Sold STC End of terrace

40 SUFFOLK AVENUE

DERBY, CITY OF DERBY DE21 6ER

2 beds 66 m² Listed 9 Jul 2015 (-4029d)

£94,950

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# 2 bedroom end of terrace house for sale (DE21 6ER)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 SUFFOLK AVENUE, DERBY, CITY OF DERBY DE21 6ER |
| Price | £94,950 |
| Bedrooms | 2 |
| Last sold | £90,000 Dec 2015 |

## Description

Entrance Lobby

Having an entrance door to the front elevation, tiled flooring and a staircase provides access to the first floor.

Lounge - 14' 11'' x 11' 7'' (4.54m x 3.53m) maximum measurement

Having a feature fireplace with hearth and insert having a real flame pebble effect fire inset.  UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, exposed floorboards, TV aerial point and central heating radiator.

Kitchen - 15' 1'' x 11' 2'' (4.59m x 3.40m) narrowing to 7'10"

Having a comprehensive range of matching base and eye level units incorporating drawers together with roll top work surfaces having a stainless steel sink unit inset with mixer tap and having complementary ceramic tiled splashbacks.  Plumbing and space for both washing machine and dishwasher, cooker space, gas cooker point with extractor fan unit over and further appliance space.  Ceramic tiled flooring, wall unit housing a combination central heating boiler and understais storage cupboard.  UPVC double glazed window to the front elevation, further window to the rear elevation and door to:-

Rear Lean-To

Providing storage and having door providing access to the rear garden.

First Floor Landing

Having sealed unit double glazed window to the rear elevation.

Double Bedroom One - 13' 1'' x 9' 7'' (3.98m x 2.92m)

Having a UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, original wardrobe and central heating radiator.

Double Bedroom Two - 9' 2'' x 8' 1'' (2.79m x 2.46m)

Having a UPVC double glazed window to the front elevation and central heating radiator.  Overstairs storage cupboard.

Shower Room

Having a three piece suite comprising of:-  enclosed shower cubicle with electric shower over, wash hand basin and low flush WC.  Fully tiled walls, tiled flooring and central heating radiator.  Extractor fan and sealed unit double glazed obscure window to the rear elevation.

Outside

There are gardens to both front and rear elevations, the front is mostly gravelled and provides potential for off road parking, subject to necessary consent.  The rear garden is enclosed and laid mainly to lawn.

## Property Photos

- ![front](/listings/photos/50795173/796969) - front
- ![lounge](/listings/photos/50795173/796972) - lounge
- ![kitchen](/listings/photos/50795173/796975) - kitchen
- ![bedroom one](/listings/photos/50795173/796978) - bedroom one
- ![shower room](/listings/photos/50795173/796981) - shower room
- ![garden](/listings/photos/50795173/796983) - garden
- ![lounge](/listings/photos/50795173/796985) - lounge
- ![kitchen](/listings/photos/50795173/796988) - kitchen

## Floorplans

- ![Ground Floor](/listings/photos/50795173/796990) - Ground Floor
- ![First Floor Plan](/listings/photos/50795173/796992) - First Floor Plan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £90,000 | 07/12/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 72 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £211,950 | 12/12/2025 | Detached |
| [Same street] 38 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,000 | 31/07/2025 | Semi-detached |
| [Same street] 74 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £150,000 | 17/11/2023 | Detached |
| 3 THE TERRACE, DERBY, CITY OF DERBY, DE21 6FR | £123,000 | 06/07/2023 | Terraced |
| 35 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £140,000 | 24/03/2023 | Terraced |
| [Same street] 44 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,000 | 10/02/2023 | Semi-detached |
| [Same street] 18 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £149,500 | 09/01/2023 | Terraced |
| 56 CUMBERLAND AVENUE, DERBY, CITY OF DERBY, DE21 6FL | £152,500 | 13/12/2022 | Terraced |
| 3 SHROPSHIRE AVENUE, DERBY, CITY OF DERBY, DE21 6EW | £140,000 | 18/11/2022 | Terraced |
| 17 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £162,000 | 07/10/2022 | Terraced |
| [Same street] 78 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £160,500 | 22/09/2022 | Detached |
| [Same street] 12 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £163,200 | 16/09/2022 | Semi-detached |
| [Same street] 52 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £142,500 | 09/09/2022 | Terraced |
| 13 SELKIRK STREET, DERBY, CITY OF DERBY, DE21 6GL | £125,000 | 08/07/2022 | Terraced |
| 13 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET | £153,000 | 11/04/2022 | Terraced |
| 27 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ES | £150,000 | 11/02/2022 | Terraced |
| [Same street] 4 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER | £128,500 | 14/12/2021 | Terraced |

