# 4 bedroom terraced house for sale (ST5 0PB) ## Property Details | Key | Value | |-----|-------| | Address | 15 LOWER OXFORD ROAD, NEWCASTLE, NEWCASTLE, STAFFORDSHIRE ST5 0PB | | Price | £340,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | C | | Construction age | England and Wales: 1900-1929 | | Floor area | 159 m² | | Last sold | £255,000 Aug 2008 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 12/04/2036 - **Current heating cost:** £1,831/year - **Est. upgrade cost to C:** £24,985 ### Recommendations - A (£900 - £1,200) - Q (£7,500 - £11,000) - D (£150 - £250) - G (£220 - £250) - O (£4,500 - £6,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9877-3061-7204-2506-1200) ## Description This magnificent four bedroom Edwardian mid terraced property is new to the market in the popular and highly regarded residential area of May Bank. With oodles of character, original features and high ceilings throughout this spacious family home boasts stylish updated accommodation over three floors comprising of two generous reception rooms, a modern fitted kitchen breakfast room with integrated appliances and utility cupboard, conservatory, four double bedrooms one much larger in size than average, family bathroom with feature roll top bath and separate ensuite shower room. To the rear there are two gardens separated by gated access and a single garage. Viewers are urged to view without delay to avoid disappointment! Accommodation: Storm Porch Entrance Hall: With original Minton floor tiles and stairs leading to the first floor  Dining Room: With bay sash window the front, feature open hearth with decorative original surround, coving, picture/plate rail, carpeted floor, cast iron radiator Fitted Kitchen/Breakfast Room: With a range of base and wall units (glass fronted units-soft close drawers-under cupboard lights), inset one and half sink with mixer tap, splashbacks, integrated fridge, freezer, dishwasher, oven with gas hob over and extractor over, breakfast bar, tiled flooring, recessed ceiling lights, feature radiator, built in utility storage cupboard with sliding doors housing GCH boiler and plumbing for washing machine, sash window to the rear and uPVC door opening onto the garden, pantry Living Room: With feature log burner set into hearth and original surround, wood flooring, coving, picture/plate rail, uPVC double glazed window to the rear into;  Conservatory: Half brick & uPVC double glazed with French doors opening onto the garden, tiled flooring  First Floor Landing:  Master Bedroom: With two sash windows to the front, wood flooring, original feature cast iron fire surround, picture rail Bedroom Two: With sash window to the rear, carpeted flooring, original feature cast iron fire surround, picture rail Ensuite Shower Room: With shower cubicle, wash hand basin, WC, frosted sash window  Bedroom Three: (currently used as an office/dressing room) With sash window to the rear  Family bathroom: With feature roll top bath, pedestal wash hand basin, WC, towel radiator, sash window to the side, tiled flooring  Stairs to Second Floor:  Landing: With built in storage, skylight window Fourth Bedroom: With skylight windows, under eaves storage, feature beams to ceiling and exposed brickwork Externally: Fore courted to the front of the property with pedestrian gated access. To the rear there is a low maintenance garden with outside water tap, raised beds with lights, gated access leading to; rear where there is a single garage with up and over door to the front. Second rear with garden laid to lawn EPC Asset Rating: D Viewings: Contact selling agent  Tenure: We are advised that the tenure is Freehold. Any interested parties are advised to confirm the details with solicitors before proceeding. Services: All mains services are connected in accordance with normal terms of supply, telephone subject to normal terms and conditions. The gas and electrical appliances mentioned have not been tested by us and purchasers are therefore advised to undertake their own tests should they consider this necessary. All interested parties should obtain verification through their solicitor or surveyor before entering a legal commitment to purchase.               