# 2 bedroom house for sale (LA14 2EL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 2EL |
| Price | £89,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 78 m² |
| Last sold | £89,950 Nov 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/03/2029
- **Current heating cost:** £580/year

### Recommendations
- Q (14,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8506-5356-2329-2097-7713)

## Description

Great opportunity to purchase this two bedroom period mid terrace house positioned in the centre of Barrow, close to local shops and amenities. 

The layout includes two reception rooms and a kitchen to the rear, offering a traditional set-up with good space.

Upstairs are two good size bedrooms and a generous family bathroom.

The property is partly modernised and still requires further work, making it an ideal opportunity for those looking to finish a project. There is also a rear yard with gated access.

Council Tax Information: Band A

**Agent Note**

In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

## Property Photos

- ![Front](/listings/photos/163414043/544950) - Front
- ![Dinning view 2](/listings/photos/163414043/544951) - Dinning view 2
- ![Dinning](/listings/photos/163414043/544953) - Dinning
- ![Reception](/listings/photos/163414043/544960) - Reception
- ![Reception view 2](/listings/photos/163414043/544974) - Reception view 2
- ![Kitchen view 2](/listings/photos/163414043/544978) - Kitchen view 2
- ![Kitchen](/listings/photos/163414043/544981) - Kitchen
- ![Bathroom view 2](/listings/photos/163414043/544986) - Bathroom view 2
- ![Bathroom](/listings/photos/163414043/544989) - Bathroom
- ![Bedroom 1 view 2](/listings/photos/163414043/544993) - Bedroom 1 view 2
- ![Bedroom 1](/listings/photos/163414043/544997) - Bedroom 1
- ![Bedroom 2](/listings/photos/163414043/545002) - Bedroom 2
- ![Bedroom 2 view 2](/listings/photos/163414043/545006) - Bedroom 2 view 2
- ![Landing view 2](/listings/photos/163414043/545008) - Landing view 2
- ![Rear](/listings/photos/163414043/545011) - Rear
- ![Rear view 2](/listings/photos/163414043/545016) - Rear view 2

## Floorplans

- ![Floorplan](/listings/photos/163414043/545019) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/163414043/545031) - EPC Graphs
- ![EPC Graphs](/listings/photos/163414043/545044) - EPC Graphs

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2EL | £89,950 | 06/11/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 8 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2EL | £89,950 | 07/12/2023 | Terraced |
| [Same street] 45 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2EL | £65,000 | 19/09/2023 | Terraced |
| [Same street] 21 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2EL | £89,000 | 26/05/2023 | Terraced |
| [Same street] 40 ARGYLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2EL | £73,500 | 05/04/2023 | Terraced |
| [Same street] 40 ARGYLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2EL | £75,000 | 23/09/2022 | Terraced |
| 108 DUKE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 1LS | £107,000 | 17/06/2022 | Other |
| [Same street] 51 ARGYLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2EL | £67,000 | 18/05/2022 | Terraced |
| [Same street] 4 ARGYLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2EL | £79,950 | 08/04/2022 | Terraced |
| [Same street] 8 ARGYLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2EL | £85,000 | 24/01/2022 | Terraced |

**Street average:** £78,050 (8 sales)
**Area average:** £107,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,438 (8 Other, LA14, 2024–2026)
- **Deviation:** -73.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Smeaton St, LA14 | £795/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Terraced House, Ramsden St, LA14 | £900/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Terraced House, James St, LA14 | £650/mo | 2 | 0.3 miles | OpenRent |

**Average rent: £782/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.88% (okay)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 10.6%
- **Cost-to-rent:** 9.4×
- **Monthly cashflow:** £336/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,153/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 157.6%
- **10y growth:** 87.8%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)