# 3 bedroom semi-detached house for sale (LN9 6PJ) ## Property Details | Key | Value | |-----|-------| | Address | 67 WINCEBY GARDENS, HORNCASTLE, LINCOLNSHIRE LN9 6PJ | | Price | £199,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Last sold | £190,000 Apr 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** A - **Expiry date:** 12/12/2032 - **Current heating cost:** £216/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6672-3332-4559-1867-2296) ## Description 67 Winceby Gardens is a three bedroom, semi-detached property - built 2023 and boasting an excellent EPC ‘B’ rating. Providing modern, excellently presented accommodation, the property enjoys a southerly aspect and is set to a no-through road location on the Eastern edge of this well-serviced market town. Accommodation comprises; hall, cloakroom, lounge, dining kitchen, three bedrooms and bathroom. There are gardens to the front and rear with driveway parking and a single garage. Horncastle provides a wealth of amenities, alongside primary and secondary schooling. Accessed via regular public transport connections, the Lincolnshire coastline and county city of Lincoln are 21 miles away to the East and West respectively. ## Property Photos - ![Main Elevation](/listings/photos/169878275/2191368) - Main Elevation - ![Living Room](/listings/photos/169878275/2191369) - Living Room - ![Kitchen](/listings/photos/169878275/2191370) - Kitchen - ![Photo 14](/listings/photos/169878275/2191371) - Photo 14 - ![Bedroom](/listings/photos/169878275/2191372) - Bedroom - ![Bathroom](/listings/photos/169878275/2191373) - Bathroom - ![Bedroom](/listings/photos/169878275/2191374) - Bedroom - ![Bedroom](/listings/photos/169878275/2191375) - Bedroom - ![Rear Garden](/listings/photos/169878275/2191376) - Rear Garden - ![Rear Garden](/listings/photos/169878275/2191377) - Rear Garden - ![Views to Front](/listings/photos/169878275/2191378) - Views to Front ## Floorplans - ![All property](/listings/photos/169878275/2191379) - All property ## EPC Graphs - ![Energy Performance Certificate](/listings/photos/169878275/2191380) - Energy Performance Certificate ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 67 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £190,000 | 01/04/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 32 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £167,000 | 14/02/2025 | Semi-detached | | 46 BANOVALLUM GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PN | £150,500 | 07/02/2025 | Semi-detached | | 63 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £201,995 | 06/01/2023 | Semi-detached | | 50 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £204,995 | 22/12/2022 | Semi-detached | | 46 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £162,995 | 30/11/2022 | Semi-detached | | 4 SAXON WAY, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PR | £189,000 | 30/11/2022 | Semi-detached | | 44 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £181,995 | 25/11/2022 | Semi-detached | | 65 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £203,995 | 25/11/2022 | Semi-detached | | 28 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £174,995 | 30/09/2022 | Semi-detached | | 34 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £180,995 | 30/09/2022 | Semi-detached | | 26 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £155,995 | 30/09/2022 | Semi-detached | | 32 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £180,995 | 29/09/2022 | Semi-detached | | 51 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £188,995 | 30/06/2022 | Semi-detached | | 49 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £174,995 | 30/06/2022 | Semi-detached | | 45 WINCEBY GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PJ | £152,995 | 29/06/2022 | Semi-detached | | 42 BANOVALLUM GARDENS, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PN | £150,000 | 05/04/2022 | Semi-detached | | 6 SAXON WAY, HORNCASTLE, EAST LINDSEY, LINCOLNSHIRE, LN9 6PR | £170,000 | 29/11/2021 | Semi-detached | **Area average:** £176,026 (17 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £170,941 (9 Semi-detached, LN9, 2024–2026) - **Deviation:** +17% ## Rental Range *ONS Price Index of Private Rents (East Lindsey). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £629/mo - **Realistic:** £699/mo - **Optimistic:** £769/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Wolds and Coast (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £598/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Detached House, Hamerton Lane, LN9 | £1,100/mo | 3 | 0.65 miles | OpenRent | | 3 Bed End Terrace, St Lawrence St, LN9 | £825/mo | 3 | 0.78 miles | OpenRent | | 3 Bed Terraced House, West St, LN9 | £835/mo | 3 | 1.03 miles | OpenRent | **Average rent: £920/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.42% (weak for cashflow) - **Max investor price (0.8%):** £104,375 - **Target investor price (1%):** £83,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £835/mo).* - **Gross yield:** 5% - **Cost-to-rent:** 20× - **Monthly cashflow:** £-61/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,777/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10% - **10y growth:** 5.4% ## House Price Index (HM Land Registry) *Official index for East Lindsey; Semi-detached series; as of June 2026.* - **1y growth (index):** 8.1% - **5y growth (index):** 17.4% - **10y growth (index):** 47.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)