# 2 bedroom end of terrace house for sale (DE21 6ER)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 SUFFOLK AVENUE, DERBY, CITY OF DERBY DE21 6ER |
| Price | £94,950 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 66 m² |
| Last sold | £90,000 Dec 2015 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 02/02/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £915/year
- **Est. upgrade cost to C:** £25,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0034-2817-7020-9805-9465)

## Description

This two bedroomed end terrace property occupies a popular and established residential location close to local amenities.  Available for sale with no upward chain and has the benefit of gas fired central heating, double glazing and offers ideal accommodation for the first time buyer or investment purchaser.   Viewing is recommended.   

Entrance Lobby

Having an entrance door to the front elevation, tiled flooring and a staircase provides access to the first floor.

Lounge - 14' 11'' x 11' 7'' (4.54m x 3.53m) maximum measurement

Having a feature fireplace with hearth and insert having a real flame pebble effect fire inset.  UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, exposed floorboards, TV aerial point and central heating radiator.

Kitchen - 15' 1'' x 11' 2'' (4.59m x 3.40m) narrowing to 7'10"

Having a comprehensive range of matching base and eye level units incorporating drawers together with roll top work surfaces having a stainless steel sink unit inset with mixer tap and having complementary ceramic tiled splashbacks.  Plumbing and space for both washing machine and dishwasher, cooker space, gas cooker point with extractor fan unit over and further appliance space.  Ceramic tiled flooring, wall unit housing a combination central heating boiler and understais storage cupboard.  UPVC double glazed window to the front elevation, further window to the rear elevation and door to:-

Rear Lean-To

Providing storage and having door providing access to the rear garden.

First Floor Landing

Having sealed unit double glazed window to the rear elevation.

Double Bedroom One - 13' 1'' x 9' 7'' (3.98m x 2.92m)

Having a UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, original wardrobe and central heating radiator.

Double Bedroom Two - 9' 2'' x 8' 1'' (2.79m x 2.46m)

Having a UPVC double glazed window to the front elevation and central heating radiator.  Overstairs storage cupboard.

Shower Room

Having a three piece suite comprising of:-  enclosed shower cubicle with electric shower over, wash hand basin and low flush WC.  Fully tiled walls, tiled flooring and central heating radiator.  Extractor fan and sealed unit double glazed obscure window to the rear elevation.

Outside

There are gardens to both front and rear elevations, the front is mostly gravelled and provides potential for off road parking, subject to necessary consent.  The rear garden is enclosed and laid mainly to lawn.

## Property Photos

- ![front](/listings/photos/50795173/796969) - front
- ![lounge](/listings/photos/50795173/796972) - lounge
- ![kitchen](/listings/photos/50795173/796975) - kitchen
- ![bedroom one](/listings/photos/50795173/796978) - bedroom one
- ![shower room](/listings/photos/50795173/796981) - shower room
- ![garden](/listings/photos/50795173/796983) - garden
- ![lounge](/listings/photos/50795173/796985) - lounge
- ![kitchen](/listings/photos/50795173/796988) - kitchen

## Floorplans

- ![Ground Floor](/listings/photos/50795173/796990) - Ground Floor
- ![First Floor Plan](/listings/photos/50795173/796992) - First Floor Plan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £90,000 | 07/12/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 72 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £211,950 | 12/12/2025 | Detached |
| [Same street] 38 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,000 | 31/07/2025 | Semi-detached |
| [Same street] 74 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £150,000 | 17/11/2023 | Detached |
| 3 THE TERRACE, DERBY, CITY OF DERBY, DE21 6FR | £123,000 | 06/07/2023 | Terraced |
| 35 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £140,000 | 24/03/2023 | Terraced |
| [Same street] 44 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,000 | 10/02/2023 | Semi-detached |
| [Same street] 18 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £149,500 | 09/01/2023 | Terraced |
| 56 CUMBERLAND AVENUE, DERBY, CITY OF DERBY, DE21 6FL | £152,500 | 13/12/2022 | Terraced |
| 3 SHROPSHIRE AVENUE, DERBY, CITY OF DERBY, DE21 6EW | £140,000 | 18/11/2022 | Terraced |
| 17 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £162,000 | 07/10/2022 | Terraced |
| [Same street] 78 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,500 | 22/09/2022 | Detached |
| [Same street] 12 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £163,200 | 16/09/2022 | Semi-detached |
| [Same street] 52 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £142,500 | 09/09/2022 | Terraced |
| 13 SELKIRK STREET, DERBY, CITY OF DERBY, DE21 6GL | £125,000 | 08/07/2022 | Terraced |
| 13 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £153,000 | 11/04/2022 | Terraced |
| 27 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ES | £150,000 | 11/02/2022 | Terraced |
| [Same street] 4 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £128,500 | 14/12/2021 | Terraced |

**Street average:** £158,461 (9 sales)
**Area average:** £143,188 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £175,564 (28 Terraced, DE21, 2024–2026)
- **Deviation:** -45.9%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £767/mo
- **Realistic:** £852/mo
- **Optimistic:** £937/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Derwent House, DE21 | £795/mo | 2 | 0.6 miles | OpenRent |

**Average rent: £795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £317/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,439/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.3%
- **10y growth:** 38.6%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Terraced series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 19.1%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)