**Street average:** £158,461 (9 sales)
**Area average:** £143,188 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £175,564 (28 Terraced, DE21, 2024–2026)
- **Deviation:** -45.9%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £767/mo
- **Realistic:** £852/mo
- **Optimistic:** £937/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Derwent House, DE21 | £795/mo | 2 | 0.6 miles | OpenRent |

**Average rent: £795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £317/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.2%
- **10y growth:** 36%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Terraced series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 19.1%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

front lounge kitchen bedroom one shower room garden lounge kitchen

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Property details

Floor area

66 m²

Last sold

£90,000 Dec 2015

Local average

£175,564 (-45.9%)

Deprivation

Decile 4 (13,244 of 33,755)

Street crime

299 incidents within 1 mile (May 2026)

Key features

END TERRACE PROPERTY
NO UPWARD CHAIN
TWO GOOD SIZE BEDROOMS
FITTED KITCHEN
GARDENS AND POTENTIAL FOR PARKING
EPC RATING E
GAS CENTRAL HEATING
DOUBLE GLAZING
POPULAR LOCATION
VIEWING RECOMMENDED

Additional details

Parking: Yes
Garden: Yes

Description

This two bedroomed end terrace property occupies a popular and established residential location close to local amenities. Available for sale with no upward chain and has the benefit of gas fired central heating, double glazing and offers ideal accommodation for the first time buyer or investment purchaser. Viewing is recommended.

Entrance Lobby
Having an entrance door to the front elevation, tiled flooring and a staircase provides access to the first floor.

Lounge - 14' 11'' x 11' 7'' (4.54m x 3.53m) maximum measurement
Having a feature fireplace with hearth and insert having a real flame pebble effect fire inset. UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, exposed floorboards, TV aerial point and central heating radiator.

Kitchen - 15' 1'' x 11' 2'' (4.59m x 3.40m) narrowing to 7'10"
Having a comprehensive range of matching base and eye level units incorporating drawers together with roll top work surfaces having a stainless steel sink unit inset with mixer tap and having complementary ceramic tiled splashbacks. Plumbing and space for both washing machine and dishwasher, cooker space, gas cooker point with extractor fan unit over and further appliance space. Ceramic tiled flooring, wall unit housing a combination central heating boiler and understais storage cupboard. UPVC double glazed window to the front elevation, further window to the rear elevation and door to:-

Rear Lean-To
Providing storage and having door providing access to the rear garden.

First Floor Landing
Having sealed unit double glazed window to the rear elevation.

Double Bedroom One - 13' 1'' x 9' 7'' (3.98m x 2.92m)
Having a UPVC double glazed window to the front elevation, further sealed unit double glazed window to the rear elevation, original wardrobe and central heating radiator.

Double Bedroom Two - 9' 2'' x 8' 1'' (2.79m x 2.46m)
Having a UPVC double glazed window to the front elevation and central heating radiator. Overstairs storage cupboard.

Shower Room
Having a three piece suite comprising of:- enclosed shower cubicle with electric shower over, wash hand basin and low flush WC. Fully tiled walls, tiled flooring and central heating radiator. Extractor fan and sealed unit double glazed obscure window to the rear elevation.

