# 1 bedroom flat for sale (E14 9HP)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1902, 3 PAN PENINSULA SQUARE, LONDON, GREATER LONDON E14 9HP |
| Price | £400,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | F |
| Construction age | England and Wales: 2007-2011 |
| Floor area | 57 m² |
| Last sold | £400,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 17/01/2029
- **Current heating cost:** £39/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0964-2828-7590-9391-1515)

## Description

A one bedroom apartment of approx 540 sq ft set on the 19th floor of the East Tower of Pan Peninsula.

Features include a bright living room with wood flooring and full height glazing, an open plan kitchen, a balcony accessed from the living room and bedroom and comfort cooling.

Residents have the benefit of 24-hour concierge, a cinema, a well equipped gymnasium with a swimming pool and terrace and a business centre.

The development is located 0.1 miles from South Quay DLR and only 0.4 miles from Canary Wharf shopping centre and the Jubilee & Elizabeth lines providing excellent links across London.

Tenure: Leasehold

Length of Lease: Approx 982 years remaining Annual ground rent: £500 per year

Annual service charge: Approx £7400 per year Council Tax: Band F (Tower Hamlets)

## Property Photos

- ![Living Area](/listings/photos/166419968/739966) - Living Area
- ![Living Area](/listings/photos/166419968/739967) - Living Area
- ![Kitchen](/listings/photos/166419968/739968) - Kitchen
- ![Living Area](/listings/photos/166419968/739969) - Living Area
- ![Kitchen](/listings/photos/166419968/739970) - Kitchen
- ![Living Area](/listings/photos/166419968/739971) - Living Area
- ![Bedroom](/listings/photos/166419968/739972) - Bedroom
- ![Bedroom](/listings/photos/166419968/739973) - Bedroom
- ![Bedroom](/listings/photos/166419968/739974) - Bedroom
- ![Bathroom](/listings/photos/166419968/739975) - Bathroom
- ![Balcony](/listings/photos/166419968/739976) - Balcony
- ![Balcony](/listings/photos/166419968/739977) - Balcony
- ![Balcony](/listings/photos/166419968/739978) - Balcony
- ![Pool](/listings/photos/166419968/739979) - Pool
- ![Gym](/listings/photos/166419968/739980) - Gym
- ![Cinema](/listings/photos/166419968/739981) - Cinema

## Floorplans

- ![Floorplan](/listings/photos/166419968/739982) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/166419968/739983) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 FLAT 1902 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HP | £400,000 | 20/02/2026 | Flat |
| 3 FLAT 1902 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HP | £390,000 | 26/03/2009 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| TALISMAN TOWER, 6 APARTMENT 507 LINCOLN PLAZA, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9BU | £425,000 | 17/12/2025 | Flat |
| TALISMAN TOWER, 6 APARTMENT 2202 LINCOLN PLAZA, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EW | £630,000 | 17/12/2025 | Flat |
| 3 FLAT 2905 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HQ | £390,000 | 16/12/2025 | Flat |
| 3 FLAT 3505 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HR | £428,000 | 12/12/2025 | Flat |
| 3 FLAT 1106 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HN | £380,000 | 12/12/2025 | Flat |
| DISCOVERY DOCK APARTMENTS EAST, 3 FLAT 92 SOUTH QUAY SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9RU | £620,000 | 19/11/2025 | Flat |
| 1 FLAT 3106 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HL | £525,000 | 30/07/2025 | Flat |
| TALISMAN TOWER, 6 APARTMENT 905 LINCOLN PLAZA, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9BU | £600,000 | 03/07/2025 | Flat |
| DISCOVERY DOCK APARTMENTS EAST, 3 FLAT 152 SOUTH QUAY SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9RZ | £500,000 | 11/06/2025 | Flat |
| 222 FLAT 1306 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £813,000 | 17/03/2025 | Flat |
| 222 FLAT 1207 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £276,250 | 29/11/2024 | Flat |
| 222 FLAT 1207 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1202 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1105 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1203 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1106 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1208 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1204 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1107 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| 222 FLAT 1308 MARSH WALL, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9EN | £118,309 | 28/08/2024 | Flat |
| [Same street] 3 FLAT 1409 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HP | £418,000 | 30/06/2023 | Flat |
| [Same street] 3 FLAT 1410 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HP | £485,000 | 14/11/2022 | Flat |
| [Same street] 3 FLAT 1906 PAN PENINSULA SQUARE, LONDON, TOWER HAMLETS, GREATER LONDON, E14 9HP | £685,000 | 26/10/2022 | Flat |

**Street average:** £529,333 (3 sales)
**Area average:** £332,602 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £496,220 (214 Flat, E14, 2024–2026)
- **Deviation:** -19.4%

## Rental Range

*ONS Price Index of Private Rents (Tower Hamlets). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,177/mo
- **Realistic:** £2,419/mo
- **Optimistic:** £2,661/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner East London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,436/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Pan Peninsula Square, E14 | £1,850/mo | 1 | 0.01 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £2,050/mo | 1 | 0.01 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £1,950/mo | 1 | 0.01 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £1,785/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £1,750/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, West Tower, E14 | £2,000/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £1,800/mo | 1 | 0.02 miles | OpenRent |
| Studio Flat, Pan Peninsula Square, E14 | £1,800/mo | 1 | 0.02 miles | OpenRent |
| 1 Bed Flat, Hampton Tower, E14 | £3,700/mo | 1 | 0.09 miles | OpenRent |
| 1 Bed Flat, Canary Wharf, E14 | £2,700/mo | 1 | 0.1 miles | OpenRent |
| [One Park Drive, Canary Wharf, E14 9SB](http://87.117.209.195:8080/listings/ec0735b) | £3,700/mo | 1 | 0.19 miles | Rightmove |

**Average rent: £2,280/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £243,750
- **Target investor price (1%):** £195,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,950/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 17.1×
- **Monthly cashflow:** £155/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7,018/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -32.4%
- **10y growth:** 4.2%

## House Price Index (HM Land Registry)

*Official index for Tower Hamlets; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -11.3%
- **5y growth (index):** -16.5%
- **10y growth (index):** -12%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)