# 2 bedroom flat for sale (ST4 7DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | Catherine House, Penkhull, ST4, ST4 7DW |
| Price | £120,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £143,900 |

## Description

This well-laid-out two-bedroom apartment is situated on the first floor of the established Catherine House development in ST4, offering generous internal space and a practical layout well suited to owner-occupiers or investors alike.

The accommodation is accessed via a central hallway, which provides access to all principal rooms. The living room is a good size and benefits from a Juliet balcony, allowing in plenty of natural light and creating a bright, open feel. The separate kitchen is fitted with a range of wall and base units, integrated oven and hob, and space for appliances.

There are two bedrooms, both well-proportioned, with the main bedroom offering ample space for a double bed and storage. The property benefits from two bathrooms: a family bathroom with a bath, WC and wash basin, and an additional shower room with WC, providing excellent convenience for sharers or guests.

Further features include gas central heating and a total internal area of approximately 647 sq ft (60.2 sq m), excluding any external space.

Catherine House is conveniently located for access to Stoke-on-Trent town centre, the A50, local amenities and Royal Stoke University Hospital, making it a practical and well-connected residential location.

Early viewing is recommended to appreciate the space and layout on offer.

EPC rating: C. Tenure: Leasehold,

## Property Photos

- ![Photo](/listings/photos/171243395/82614)
- ![Photo](/listings/photos/171243395/82615)
- ![Photo](/listings/photos/171243395/82616)
- ![Photo](/listings/photos/171243395/82617)
- ![Photo](/listings/photos/171243395/82618)
- ![Photo](/listings/photos/171243395/82619)
- ![Photo](/listings/photos/171243395/82620)

## Floorplans

- ![Floorplan](/listings/photos/171243395/82621) - Floorplan
- ![Floorplan](/listings/photos/171243395/105093) - Floorplan

## EPC Graphs

- ![EPC Certificate](/listings/photos/171243395/82622) - EPC Certificate

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| STAMER HOUSE, 45 FLAT 13 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £95,000 | 09/01/2026 | Flat |
| STAMER HOUSE, 45 FLAT 11 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £88,000 | 31/10/2023 | Flat |
| STAMER HOUSE, 45 FLAT 7 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £112,500 | 11/05/2023 | Flat |
| 21A HARRIS STREET, STOKE-ON-TRENT, ST4 7EZ | £75,000 | 18/11/2022 | Flat |
| CATHERINE HOUSE APARTMENT 1 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £124,000 | 28/10/2022 | Flat |
| 5 SHARMAN CLOSE, STOKE-ON-TRENT, ST4 7LS | £84,000 | 14/09/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 44 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 26/08/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 34 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £92,000 | 11/08/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 38 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £118,500 | 29/07/2022 | Flat |
| STAMER HOUSE, 45 FLAT 20 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £97,000 | 12/07/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 22 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 24/06/2022 | Flat |
| STAMER HOUSE, 45 FLAT 17 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £96,500 | 31/05/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 28 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £116,950 | 27/05/2022 | Flat |
| STAMER HOUSE, 45 FLAT 2 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £92,000 | 03/02/2022 | Flat |
| STAMER HOUSE, 45 FLAT 4 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £110,000 | 08/10/2021 | Flat |

**Area average:** £101,430 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £88,577 (13 Flat, ST4, 2024–2026)
- **Deviation:** +35.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Victoria House, Scholars Court, Penkhull, Stoke on Trent](http://87.117.209.195:8080/listings/e4f5db5) | £825/mo | 2 | 0.04 miles | Rightmove |
| [Quarry Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/11c0e0f) | £800/mo | 2 | 0.1 miles | Rightmove |
| [Princes Road, Hartshill, ST4](http://87.117.209.195:8080/listings/1757133) | £800/mo | 2 | 0.12 miles | Rightmove |
| [Westland Street, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6ef42a7) | £750/mo | 2 | 0.12 miles | Rightmove |
| [Oxford Street, Penkhull, ST4](http://87.117.209.195:8080/listings/2d5db37) | £750/mo | 2 | 0.14 miles | Rightmove |
| 2 Bed Terraced House, Penkhull, ST4 | £750/mo | 2 | 0.17 miles | OpenRent |
| [Tolkein Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c6a7bf7) | £915/mo | 2 | 0.25 miles | Rightmove |
| [Hartshill Road, Stoke-on-trent](http://87.117.209.195:8080/listings/8468ecd) | £750/mo | 2 | 0.26 miles | Rightmove |
| [Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD](http://87.117.209.195:8080/listings/930f6c8) | £795/mo | 2 | 0.32 miles | Rightmove |
| 2 Bed Terraced House, Allen St, ST4 | £775/mo | 2 | 0.34 miles | OpenRent |
| [Allen Street, Hartshill](http://87.117.209.195:8080/listings/7f56ae7) | £725/mo | 2 | 0.35 miles | Rightmove |
| [Cumming Street, Hartshill, Stoke On Trent](http://87.117.209.195:8080/listings/f865870) | £725/mo | 2 | 0.37 miles | Rightmove |
| [Hunters Way, Stoke-On-Trent](http://87.117.209.195:8080/listings/1bb7798) | £795/mo | 2 | 0.45 miles | Rightmove |
| [Newcastle Lane, ST4](http://87.117.209.195:8080/listings/e474dc7) | £795/mo | 2 | 0.45 miles | Rightmove |
| [Grice Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5937469) | £950/mo | 2 | 0.52 miles | Rightmove |
| 2 Bed End Terrace, St. Christopher Avenue, ST4 | £895/mo | 2 | 0.53 miles | OpenRent |
| [Frank  Street, Stoke-on-Trent, ](http://87.117.209.195:8080/listings/d6a8ed1) | £750/mo | 2 | 0.6 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 0.62 miles | Rightmove |
| [Boothen Road, Stoke-on-Trent](http://87.117.209.195:8080/listings/062a021) | £785/mo | 2 | 0.63 miles | Rightmove |
| [182 Victoria Street, Hartshill, ST4 6HD](http://87.117.209.195:8080/listings/44c8b3d) | £750/mo | 2 | 0.64 miles | Rightmove |

**Average rent: £789/mo (63 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £97,500
- **Target investor price (1%):** £78,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £780/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £204/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.9%
- **10y growth:** 55.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.2%
- **5y growth (index):** 13.5%
- **10y growth (index):** 43.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)