Sold STC Flat

3 RIDDELL GARDENS

BALDOCK, HERTFORDSHIRE SG7 6JZ

2 beds 2 baths 49 m² Listed 4 Apr 2024 (-800d)

£220,000

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# 2 bedroom flat for sale (SG7 6JZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 RIDDELL GARDENS, BALDOCK, HERTFORDSHIRE SG7 6JZ |
| Price | £220,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £210,000 Oct 2024 |

## Description

**Ground Floor** -

**Entrance Hall** - Accessed by phone security system or keypad. Stairs to first floor. Stair lift.

**First Floor** -

**Landing** - Stairs from ground floor. Stair lift from ground floor.

**Property Entrance** - Part glazed front door.

**Inner Hall** - Doors to all rooms. Radiator. Loft access.

**Bedroom Two** - uPVC window to front. Radiator. Built in wardrobe.

**Storage Cupboard** - Shelving. Light.

**Shower Room** - Refitted with quadrant shower cubicle with power shower. Large vanity unit with inset ceramic wash hand basin. Low level WC with hidden cistern. Vinyl flooring. Extensive tiling. Chrome ladder style heated towel rail. Extractor fan.

**Bedroom One** - uPVC window to front. Radiator. Built in wardrobe.

**Kitchen** - uPVC window to rear. range of eye and base level units. Inset stainless steel sink. Wall mounted gas fired boiler. Vinyl flooring. Tiled splash backs. Space and plumbing for washing machine. Space for fridge freezer and slot in electric cooker.

**Living Room** - Dual aspect room with uPVC window to rear and Patio doors to front. Radiator. Feature fireplace with stone hearth and blocked flue. Two wall light points.

**Balcony** - Covered. Looking East. Stone floor.

**Outside** -

**Communal Gardens** - well tended gardens.

**Facilities** - Communal reception room.

**Garage** - 5.13m x 2.47m (16'9" x 8'1") - Centre of a bank of three en block. Can be seen from balcony. Up and over door.

**Agents Note** - Lease Term: 183 years from 24 June 1987.

Service Charges: Approx £2662 per annum inclusive.  (The service charge is for general maintenance around the communal grounds - gardens, fences etc - and the communal area which is used each day by residents.)

## Property Photos

- ![front1.JPG](/listings/photos/146441102/608788) - front1.JPG
- ![LR1.JPG](/listings/photos/146441102/608789) - LR1.JPG
- ![LR2.JPG](/listings/photos/146441102/608792) - LR2.JPG
- ![BALCONY.JPG](/listings/photos/146441102/608794) - BALCONY.JPG
- ![1KITCHEN.JPG](/listings/photos/146441102/608795) - 1KITCHEN.JPG
- ![SHOWER ROOM ONE.JPG](/listings/photos/146441102/608797) - SHOWER ROOM ONE.JPG
- ![BEDONE.JPG](/listings/photos/146441102/608799) - BEDONE.JPG
- ![BEDTWO.JPG](/listings/photos/146441102/608803) - BEDTWO.JPG
- ![GARAGE.JPG](/listings/photos/146441102/608804) - GARAGE.JPG
- ![front2.JPG](/listings/photos/146441102/608807) - front2.JPG

## Floorplans

- ![floor Plan.jpeg](/listings/photos/146441102/608810) - floor Plan.jpeg

## EPC Graphs

- ![EE Rating](/listings/photos/146441102/608812) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £210,000 | 18/10/2024 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHAMBERS LODGE, 2A FLAT 1 CHURCH STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 5AD | £303,000 | 01/12/2025 | Flat |
| 34 THURNALL CLOSE, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6DR | £230,000 | 14/07/2025 | Flat |
| 34 THURNALL CLOSE, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6DR | £230,000 | 14/07/2025 | Flat |
| 19 PRYORS COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QU | £270,000 | 12/06/2025 | Flat |
| [Same street] 12 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £216,000 | 15/12/2023 | Flat |
| [Same street] 20 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £235,000 | 28/11/2023 | Flat |
| PEARL COURT 9 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR | £199,950 | 31/05/2023 | Flat |
| 15 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH | £273,370 | 11/04/2023 | Flat |
| [Same street] 17 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £215,000 | 09/03/2023 | Flat |
| 9 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH | £180,000 | 11/11/2022 | Flat |
| 8 FLAT 2 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN | £235,000 | 24/08/2022 | Flat |
| 8 FLAT 5 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN | £325,000 | 28/07/2022 | Flat |
| [Same street] 2 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £225,000 | 22/07/2022 | Flat |
| 8 FLAT 1 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN | £350,000 | 22/07/2022 | Flat |
| [Same street] 19 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £200,000 | 30/06/2022 | Flat |
| [Same street] 4 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ | £220,000 | 28/04/2022 | Flat |
| 11A WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6PX | £285,000 | 08/04/2022 | Flat |
| 6 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH | £182,500 | 10/02/2022 | Flat |
| 34A WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QQ | £175,000 | 07/02/2022 | Flat |
| 4C SUN STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QA | £120,000 | 11/11/2021 | Flat |
| PEARL COURT 1 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR | £184,000 | 19/08/2021 | Flat |
| PEARL COURT 17 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR | £225,000 | 28/07/2021 | Flat |

