Sold STC End of terrace

MILFORD

ONGAR ROAD, ONGAR, FYFIELD, ESSEX CM5 0RB

4 beds 1,389 sq ft Listed 1 Aug 2022 (-1461d)

£695,000

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# 4 bedroom end of terrace house for sale (CM5 0RB)

## Property Details

| Key | Value |
|-----|-------|
| Address | MILFORD, ONGAR ROAD, ONGAR, FYFIELD, ESSEX CM5 0RB |
| Price | £695,000 |
| Bedrooms | 4 |
| Construction age | England and Wales: before 1900 |
| Floor area | 129 m² |
| Last sold | £680,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 15/09/2032
- **Current heating cost:** £1,005/year
- **Est. upgrade cost to C:** £30,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8614-1132-5002-0291-9406)

## Description

ENTRANCE HALL   With school style radiator.  Boarded floor and wall panelling.

SITTING ROOM   13'6" x 11'  Plus deep double glazed bay window to front aspect.  School style radiator.  Open fireplace with ornate Victorian style surround.  Fitted cupboards and shelving.  Coved cornice.  Wall panelling.  Boarded floor.

WELL EQUIPPED KITCHEN/BREAKFAST ROOM   14' x 11'  With an outstanding range of units comprising ample base unit, stone worktops.  Split level oven and grill. Induction hob with extractor hood over.  Island unit incorporating Belfast sink.  Breakfast bar.  Integrated dishwasher, fridge and freezer.  Boarded floor.

PANTRY   7' x 4'  With block floor.  School style radiator.  Shelving.  Downlighting.

UTIILTY ROOM   8'5" x 7'  With block flooring.  Range of fitted cupboards.  Belfast sink unit.  Heavy timber worktops.  Plumbing for washing machine.  Downlighting.  Double glazed window.

SHOWER ROOM  With low level concealed cistern.  Wash hand basin with storage drawers under.  Walk in shower with glaze screen.  Heated towel rack. Part tiled walls and floor.  Downlighting.  Obscure double glazed window.

FAMILY/T.V. ROOM   11'2" x 8'11"  With dual double glazed doors to patio and garden.  Radiator. Downlighting.

BEDROOM 5/RECEPTION ROOM   13'6" x 8'10"  Double glazed window to front aspect.  Radiator. Downlighting.

FIRST FLOOR LANDING   Sash window to rear aspect.  Wall panelling.

BEDROOM 1   11' x 10'2"  Wood laminate floor.  Sash window to rear aspect.  Two sets of double cupboards.  Victorian style cast fireplace.  Radiator.

BEDROOM 2   11' x 10'3"  Two double built in wardrobes.  Victorian style cast fireplace.  Sash window to front aspect.

BEDROOM 3  12'6" x 9'  Wood laminate floor. Radiator.  Sash window.  Steps rising to:

MEZANINE BEDROOM   9' x 8'3"  Access to eaves.  Fitted bed.

OFFICE/BEDROOM 4  7'9" x 5'8"  With wood laminate floor.  Radiator.  Sash window to front aspect.

BATH/SHOWER ROOM   White suite comprising low level w.c. with concealed cistern.  Tile enclose bath with spray attachment and mixer taps.  Wash hand basin with storage cupboards under.  Glazed shower.  Part tiled walls tiled floor.  Radiator.  Obscure glazed sash window.  Radiator.  Downlighting.

EXTERIOR

LOVELY GARDENS  With a large patio area steps rising to lawned area.  Perimeter fencing.  Side pedestrian access via timber gate mature fruit trees.  Base for home office and workshop.  Exterior housed oil fired boiler serving central heating. Oil storage tank.

AGENTS NOTE  We understand planning permission has been granted for a single storey extension to the rear of the property.

