# 3 bedroom terraced house for sale (ME7 4SA) ## Property Details | Key | Value | |-----|-------| | Address | 63 WATERLOO ROAD, GILLINGHAM, MEDWAY ME7 4SA | | Price | £285,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Last sold | £300,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 23/05/2026 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £919/year - **Est. upgrade cost to C:** £20,500 ### Recommendations - Q (£4,000 - £14,000) - N (£4,000 - £6,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0149-2844-7154-9826-1981) ## Description Deceptively Spacious Home in Gillingham - No Onward Chain This deceptively spacious home in Gillingham is available with no onward chain and offers far more room than similar properties of its age in the area, making it a truly impressive opportunity. Internally, the property is beautifully presented throughout. As you enter through the front door, you’re welcomed by a bright entrance hall leading to the ground floor rooms, with stairs rising to the first floor. The home features a large separate lounge with a bay window that fills the room with natural light, and a generous dining room, separated by elegant double doors, offering versatility and style. The modern kitchen is fitted with a wide range of matching wall and base units, while the family bathroom is equally well-appointed with a contemporary suite. Upstairs, you’ll find three generously sized double bedrooms along with the added convenience of a separate shower room. Externally, the rear garden is mainly laid to lawn, with gated rear access and established flower and shrub borders. A particular bonus is the substantial-size basement room, offering excellent potential. With slight modernisation, it could easily become a usable and versatile space, ideal as a home office, playroom, gym, or additional living area. Location: Located in a highly convenient and sought-after area location of Gillingham, the property is within walking distance of Medway Hospital, Gillingham High Street, and a mainline train station offering high-speed services to London. Several supermarkets and schools are also nearby, making it perfect for families. Additionally, the motorway links are easily accessible for commuters traveling to London or surrounding areas. EPC band: D**Disclaimer** Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate. **Money Laundering Regulations** Should a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £82.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances. ## Property Photos - ![Photo](/listings/photos/162558860/1013944) - ![Photo](/listings/photos/162558860/1013945) - ![Photo](/listings/photos/162558860/1013946) - ![Photo](/listings/photos/162558860/1013947) - ![Photo](/listings/photos/162558860/1013948) - ![Photo](/listings/photos/162558860/1013949) - ![Photo](/listings/photos/162558860/1013950) - ![Photo](/listings/photos/162558860/1013951) - ![Photo](/listings/photos/162558860/1013952) - ![Photo](/listings/photos/162558860/1013953) - ![Photo](/listings/photos/162558860/1013954) - ![Photo](/listings/photos/162558860/1013955) - ![Photo](/listings/photos/162558860/1013956) - ![Photo](/listings/photos/162558860/1013957) - ![Photo](/listings/photos/162558860/1013958) - ![Photo](/listings/photos/162558860/1013959) - ![Photo](/listings/photos/162558860/1013960) - ![Photo](/listings/photos/162558860/1013961) - ![Photo](/listings/photos/162558860/1013962) - ![Photo](/listings/photos/162558860/1013963) ## Floorplans - ![Floorplan 1](/listings/photos/162558860/1013964) - Floorplan 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 63 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £300,000 | 11/02/2026 | Terraced | | 63 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £225,000 | 25/11/2016 | Terraced | | 63 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £83,500 | 15/07/2015 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 10 ALBERT ROAD, GILLINGHAM, MEDWAY, ME7 5UX | £145,000 | 01/12/2025 | Terraced | | 38 QUEENS ROAD, GILLINGHAM, MEDWAY, ME7 4LP | £240,000 | 28/11/2025 | Terraced | | 180 CANTERBURY STREET, GILLINGHAM, MEDWAY, ME7 5XG | £250,000 | 18/09/2025 | Terraced | | 25 WINDMILL ROAD, GILLINGHAM, MEDWAY, ME7 5NT | £229,000 | 05/09/2025 | Terraced | | [Same street] 67 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £238,000 | 24/07/2025 | Terraced | | 54 TRAFALGAR STREET, GILLINGHAM, MEDWAY, ME7 4RN | £232,500 | 17/01/2025 | Terraced | | 89 TRAFALGAR STREET, GILLINGHAM, MEDWAY, ME7 4RW | £130,000 | 03/11/2023 | Terraced | | 95 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4RS | £277,000 | 06/10/2023 | Terraced | | 108 TRAFALGAR STREET, GILLINGHAM, MEDWAY, ME7 4RN | £160,000 | 09/08/2023 | Terraced | | [Same street] 35 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £200,000 | 28/07/2023 | Terraced | | 40 FREDERICK ROAD, GILLINGHAM, MEDWAY, ME7 5UT | £242,500 | 21/07/2023 | Terraced | | 18 WINDMILL ROAD, GILLINGHAM, MEDWAY, ME7 5NT | £250,000 | 17/07/2023 | Terraced | | 7 SEAVIEW ROAD, GILLINGHAM, MEDWAY, ME7 4NL | £230,000 | 07/06/2023 | Terraced | | 11 FREDERICK ROAD, GILLINGHAM, MEDWAY, ME7 5UT | £243,000 | 07/06/2023 | Terraced | | 55 SEAVIEW ROAD, GILLINGHAM, MEDWAY, ME7 4NL | £235,000 | 26/04/2023 | Terraced | | 5 JEYES ROAD, GILLINGHAM, MEDWAY, ME7 5XD | £240,000 | 20/12/2022 | Terraced | | 24 TRAFALGAR STREET, GILLINGHAM, MEDWAY, ME7 4RL | £235,000 | 14/12/2022 | Terraced | | 32 WELLINGTON ROAD, GILLINGHAM, MEDWAY, ME7 4NN | £250,000 | 09/12/2022 | Terraced | | 67 MAY ROAD, GILLINGHAM, MEDWAY, ME7 5UU | £279,000 | 02/12/2022 | Terraced | | 50 FREDERICK ROAD, GILLINGHAM, MEDWAY, ME7 5UT | £249,000 | 30/11/2022 | Terraced | | 84 COPENHAGEN ROAD, GILLINGHAM, MEDWAY, ME7 4RT | £296,000 | 23/11/2022 | Terraced | | 4 NILE ROAD, GILLINGHAM, MEDWAY, ME7 4SE | £295,000 | 21/11/2022 | Terraced | | [Same street] 25 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £260,000 | 09/09/2022 | Terraced | | [Same street] 81 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £273,000 | 30/06/2022 | Terraced | | [Same street] 89 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £190,000 | 26/05/2022 | Terraced | | [Same street] 29 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £230,000 | 01/02/2022 | Terraced | | [Same street] 37 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £252,000 | 09/12/2021 | Terraced | | [Same street] 87 WATERLOO ROAD, GILLINGHAM, MEDWAY, ME7 4SA | £222,000 | 29/07/2021 | Semi-detached | **Street average:** £233,125 (8 sales) **Area average:** £235,400 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £251,701 (126 Terraced, ME7, 2024–2026) - **Deviation:** +13.2% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,114/mo - **Realistic:** £1,238/mo - **Optimistic:** £1,362/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,197/mo ## 1% Rule - **Rent ratio:** 0.43% (weak for cashflow) - **Max investor price (0.8%):** £154,750 - **Target investor price (1%):** £123,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £2,615/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 8% - **10y growth:** 32.3% ## House Price Index (HM Land Registry) *Official index for Medway; Terraced series; as of April 2026.* - **1y growth (index):** 0.5% - **5y growth (index):** 16% - **10y growth (index):** 39.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)