**Street average:** £218,500 (6 sales)
**Area average:** £235,489 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £265,873 (20 Flat, SG7, 2024–2026)
- **Deviation:** -17.3%

## Rental Range

*ONS Price Index of Private Rents (North Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,274/mo
- **Realistic:** £1,415/mo
- **Optimistic:** £1,557/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Pryors Court, SG7 | £1,350/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Flat, Hitchin Street, SG7 | £1,350/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Terraced House, Clothall Road, SG7 | £1,400/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Kristiansand Way, SG6 | £1,250/mo | 2 | 0.89 miles | OpenRent |

**Average rent: £1,338/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.6×
- **Monthly cashflow:** £324/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.9%
- **10y growth:** 22.1%

## House Price Index (HM Land Registry)

*Official index for North Hertfordshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -4.5%
- **5y growth (index):** 2.4%
- **10y growth (index):** 14.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

front1.JPG LR1.JPG LR2.JPG BALCONY.JPG 1KITCHEN.JPG SHOWER ROOM ONE.JPG BEDONE.JPG BEDTWO.JPG GARAGE.JPG front2.JPG

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Property details

Tenure

LEASEHOLD (147 years remaining on lease)

Floor area

49 m²

Council tax band

Last sold

£210,000 Oct 2024

Local average

£265,873 (-17.3%)

Deprivation

Decile 8 (25,143 of 33,755)

Street crime

91 incidents within 1 mile (Apr 2026)

Key features

Over 55's Complex.
Two double bedrooms.
Refitted shower room.
Large storage cupboard.
Kitchen.
Dual aspect living room.
East facing balcony.
Communal gardens. Meeting room.
Garage with loft.
No upward chain.

Additional details

Parking: Yes

Description

Set a short walk from the vibrant High Street, is this two double bedroom first floor flat for the over 60s. The property is a good size throughout with the added benefit of having a garage and being chain free. There is a common room on site that is very popular with the residents.

Ground Floor -

Entrance Hall - Accessed by phone security system or keypad. Stairs to first floor. Stair lift.

First Floor -

Landing - Stairs from ground floor. Stair lift from ground floor.

Property Entrance - Part glazed front door.

Inner Hall - Doors to all rooms. Radiator. Loft access.

Bedroom Two - uPVC window to front. Radiator. Built in wardrobe.

Storage Cupboard - Shelving. Light.

Shower Room - Refitted with quadrant shower cubicle with power shower. Large vanity unit with inset ceramic wash hand basin. Low level WC with hidden cistern. Vinyl flooring. Extensive tiling. Chrome ladder style heated towel rail. Extractor fan.

Bedroom One - uPVC window to front. Radiator. Built in wardrobe.

Kitchen - uPVC window to rear. range of eye and base level units. Inset stainless steel sink. Wall mounted gas fired boiler. Vinyl flooring. Tiled splash backs. Space and plumbing for washing machine. Space for fridge freezer and slot in electric cooker.

Living Room - Dual aspect room with uPVC window to rear and Patio doors to front. Radiator. Feature fireplace with stone hearth and blocked flue. Two wall light points.

Balcony - Covered. Looking East. Stone floor.

Outside -

Communal Gardens - well tended gardens.

Facilities - Communal reception room.

Garage - 5.13m x 2.47m (16'9" x 8'1") - Centre of a bank of three en block. Can be seen from balcony. Up and over door.