**Entrance Hall: **

**Sitting room: **4.11m x 3.35m (13'6" x 11')

**Well equipped kitche/breakfast room: **4.27m x 3.35m (14' x 11')

**Pantry: **2.13m x 1.22m (7' x 4')

**Utility Room: **2.57m x 2.13m (8'5" x 7')

**Shower Room: **

**Family/TV room: **3.40m x 2.72m (11'2" x 8'11")

**Bedroom5/reception room: **4.11m x 2.69m (13'6" x 8'10")

**Bedroom 1: **3.35m x 3.10m (11' x 10'2")

**Bedroom 2: **3.35m x 3.12m (11' x 10'3")

**Bedroom 3: **3.81m x  (12'6" x )

## Property Photos

- ![Photo 22](/listings/photos/125593247/1607560) - Photo 22
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- ![Photo 23](/listings/photos/125593247/1607623) - Photo 23
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- ![Photo 4](/listings/photos/125593247/1607671) - Photo 4
- ![Photo 2](/listings/photos/125593247/1607677) - Photo 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| MILFORD ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £680,000 | 20/10/2022 | Semi-detached |
| MILFORD ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £420,000 | 14/10/2019 | Semi-detached |
| MILFORD ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £399,950 | 06/05/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] MERLIN ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £380,000 | 30/06/2023 | Terraced |
| [Same street] 55 ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £412,500 | 29/06/2023 | Semi-detached |
| [Same street] MOENA ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £647,000 | 13/05/2022 | Detached |
| [Same street] MILL HATCH ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB | £685,000 | 26/10/2021 | Detached |

**Street average:** £531,125 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £412,500 (4 Terraced, CM5, 2024–2026)
- **Deviation:** +68.5%

## Rental Range

*ONS Price Index of Private Rents (Epping Forest). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,659/mo
- **Realistic:** £1,843/mo
- **Optimistic:** £2,027/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,371/mo

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £230,375
- **Target investor price (1%):** £184,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £5,388/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** -3.5%

## House Price Index (HM Land Registry)

*Official index for Epping Forest; Terraced series; as of April 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 9.5%
- **10y growth (index):** 19.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

129 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£680,000 Oct 2022

Price per m²

£5,388/m²

Local average

£412,500 (+68.5%)

Deprivation

Decile 5 (14,967 of 33,755)

Street crime

4 incidents within 1 mile (May 2026)

Key features

OUTSTANDING VICTORIAN PROPERTY HAVING BEEN SYMPATHETICALLY MODERNISED
OFFICE
2 RECEPTION ROOMS
BATHROOM/SHOWER ROOM
UTILITY ROOM, PANTRY AND SHOWER ROOM
LOVELY GARDENS
WELL EQUIPPED KITCHEN
4 BEDROOM WITH ADDITONAL MEZANINE/BEDROOM

Additional details

Garden: Yes

Description

ENTRANCE HALL With school style radiator. Boarded floor and wall panelling.

SITTING ROOM 13'6" x 11' Plus deep double glazed bay window to front aspect. School style radiator. Open fireplace with ornate Victorian style surround. Fitted cupboards and shelving. Coved cornice. Wall panelling. Boarded floor.

WELL EQUIPPED KITCHEN/BREAKFAST ROOM 14' x 11' With an outstanding range of units comprising ample base unit, stone worktops. Split level oven and grill. Induction hob with extractor hood over. Island unit incorporating Belfast sink. Breakfast bar. Integrated dishwasher, fridge and freezer. Boarded floor.

PANTRY 7' x 4' With block floor. School style radiator. Shelving. Downlighting.

UTIILTY ROOM 8'5" x 7' With block flooring. Range of fitted cupboards. Belfast sink unit. Heavy timber worktops. Plumbing for washing machine. Downlighting. Double glazed window.

SHOWER ROOM With low level concealed cistern. Wash hand basin with storage drawers under. Walk in shower with glaze screen. Heated towel rack. Part tiled walls and floor. Downlighting. Obscure double glazed window.

FAMILY/T.V. ROOM 11'2" x 8'11" With dual double glazed doors to patio and garden. Radiator. Downlighting.

BEDROOM 5/RECEPTION ROOM 13'6" x 8'10" Double glazed window to front aspect. Radiator. Downlighting.

FIRST FLOOR LANDING Sash window to rear aspect. Wall panelling.

BEDROOM 1 11' x 10'2" Wood laminate floor. Sash window to rear aspect. Two sets of double cupboards. Victorian style cast fireplace. Radiator.

BEDROOM 2 11' x 10'3" Two double built in wardrobes. Victorian style cast fireplace. Sash window to front aspect.

BEDROOM 3 12'6" x 9' Wood laminate floor. Radiator. Sash window. Steps rising to:

MEZANINE BEDROOM 9' x 8'3" Access to eaves. Fitted bed.

