Sold STC House

32 SCHNEIDER ROAD

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5DW

3 beds 1 baths 850 sq ft Listed 10 Mar 2023 (-1203d)

£140,000

Save

# 3 bedroom house for sale (LA14 5DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5DW |
| Price | £140,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 79 m² |
| Last sold | £137,500 Sep 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 08/03/2033
- **Current heating cost:** £663/year
- **Est. upgrade cost to C:** £15,900

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2010-0607-0070-5605-1301)

## Description

We are pleased to present to the market this beautifully presented three bedroom semi-detached, located in a popular area.

Internally the accommodation comprises lounge, dining room, kitchen. Stairs lead to the first floor with three good sized  bedrooms and a family bathroom.

Externally is a driveway and front garden with access to a  rear garden.

Council Tax Information: Band B

## Property Photos

- ![External](/listings/photos/132437735/729845) - External
- ![Lounge](/listings/photos/132437735/729849) - Lounge
- ![Dining room](/listings/photos/132437735/729852) - Dining room
- ![Kitchen](/listings/photos/132437735/729854) - Kitchen
- ![Hall](/listings/photos/132437735/729857) - Hall
- ![Bedroom 1](/listings/photos/132437735/729861) - Bedroom 1
- ![Bedroom 2](/listings/photos/132437735/729862) - Bedroom 2
- ![Bedroom 2 view 2](/listings/photos/132437735/729865) - Bedroom 2 view 2
- ![Bathroom](/listings/photos/132437735/729870) - Bathroom
- ![Landing](/listings/photos/132437735/729873) - Landing
- ![Garden](/listings/photos/132437735/729875) - Garden
- ![Garden view 2](/listings/photos/132437735/729878) - Garden view 2

## Floorplans

- ![Floorplan](/listings/photos/132437735/729880) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/132437735/729883) - EPC Graphs

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3269094
- **Address:** 32 Schneider Road, BARROW-IN-FURNESS, LA14 5DW
- **Certificate Issued:** 28/11/2005
- **Work Completed:** 24/10/2005
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DW | £137,500 | 28/09/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ST JAMES GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5SP | £167,500 | 17/06/2025 | Other |
| BARROW & DISTRICT CAR REPAIRS HOLKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UH | £250,000 | 01/08/2023 | Other |
| [Same street] 46 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DW | £148,500 | 04/04/2023 | Semi-detached |
| 78 SCHNEIDER ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 5DP | £300,000 | 29/04/2022 | Other |

**Street average:** £148,500 (1 sale)
**Area average:** £239,167 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,438 (8 Other, LA14, 2024–2026)
- **Deviation:** -58.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £633/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Romney Road, LA14 | £800/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, Hibbert Road, LA14 | £4,500/mo | 3 | 0.47 miles | OpenRent |
| 3 Bed Terraced House, Warwick Street, LA14 | £4,500/mo | 3 | 0.55 miles | OpenRent |

**Average rent: £3,267/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 3.21% (strong)
- **Max investor price (0.8%):** £562,500
- **Target investor price (1%):** £450,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,500/mo).*

- **Gross yield:** 38.6%
- **Cost-to-rent:** 2.6×
- **Monthly cashflow:** £3,474/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 102.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,772/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 78.2%
- **10y growth:** 111.6%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External Lounge Dining room Kitchen Hall Bedroom 1 Bedroom 2 Bedroom 2 view 2 Bathroom Landing Garden Garden view 2

/ 12

Property details

Tenure

FREEHOLD

Floor area

79 m²

Council tax band

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£137,500 Sep 2023

Price per m²

£1,772/m²

Local average

£338,438 (-58.6%)

Deprivation

Decile 2 (5,874 of 33,755)

Street crime

274 incidents within 1 mile (Apr 2026)

Key features

**VIRTUAL VIEWING AVAILABLE. CLICK ON THE VIDEO TOUR ABOVE**
Three Bedroom Semi Detached Family Property With Drive
Lounge, Dining Room, Kitchen, Plus Rear Garden
Three Good Size Bedrooms, Bathroom
Gas Central Heating, Double Glazed

Additional details

Heating: Double glazing, Gas central
Parking: Yes
Garden: Rear garden

Description

We are pleased to present to the market this beautifully presented three bedroom semi-detached, located in a popular area.

Internally the accommodation comprises lounge, dining room, kitchen. Stairs lead to the first floor with three good sized bedrooms and a family bathroom.

Externally is a driveway and front garden with access to a rear garden.

Council Tax Information: Band B

Listed by

Barrow & South Cumbria

Farrell Heyworth

Reference: 132437735

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 09/03/2023

Expiry date: 08/03/2033

Current heating cost: £663/year

Potential heating cost: £483/year

Est. upgrade cost to C: £15,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3269094

Property Details

Street: 32 Schneider Road

Town: BARROW-IN-FURNESS

Postcode: LA14 5DW

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 28/11/2005

Work Completed: 24/10/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	28/09/2023 (2 years ago)	£137,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
12 ST JAMES GARDENS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5SP	£167,500	17/06/2025	Other
BARROW & DISTRICT CAR REPAIRS HOLKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UH	£250,000	01/08/2023	Other
Same street 46 SCHNEIDER ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5DW	£148,500	04/04/2023	Semi-detached
78 SCHNEIDER ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 5DP	£300,000	29/04/2022	Other

Street average: £148,500 (1 sale)

Area average: £239,167 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 78.2%

10y growth 111.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: All dwelling types. As of March 2026.

1y (index) -0.8%

5y (index) 22%

10y (index) 63.2%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £633/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA14 5DW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Tally Ho Hotel	0.1 miles
Bus stop	Laburnum Crescent	0.1 miles
Shop	JD Car Sales	0.3 miles
Shop	CEF	0.5 miles
Train station	Barrow-in-Furness	0.5 miles
Train station	Roose	1.7 miles
Hospital	Unknown	7.4 miles

Street-level crime

Category	Count
Violence and sexual offences	125
Public order	34
Shoplifting	29
Criminal damage and arson	23
Anti-social behaviour	15
Other theft	13
Burglary	10
Drugs	10
Vehicle crime	6
Other crime	3
Bicycle theft	2
Possession of weapons	2
Theft from the person	2
Total incidents	274

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Victoria Academy	Primary	0.4 miles	Outstanding — 28 Apr 2024
St Pius X Catholic Primary School, Barrow	Primary	0.5 miles	Requires improvement — 6 Jan 2019
St James' CofE Junior School	Primary	0.5 miles	Good — 23 Apr 2012
Hindpool Nursery School	Nursery	0.5 miles	— (Inspected (no overall grade))
Victoria Infant and Nursery School	Primary	0.5 miles	Good — 13 Mar 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Romney Road, LA14	£800/mo	3	0.22 miles	OpenRent
3 Bed Terraced House, Hibbert Road, LA14	£4,500/mo	3	0.47 miles	OpenRent
3 Bed Terraced House, Warwick Street, LA14	£4,500/mo	3	0.55 miles	OpenRent

Average rent: £3,267/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 3.21%

Max investor price (0.8%) £562,500

Target investor price (1%) £450,000

Gross yield 38.6%

Cost-to-rent ratio 2.6×

Monthly cashflow £3,474/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 102.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure