mo

Optimistic £993/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Oldham & Rochdale: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK13 2AD

Address

21-23 Church Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	D&D Newsagents	0.1 miles
Shop	Hadfield Local	0.1 miles
Bus stop	Hadfield Station	0.1 miles
Train station	Hadfield	0.1 miles
Bus stop	Unknown	0.1 miles
Train station	Dinting	0.8 miles
Hospital	Tameside General Hospital	4.8 miles
Hospital	Park Lodge Independent Hospital	5.6 miles
University	UK Management College	8.1 miles
University	University of Manchester Fallowfield Campus	10.1 miles

Street-level crime

Category	Count
Violence and sexual offences	39
Anti-social behaviour	6
Criminal damage and arson	6
Public order	5
Burglary	3
Vehicle crime	3
Drugs	2
Other crime	2
Other theft	2
Possession of weapons	1
Total incidents	69

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hadfield Nursery School	Nursery	0.2 miles	Outstanding — 27 Sep 2014
St Andrew's CofE Junior School	Primary	0.2 miles	Good — 19 Jan 2022
Hadfield Infant School	Primary	0.2 miles	Good — 18 Jan 2024
Glossopdale School and Sixth Form	Secondary	0.3 miles	Good — 7 Dec 2023
Padfield Community Primary School	Primary	0.5 miles	Good — 30 Jan 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Hadfield Road, SK13	£1,250/mo	3	0.58 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.68%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 8.1%

Cost-to-rent ratio 12.3×

Monthly cashflow £371/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).