OFFICE/BEDROOM 4 7'9" x 5'8" With wood laminate floor. Radiator. Sash window to front aspect.

BATH/SHOWER ROOM White suite comprising low level w.c. with concealed cistern. Tile enclose bath with spray attachment and mixer taps. Wash hand basin with storage cupboards under. Glazed shower. Part tiled walls tiled floor. Radiator. Obscure glazed sash window. Radiator. Downlighting.

EXTERIOR

LOVELY GARDENS With a large patio area steps rising to lawned area. Perimeter fencing. Side pedestrian access via timber gate mature fruit trees. Base for home office and workshop. Exterior housed oil fired boiler serving central heating. Oil storage tank.

AGENTS NOTE We understand planning permission has been granted for a single storey extension to the rear of the property.

Entrance Hall:

Sitting room: 4.11m x 3.35m (13'6" x 11')

Well equipped kitche/breakfast room: 4.27m x 3.35m (14' x 11')

Pantry: 2.13m x 1.22m (7' x 4')

Utility Room: 2.57m x 2.13m (8'5" x 7')

Shower Room:

Family/TV room: 3.40m x 2.72m (11'2" x 8'11")

Bedroom5/reception room: 4.11m x 2.69m (13'6" x 8'10")

Bedroom 1: 3.35m x 3.10m (11' x 10'2")

Bedroom 2: 3.35m x 3.12m (11' x 10'3")

Bedroom 3: 3.81m x (12'6" x )

Listed by

Ongar

John Sear Estate Agents

Reference: 125593247

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 16/09/2022

Expiry date: 15/09/2032

Current heating cost: £1,005/year

Potential heating cost: £635/year

Est. upgrade cost to C: £30,675

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Floor insulation (solid floor) (£4,000 - £6,000)
Draughtproof single-glazed windows (£80 - £120)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

70% since 2016

Event	Date	Price	% change
Sold	20/10/2022 (3 years ago)	£680,000	+61.9%
Sold	14/10/2019 (6 years ago)	£420,000	+5%
Sold	06/05/2016 (10 years ago)	£399,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street MERLIN ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB	£380,000	30/06/2023	Terraced
Same street 55 ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB	£412,500	29/06/2023	Semi-detached
Same street MOENA ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB	£647,000	13/05/2022	Detached
Same street MILL HATCH ONGAR ROAD, FYFIELD, ONGAR, EPPING FOREST, ESSEX, CM5 0RB	£685,000	26/10/2021	Detached

Street average: £531,125 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

10y growth -3.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Epping Forest. Series: Terraced. As of April 2026.

1y (index) 2.6%

5y (index) 9.5%

10y (index) 19.3%

Rental Range

Estimated market rent for Epping Forest. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,659/mo

Realistic £1,843/mo

Optimistic £2,027/mo

Based on Local Authority from postcode lookup → Epping Forest.

LHA (30th percentile) floor for Harlow & Stortford: £1,371/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CM5 0RB

Address

Ongar Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Houchin Drive	0.1 miles
Shop	Nisa Local	1.9 miles
Shop	Shelley Stores	2.0 miles
Train station	Ongar	2.3 miles
Train station	North Weald	4.8 miles
Hospital	Suttons Manor Hospital	6.5 miles
University	Writtle School of Design	6.8 miles
Hospital	Jacob's Neuro Centre	7.4 miles

Street-level crime

Category	Count
Violence and sexual offences	3
Anti-social behaviour	1
Total incidents	4

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Dr Walker's Church of England Voluntary Controlled Primary School, Fyfield	Primary	0.1 miles	Requires improvement — 17 Mar 2024
The Ongar Academy	Secondary	1.7 miles	Good — 25 Jun 2018
High Ongar Primary School	Primary	2.0 miles	Good — 5 Mar 2023
Moreton Church of England Voluntary Aided Primary School	Primary	2.0 miles	Good — 16 Mar 2023
Ongar Primary School	Primary	2.2 miles	Good — 20 May 2016

Rental Comparables

Rental comparables are temporarily unavailable while listing-site fetches are paused. Try again later.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.27%

Max investor price (0.8%) £230,375

Target investor price (1%) £184,300

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).