EPC rating: D. Tenure: Freehold, Planning permissions: not known Mobile signal information: usual providers ## Property Photos - ![Photo](/listings/photos/174096053/159387) - ![Photo](/listings/photos/174096053/159392) - ![Photo](/listings/photos/174096053/159396) - ![Photo](/listings/photos/174096053/159399) - ![Photo](/listings/photos/174096053/159402) - ![Photo](/listings/photos/174096053/159404) - ![Photo](/listings/photos/174096053/159407) - ![Photo](/listings/photos/174096053/159410) - ![Photo](/listings/photos/174096053/159413) - ![Photo](/listings/photos/174096053/159415) - ![Photo](/listings/photos/174096053/159417) - ![Photo](/listings/photos/174096053/159420) - ![Photo](/listings/photos/174096053/159421) - ![Photo](/listings/photos/174096053/159424) - ![Photo](/listings/photos/174096053/159426) - ![Photo](/listings/photos/174096053/159428) - ![Photo](/listings/photos/174096053/159430) - ![Photo](/listings/photos/174096053/159432) - ![Photo](/listings/photos/174096053/159434) - ![Photo](/listings/photos/174096053/159437) - ![Photo](/listings/photos/174096053/159441) - ![Photo](/listings/photos/174096053/159442) - ![Photo](/listings/photos/174096053/159444) - ![Photo](/listings/photos/174096053/159445) ## Floorplans - ![Floorplan](/listings/photos/174096053/159446) - Floorplan ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 15 LOWER OXFORD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PB | £255,000 | 29/08/2008 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 SACKVILLE STREET, STOKE-ON-TRENT, ST4 6HU | £131,000 | 12/12/2025 | Terraced | | 70 GLADSTONE STREET, STOKE-ON-TRENT, ST4 6JF | £175,000 | 01/09/2025 | Terraced | | 19 SACKVILLE STREET, STOKE-ON-TRENT, ST4 6HU | £76,000 | 11/07/2025 | Terraced | | 159 BASFORD PARK ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PN | £124,000 | 28/02/2025 | Terraced | | 39 SACKVILLE STREET, STOKE-ON-TRENT, ST4 6HU | £134,000 | 11/09/2024 | Terraced | | 55 GLADSTONE STREET, STOKE-ON-TRENT, ST4 6JG | £180,000 | 21/11/2023 | Terraced | | 196 OXFORD ROAD, BASFORD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0QB | £120,000 | 29/09/2023 | Terraced | | 479 ETRURIA ROAD, STOKE-ON-TRENT, ST4 6JW | £133,000 | 24/07/2023 | Terraced | | 180 OXFORD ROAD, BASFORD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0QB | £78,000 | 24/04/2023 | Terraced | | 194 OXFORD ROAD, BASFORD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0QB | £112,500 | 05/04/2023 | Terraced | | 64 GLADSTONE STREET, STOKE-ON-TRENT, ST4 6JF | £75,000 | 07/10/2022 | Terraced | | 93 OXFORD ROAD, BASFORD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0QB | £95,000 | 30/06/2022 | Terraced | | 535A ETRURIA ROAD, STOKE-ON-TRENT, ST4 6HT | £85,000 | 22/06/2022 | Terraced | | 6 ELM STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0QD | £170,000 | 27/05/2022 | Terraced | | [Same street] 14 LOWER OXFORD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PB | £145,000 | 17/05/2022 | Terraced | | 15 CURZON STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PD | £265,000 | 06/05/2022 | Terraced | | 2 GLADSTONE STREET, STOKE-ON-TRENT, ST4 6JF | £80,000 | 30/03/2022 | Terraced | | 129 BASFORD PARK ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PN | £110,000 | 04/02/2022 | Terraced | | [Same street] 20 LOWER OXFORD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PB | £268,000 | 28/01/2022 | Semi-detached | | 3 NEWTON STREET, STOKE-ON-TRENT, ST4 6JN | £380,000 | 28/01/2022 | Terraced | | 10 NEWTON STREET, STOKE-ON-TRENT, ST4 6JL | £358,000 | 26/11/2021 | Terraced | | 3 SACKVILLE STREET, STOKE-ON-TRENT, ST4 6HU | £98,500 | 12/11/2021 | Terraced | | [Same street] 39 LOWER OXFORD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0PB | £270,000 | 24/06/2021 | Semi-detached | **Street average:** £227,667 (3 sales) **Area average:** £149,000 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £144,587 (105 Terraced, ST5, 2024–2026) - **Deviation:** +135.2% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 0.97 miles | Rightmove | | [Dimsdale Hall Drive, Wolstanton, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/7e74bbb) | £1,750/mo | 4 | 1.44 miles | Rightmove | | [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.46 miles | Rightmove | | [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/054fe3a) | £1,700/mo | 4 | 1.63 miles | Rightmove | | [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.76 miles | Rightmove | | [Enstone Court, Westbury Park, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2cb6c64) | £1,295/mo | 4 | 2.49 miles | Rightmove | | [ Aspen Rise, Clayton](http://87.117.209.195:8080/listings/9214ff2) | £1,995/mo | 4 | 2.73 miles | Rightmove | | [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 3.35 miles | Rightmove | | [Snape Hall Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/99762c2) | £1,800/mo | 4 | 5.46 miles | Rightmove | | [Stableford, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e0262d1) | £1,400/mo | 4 | 5.77 miles | Rightmove | **Average rent: £1,571/mo (10 listings)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £193,750 - **Target investor price (1%):** £155,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,550/mo).* - **Gross yield:** 5.5% - **Cost-to-rent:** 18.3× - **Monthly cashflow:** £31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,138/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 31.2% - **10y growth:** 40.7% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)