# 3 bedroom house for sale (LA14 5DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5DW |
| Price | £140,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 79 m² |
| Last sold | £137,500 Sep 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 08/03/2033
- **Current heating cost:** £663/year
- **Est. upgrade cost to C:** £15,900

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2010-0607-0070-5605-1301)

## Description

We are pleased to present to the market this beautifully presented three bedroom semi-detached, located in a popular area.

Internally the accommodation comprises lounge, dining room, kitchen. Stairs lead to the first floor with three good sized  bedrooms and a family bathroom. 

Externally is a driveway and front garden with access to a  rear garden.

Council Tax Information: Band B

## Property Photos

- ![External](/listings/photos/132437735/729845) - External
- ![Lounge](/listings/photos/132437735/729849) - Lounge
- ![Dining room](/listings/photos/132437735/729852) - Dining room
- ![Kitchen](/listings/photos/132437735/729854) - Kitchen
- ![Hall](/listings/photos/132437735/729857) - Hall
- ![Bedroom 1](/listings/photos/132437735/729861) - Bedroom 1
- ![Bedroom 2](/listings/photos/132437735/729862) - Bedroom 2
- ![Bedroom 2 view 2](/listings/photos/132437735/729865) - Bedroom 2 view 2
- ![Bathroom](/listings/photos/132437735/729870) - Bathroom
- ![Landing](/listings/photos/132437735/729873) - Landing
- ![Garden](/listings/photos/132437735/729875) - Garden
- ![Garden view 2](/listings/photos/132437735/729878) - Garden view 2

## Floorplans

- ![Floorplan](/listings/photos/132437735/729880) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/132437735/729883) - EPC Graphs

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3269094
- **Address:** 32 Schneider Road, BARROW-IN-FURNESS, LA14 5DW
- **Certificate Issued:** 28/11/2005
- **Work Completed:** 24/10/2005
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DW | £137,500 | 28/09/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ST JAMES GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5SP | £167,500 | 17/06/2025 | Other |
| BARROW & DISTRICT CAR REPAIRS HOLKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UH | £250,000 | 01/08/2023 | Other |
| [Same street] 46 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DW | £148,500 | 04/04/2023 | Semi-detached |
| 78 SCHNEIDER ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 5DP | £300,000 | 29/04/2022 | Other |

**Street average:** £148,500 (1 sale)
**Area average:** £239,167 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,438 (8 Other, LA14, 2024–2026)
- **Deviation:** -58.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £633/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Romney Road, LA14 | £800/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, Hibbert Road, LA14 | £4,500/mo | 3 | 0.47 miles | OpenRent |
| 3 Bed Terraced House, Warwick Street, LA14 | £4,500/mo | 3 | 0.55 miles | OpenRent |

**Average rent: £3,267/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 3.21% (strong)
- **Max investor price (0.8%):** £562,500
- **Target investor price (1%):** £450,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,500/mo).*

- **Gross yield:** 38.6%
- **Cost-to-rent:** 2.6×
- **Monthly cashflow:** £3,474/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 102.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,772/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 78.2%
- **10y growth:** 111.6%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)