Outside
There are gardens to both front and rear elevations, the front is mostly gravelled and provides potential for off road parking, subject to necessary consent. The rear garden is enclosed and laid mainly to lawn.

Listed by

Chaddesden

Hannells Estate Agents

Reference: 50795173

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

First Floor Plan

Price history

Event	Date	Price	% change
Sold	07/12/2015 (10 years ago)	£90,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 72 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£211,950	12/12/2025	Detached
Same street 38 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£160,000	31/07/2025	Semi-detached
Same street 74 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£150,000	17/11/2023	Detached
3 THE TERRACE, DERBY, CITY OF DERBY, DE21 6FR	£123,000	06/07/2023	Terraced
35 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET	£140,000	24/03/2023	Terraced
Same street 44 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£160,000	10/02/2023	Semi-detached
Same street 18 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£149,500	09/01/2023	Terraced
56 CUMBERLAND AVENUE, DERBY, CITY OF DERBY, DE21 6FL	£152,500	13/12/2022	Terraced
3 SHROPSHIRE AVENUE, DERBY, CITY OF DERBY, DE21 6EW	£140,000	18/11/2022	Terraced
17 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET	£162,000	07/10/2022	Terraced
Same street 78 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£160,500	22/09/2022	Detached
Same street 12 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£163,200	16/09/2022	Semi-detached
Same street 52 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£142,500	09/09/2022	Terraced
13 SELKIRK STREET, DERBY, CITY OF DERBY, DE21 6GL	£125,000	08/07/2022	Terraced
13 ROE FARM LANE, DERBY, CITY OF DERBY, DE21 6ET	£153,000	11/04/2022	Terraced
27 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ES	£150,000	11/02/2022	Terraced
Same street 4 SUFFOLK AVENUE, DERBY, CITY OF DERBY, DE21 6ER	£128,500	14/12/2021	Terraced

Street average: £158,461 (9 sales)

Area average: £143,188 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.2%

10y growth 36%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Derby. Series: Terraced. As of April 2026.

1y (index) 1.8%

5y (index) 19.1%

10y (index) 50.4%

Rental Range

Estimated market rent for Derby. Low = conservative, Realistic = average, Optimistic = best case.

Low £767/mo

Realistic £852/mo

Optimistic £937/mo

Based on Local Authority from postcode lookup → Derby.

LHA (30th percentile) floor for Derby: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DE21 6ER

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Durham Avenue	0.1 miles
Shop	Buk Tar Convenience Store	0.2 miles
Shop	Michael's Food & Drink Store	0.2 miles
Bus stop	Oakleigh Avenue	0.2 miles
Train station	Derby	1.1 miles
University	Derby Law School	1.6 miles
University	Agard Court	1.7 miles
Train station	Spondon	1.9 miles
Hospital	Royal Derby Hospital	3.1 miles
Hospital	Nuffield Health Derby Hospital	4.3 miles

Street-level crime

Category	Count
Violence and sexual offences	114
Anti-social behaviour	33
Public order	31
Shoplifting	21
Drugs	20
Other theft	20
Criminal damage and arson	18
Vehicle crime	13
Burglary	12
Other crime	8
Possession of weapons	3
Theft from the person	3
Robbery	2
Bicycle theft	1
Total incidents	299

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Alban's Catholic Voluntary Academy	Primary	0.4 miles	Good — 11 Oct 2013
Derwent Primary School	Primary	0.5 miles	Good — 11 Oct 2021
Roe Farm Primary School	Primary	0.6 miles	Good — 9 Jul 2024
Beaufort Community Primary School	Primary	0.8 miles	Requires improvement — 10 Dec 2023
Cavendish Close Infant School	Primary	0.8 miles	Good — 11 Dec 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Derwent House, DE21	£795/mo	2	0.6 miles	OpenRent

Average rent: £795/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.84%

Max investor price (0.8%) £99,375

Target investor price (1%) £79,500

Gross yield 10%

Cost-to-rent ratio 10×

Monthly cashflow £317/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).