Sold STC Semi-detached

10 ASHCROFT DRIVE

MACCLESFIELD, CHELFORD, CHESHIRE EAST SK11 9GF

3 beds 2 baths 1,001 sq ft Listed 11 Apr 2025 (-428d)

£400,000

Fixed Price

Reduced on 17 Mar 2026

Save

# 3 bedroom semi-detached house for sale (SK11 9GF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 ASHCROFT DRIVE, MACCLESFIELD, CHELFORD, CHESHIRE EAST SK11 9GF |
| Price | £400,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Floor area | 93 m² |
| Last sold | £377,500 Jun 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 13/06/2032
- **Current heating cost:** £234/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- Solar water heating (£4,000 - £6,000)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Description

The ground floor boasts a spacious dining kitchen complete with an island and a utility room. The expansive dual aspect lounge offers a bright and airy space for relaxation and entertainment. Upstairs, three well-appointed bedrooms, two bathrooms, and a convenient downstairs WC cater to the needs of a growing family.

The property benefits from driveway parking for two cars and occupies a prime position within the development. Situated mere moments from village amenities and the train station, with a swift 35-minute journey to Manchester Piccadilly, this residence promises both convenience and elegance for its owners.

EPC Rating: B

## Property Photos

- ![Photo](/listings/photos/160555232/76853)
- ![Photo](/listings/photos/160555232/76855)
- ![Photo](/listings/photos/160555232/76856)
- ![Photo](/listings/photos/160555232/76857)
- ![Photo](/listings/photos/160555232/76858)
- ![Photo](/listings/photos/160555232/76859)
- ![Photo](/listings/photos/160555232/76860)
- ![Photo](/listings/photos/160555232/76861)
- ![Photo](/listings/photos/160555232/76862)
- ![Photo](/listings/photos/160555232/76863)
- ![Photo](/listings/photos/160555232/76864)
- ![Photo](/listings/photos/160555232/76865)
- ![Photo](/listings/photos/160555232/76866)
- ![Photo](/listings/photos/160555232/76867)

## Floorplans

- ![All](/listings/photos/160555232/76868) - All

## EPC Graphs

- ![EPC 1](/listings/photos/160555232/76869) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £377,500 | 28/06/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ | £186,000 | 18/12/2025 | Semi-detached |
| 6 TOWNFIELD PLACE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GG | £425,000 | 18/12/2025 | Semi-detached |
| [Same street] 27 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £350,000 | 28/11/2025 | Semi-detached |
| 11 SMALLBROOK CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GH | £415,000 | 28/07/2025 | Semi-detached |
| 5 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY | £376,500 | 16/05/2025 | Semi-detached |
| [Same street] 39 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £474,995 | 22/12/2023 | Detached |
| 18 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU | £395,000 | 11/12/2023 | Semi-detached |
| [Same street] 41 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £463,138 | 24/02/2023 | Detached |
| [Same street] 37 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £352,500 | 05/01/2023 | Semi-detached |
| [Same street] 27 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £350,000 | 23/12/2022 | Semi-detached |
| [Same street] 33 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £415,000 | 21/12/2022 | Semi-detached |
| [Same street] 43 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £372,500 | 16/12/2022 | Semi-detached |
| [Same street] 45 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £396,000 | 16/12/2022 | Semi-detached |
| [Same street] 47 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £550,000 | 09/12/2022 | Detached |
| [Same street] 26 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £162,067 | 09/12/2022 | Terraced |
| [Same street] 24 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £162,067 | 09/12/2022 | Terraced |
| [Same street] 22 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £162,067 | 09/12/2022 | Terraced |
| [Same street] 20 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £146,405 | 05/12/2022 | Semi-detached |
| [Same street] 18 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £146,405 | 05/12/2022 | Semi-detached |
| [Same street] 16 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £380,000 | 25/11/2022 | Semi-detached |
| 14 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £378,000 | 25/11/2022 | Semi-detached |
| 12 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £315,000 | 11/11/2022 | Semi-detached |
| 12 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ | £450,000 | 04/11/2022 | Semi-detached |
| 19 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ | £335,000 | 06/10/2022 | Semi-detached |
| 7 TOWNFIELD PLACE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GG | £383,000 | 12/09/2022 | Semi-detached |
| 8 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU | £265,000 | 07/09/2022 | Semi-detached |
| 5 SMALLBROOK CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GH | £320,000 | 29/07/2022 | Semi-detached |
| 9 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY | £277,500 | 10/06/2022 | Semi-detached |
| 18 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU | £343,500 | 20/05/2022 | Semi-detached |
| 8 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £325,000 | 29/04/2022 | Semi-detached |
| 1 ROBIN CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BA | £275,000 | 11/04/2022 | Semi-detached |
| 6 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £377,500 | 29/10/2021 | Semi-detached |
| 1 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY | £325,000 | 13/07/2021 | Semi-detached |
| 1 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF | £375,000 | 30/06/2021 | Semi-detached |
| 8 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU | £220,000 | 30/06/2021 | Semi-detached |

**Street average:** £325,543 (15 sales)
**Area average:** £338,100 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £324,083 (51 Semi-detached, SK11, 2024–2026)
- **Deviation:** +23.4%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £992/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Meadow Lodge, Marton](http://87.117.209.195:8080/listings/10849fb) | £2,500/mo | 3 | 4.78 miles | Rightmove |

**Average rent: £2,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £312,500
- **Target investor price (1%):** £250,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,500/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.3×
- **Monthly cashflow:** £650/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,301/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.3%
- **10y growth:** 83%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.3%
- **5y growth (index):** 25.2%
- **10y growth (index):** 56.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14

/ 14

Property details

Tenure

FREEHOLD

Floor area

93 m²

Council tax band

EPC rating

Last sold

£377,500 Jun 2022

Price per m²

£4,301/m²

Local average

£324,083 (+23.4%)

Deprivation

Decile 9 (30,378 of 33,755)

Street crime

5 incidents within 1 mile (Apr 2026)

Key features

Beautifully presented and upgraded in various place
Three good bedrooms, two bathrooms and a downstairs WC
Driveway parking for two cars
Lovely dining kitchen with island and utility room
Large dual aspect lounge
Prime position within the development
Moments from the village amenities and train station, 35 min. from Man Picc.