Agents Note - Lease Term: 183 years from 24 June 1987.
Service Charges: Approx £2662 per annum inclusive. (The service charge is for general maintenance around the communal grounds - gardens, fences etc - and the communal area which is used each day by residents.)

Listed by

Buntingford

Hunters Property Group Ltd

Reference: 146441102

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

floor Plan.jpeg

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Sold	18/10/2024 (1 year ago)	£210,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
CHAMBERS LODGE, 2A FLAT 1 CHURCH STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 5AD	£303,000	01/12/2025	Flat
34 THURNALL CLOSE, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6DR	£230,000	14/07/2025	Flat
34 THURNALL CLOSE, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6DR	£230,000	14/07/2025	Flat
19 PRYORS COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QU	£270,000	12/06/2025	Flat
Same street 12 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£216,000	15/12/2023	Flat
Same street 20 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£235,000	28/11/2023	Flat
PEARL COURT 9 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR	£199,950	31/05/2023	Flat
15 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH	£273,370	11/04/2023	Flat
Same street 17 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£215,000	09/03/2023	Flat
9 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH	£180,000	11/11/2022	Flat
8 FLAT 2 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN	£235,000	24/08/2022	Flat
8 FLAT 5 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN	£325,000	28/07/2022	Flat
Same street 2 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£225,000	22/07/2022	Flat
8 FLAT 1 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QN	£350,000	22/07/2022	Flat
Same street 19 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£200,000	30/06/2022	Flat
Same street 4 RIDDELL GARDENS, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6JZ	£220,000	28/04/2022	Flat
11A WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6PX	£285,000	08/04/2022	Flat
6 PEPPER COURT, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6BH	£182,500	10/02/2022	Flat
34A WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QQ	£175,000	07/02/2022	Flat
4C SUN STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6QA	£120,000	11/11/2021	Flat
PEARL COURT 1 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR	£184,000	19/08/2021	Flat
PEARL COURT 17 WHITEHORSE STREET, BALDOCK, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG7 6XR	£225,000	28/07/2021	Flat

Street average: £218,500 (6 sales)

Area average: £235,489 (16 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.9%

10y growth 22.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North Hertfordshire. Series: Flats and maisonettes. As of March 2026.

1y (index) -4.5%

5y (index) 2.4%

10y (index) 14.9%

Rental Range

Estimated market rent for North Hertfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,274/mo

Realistic £1,415/mo

Optimistic £1,557/mo

Based on Local Authority from postcode lookup → North Hertfordshire.

LHA (30th percentile) floor for Stevenage & North Herts: £972/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SG7 6JZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Days of Ashwell	0.1 miles
Shop	Chapmans Butcher	0.1 miles
Bus stop	Market Place	0.1 miles
Train station	Baldock	0.2 miles
Train station	Letchworth Garden City	1.9 miles
Hospital	Unknown	5.4 miles
University	University of Bedfordshire	9.5 miles
Hospital	Widecombe Nursing Home	11.5 miles

Street-level crime

Category	Count
Violence and sexual offences	24
Anti-social behaviour	14
Vehicle crime	14
Criminal damage and arson	11
Other theft	7
Burglary	6
Shoplifting	6
Drugs	3
Public order	2
Robbery	2
Bicycle theft	1
Other crime	1
Total incidents	91

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Knights Templar School	Secondary	0.2 miles	Good — 7 Nov 2012
Hartsfield Junior Mixed and Infant School	Primary	0.2 miles	Good — 22 Aug 2016
Brandles School	Other	0.4 miles	Good — 11 Jul 2024
St John Roman Catholic Primary School	Primary	0.5 miles	Good — 21 Dec 2012
Weston Way Nursery School	Nursery	0.6 miles	Outstanding — 8 May 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Pryors Court, SG7	£1,350/mo	2	0.09 miles	OpenRent
2 Bed Flat, Hitchin Street, SG7	£1,350/mo	2	0.11 miles	OpenRent
2 Bed Terraced House, Clothall Road, SG7	£1,400/mo	2	0.35 miles	OpenRent
2 Bed Flat, Kristiansand Way, SG6	£1,250/mo	2	0.89 miles	OpenRent

Average rent: £1,338/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.61%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 7.4%

Cost-to-rent ratio 13.6×

Monthly cashflow £324/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).