Sold STC Bungalow

45 SAND CROFT

PENRITH, CUMBRIA CA11 8BB

3 beds 1,561 sq ft Listed 19 Mar 2016 (-3735d)

£485,000

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Sand Croft Gardens Lounge Hall Lounge Lounge Kitchen / Diner Kitchen / Diner Garden Room Master Bedroom Master Bedroom Master Ensuite Bed 2 Bed 3 Family Bathroom Gardens Gardens Gardens Gardens Gardens Sand Croft

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Property details

Floor area

145 m²

EPC rating

C

Year built

England and Wales: 1996-2002

Last sold

£470,000 Dec 2016

Price per m²

£3,345/m²

Local average

£354,245 (+36.9%)

Deprivation

Decile 8 (23,922 of 33,755)

Street crime

117 incidents within 1 mile (Apr 2026)

Key features

  • 3 Bedrooms
  • Vestibule
  • Entrance Hall
  • Lounge
  • Kitchen/ Diner
  • Utility Room
  • Garden Room
  • Bathroom
  • Ensuite
  • Garden

Additional details

Parking
Yes
Garden
Yes

Description

Found in arguably the most popular area of Penrith, in a quiet cul-de-sac, in easy walking distance of the town centre, with an elevated position, generous gardens and stunning views over the town towards the Lake District. An impeccably refurbished and presented, detached bungalow.

Lying at the head of a cul-de-sac this property provides spacious living and has been designed to make the most of the light and space on offer.

With a double garage underneath, with the option of conversion, the property has been tastefully modernised and improved in recent years with bespoke kitchen, garden room and bathrooms by Town and Country.

It sits in generous, low maintenance, south facing landscaped gardens and has open views over Penrith to the Lake District beyond.

Directions
From Sandgate follow Fell Lane up the hill turning left onto Sand Croft after approximately 400 metres. Follow the road to the left and left again onto the cul-de-sac.

Services
Mains electric, gas, water, solar and drainage are connected but have not been tested.

Listed by

Penrith

H&H Land & Estates Limited

Reference: 58378574

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 09/04/2026

Current heating cost: £1,743/year

Potential heating cost: £1,743/year

Est. upgrade cost to C: £9,000

Recommendations

  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

12% since 2011

Event Date Price % change
Sold 01/12/2016 (9 years ago) £470,000 +11.9%
Sold 11/02/2011 (15 years ago) £420,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
FAIRWAY ARTHUR STREET, PENRITH, WESTMORLAND AND FURNESS, CA11 7TX £552,000 20/08/2025 Detached
24 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB £367,000 02/06/2025 Detached
49 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB £490,000 11/12/2024 Detached
25 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB £413,000 11/07/2023 Detached
4 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB £330,000 20/03/2023 Detached
2 BEACON PARK, PENRITH, WESTMORLAND AND FURNESS, CA11 7UB £450,000 21/02/2023 Detached
47 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB £425,000 25/01/2023 Detached
5 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB £380,000 28/10/2022 Detached
3 LOWTHER STREET, PENRITH, EDEN, CUMBRIA, CA11 7UW £345,000 18/07/2022 Detached
25 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB £385,000 16/02/2022 Detached
CUILFAIL BEACON SQUARE, PENRITH, EDEN, CUMBRIA, CA11 8AJ £475,000 12/11/2021 Detached
DAMSON HOUSE MEETING HOUSE LANE, PENRITH, EDEN, CUMBRIA, CA11 7TR £385,000 20/08/2021 Detached

Area average: £416,417 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -9.1%
10y growth 5.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of March 2026.

1y (index) 1.1%
5y (index) 22.5%
10y (index) 56.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £588/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Brentfield Way at Brent Gardens 0.1 miles
Bus stop Brent Road (W) 0.1 miles
Shop Precision Beauty 0.2 miles
Shop Whitmore & Thwaytes 0.2 miles
Train station Penrith (North Lakes) 0.6 miles
Hospital Penrith Hospital 0.8 miles
Train station Langwathby 3.9 miles

Street-level crime

Category Count
Violence and sexual offences 52
Shoplifting 20
Public order 15
Other theft 10
Drugs 6
Criminal damage and arson 5
Other crime 4
Possession of weapons 3
Bicycle theft 1
Burglary 1
Total incidents 117

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Beaconside CofE Primary School Primary 0.2 miles Good — 18 Mar 2016
Brunswick School Primary 0.3 miles Good — 15 Feb 2018
St Catherine's Catholic Primary School, Penrith Primary 0.3 miles Good — 21 Sep 2022
Ullswater Community College Secondary 0.6 miles Good — 25 May 2023
Queen Elizabeth Grammar School Penrith Secondary 0.7 miles Good — 28 Mar 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Foster Street, CA11 £1,200/mo 3 0.48 miles OpenRent
3 Bed Semi-Detached House, Raiselands Croft, CA11 £950/mo 3 0.65 miles OpenRent

Average rent: £1,075/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.22%
Max investor price (0.8%) £134,375
Target investor price (1%) £107,500
Gross yield 2.7%
Cost-to-rent ratio 37.6×
Monthly cashflow £-967/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -8.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).