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Off street
Garden: Front garden, Rear garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

A stunning 3-bedroom semi-detached house, meticulously constructed by renowned builders David Wilson Homes just a few years ago. Upgraded in various areas, this property exudes sophistication and modernity throughout.

The ground floor boasts a spacious dining kitchen complete with an island and a utility room. The expansive dual aspect lounge offers a bright and airy space for relaxation and entertainment. Upstairs, three well-appointed bedrooms, two bathrooms, and a convenient downstairs WC cater to the needs of a growing family.

The property benefits from driveway parking for two cars and occupies a prime position within the development. Situated mere moments from village amenities and the train station, with a swift 35-minute journey to Manchester Piccadilly, this residence promises both convenience and elegance for its owners.
EPC Rating: B

Listed by

Knutsford

Stuart Rushton & Co

Reference: 160555232

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 14/06/2022

Expiry date: 13/06/2032

Current heating cost: £234/year

Potential heating cost: £234/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£400,000	+6%
Sold	28/06/2022 (3 years ago)	£377,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
16 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ	£186,000	18/12/2025	Semi-detached
6 TOWNFIELD PLACE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GG	£425,000	18/12/2025	Semi-detached
Same street 27 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£350,000	28/11/2025	Semi-detached
11 SMALLBROOK CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GH	£415,000	28/07/2025	Semi-detached
5 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY	£376,500	16/05/2025	Semi-detached
Same street 39 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£474,995	22/12/2023	Detached
18 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU	£395,000	11/12/2023	Semi-detached
Same street 41 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£463,138	24/02/2023	Detached
Same street 37 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£352,500	05/01/2023	Semi-detached
Same street 27 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£350,000	23/12/2022	Semi-detached
Same street 33 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£415,000	21/12/2022	Semi-detached
Same street 43 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£372,500	16/12/2022	Semi-detached
Same street 45 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£396,000	16/12/2022	Semi-detached
Same street 47 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£550,000	09/12/2022	Detached
Same street 26 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£162,067	09/12/2022	Terraced
Same street 24 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£162,067	09/12/2022	Terraced
Same street 22 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£162,067	09/12/2022	Terraced
Same street 20 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£146,405	05/12/2022	Semi-detached
Same street 18 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£146,405	05/12/2022	Semi-detached
Same street 16 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£380,000	25/11/2022	Semi-detached
14 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£378,000	25/11/2022	Semi-detached
12 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£315,000	11/11/2022	Semi-detached
12 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ	£450,000	04/11/2022	Semi-detached
19 CHILLINGHAM CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9FZ	£335,000	06/10/2022	Semi-detached
7 TOWNFIELD PLACE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GG	£383,000	12/09/2022	Semi-detached
8 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU	£265,000	07/09/2022	Semi-detached
5 SMALLBROOK CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GH	£320,000	29/07/2022	Semi-detached
9 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY	£277,500	10/06/2022	Semi-detached
18 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU	£343,500	20/05/2022	Semi-detached
8 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£325,000	29/04/2022	Semi-detached
1 ROBIN CLOSE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BA	£275,000	11/04/2022	Semi-detached
6 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£377,500	29/10/2021	Semi-detached
1 OAK ROAD, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9AY	£325,000	13/07/2021	Semi-detached
1 ASHCROFT DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9GF	£375,000	30/06/2021	Semi-detached
8 DIXON DRIVE, CHELFORD, MACCLESFIELD, CHESHIRE EAST, SK11 9BU	£220,000	30/06/2021	Semi-detached

Street average: £325,543 (15 sales)

Area average: £338,100 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.3%

10y growth 83%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Semi-detached. As of March 2026.

1y (index) 2.3%

5y (index) 25.2%

10y (index) 56.5%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £878/mo

Realistic £975/mo

Optimistic £1,073/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for East Cheshire: £992/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK11 9GF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chelford, Dixon Drive / Clay Heys	0.1 miles
Train station	Chelford	0.2 miles
Shop	Myke Caulton Floral Couture	0.2 miles
Bus stop	Chelford, Knutsford Road / Dixon Drive	0.2 miles
Shop	A. J. Boon traditional family butcher	0.2 miles
Hospital	Soss Moss Hospital	1.1 miles
Train station	Alderley Edge	2.8 miles
Hospital	The Wilmslow Hospital	4.0 miles

Street-level crime

Category	Count
Anti-social behaviour	2
Violence and sexual offences	2
Burglary	1
Total incidents	5

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chelford CofE Primary School	Primary	0.3 miles	Good — 30 Nov 2023
David Lewis School	Other	1.1 miles	Good — 12 Jan 2015
The David Lewis Centre	Other	1.1 miles	— (No rating)
Peover Superior Endowed Primary School	Primary	1.9 miles	Outstanding — 15 Jan 2018
Nether Alderley Primary School	Primary	2.0 miles	Good — 1 May 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Meadow Lodge, Marton	£2,500/mo	3	4.78 miles	Rightmove

Average rent: £2,500/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.63%

Max investor price (0.8%) £312,500

Target investor price (1%) £250,000

Gross yield 7.5%

Cost-to-rent ratio 13.3×

Monthly cashflow £650/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).