For sale Flat

Catherine House

Penkhull, ST4, ST4 7DW

2 beds 2 baths Listed 21 Jan 2026 (-273d)

£100,000

Offers in Excess of

Reduced on 4 Aug 2026 · Was £110,000

Save

# 2 bedroom flat for sale (ST4 7DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | Catherine House, Penkhull, ST4, ST4 7DW |
| Price | £100,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £143,900 |

## Description

The accommodation is accessed via a central hallway, which provides access to all principal rooms. The living room is a good size and benefits from a Juliet balcony, allowing in plenty of natural light and creating a bright, open feel. The separate kitchen is fitted with a range of wall and base units, integrated oven and hob, and space for appliances.

There are two bedrooms, both well-proportioned, with the main bedroom offering ample space for a double bed and storage. The property benefits from two bathrooms: a family bathroom with a bath, WC and wash basin, and an additional shower room with WC, providing excellent convenience for sharers or guests.

Further features include gas central heating and a total internal area of approximately 647 sq ft (60.2 sq m), excluding any external space.

Catherine House is conveniently located for access to Stoke-on-Trent town centre, the A50, local amenities and Royal Stoke University Hospital, making it a practical and well-connected residential location.

Early viewing is recommended to appreciate the space and layout on offer.

EPC rating: C. Tenure: Leasehold,

## Property Photos

- ![Photo](/listings/photos/171243395/82614)
- ![Photo](/listings/photos/171243395/82615)
- ![Photo](/listings/photos/171243395/82616)
- ![Photo](/listings/photos/171243395/82617)
- ![Photo](/listings/photos/171243395/82618)
- ![Photo](/listings/photos/171243395/82619)
- ![Photo](/listings/photos/171243395/82620)

## Floorplans

- ![Floorplan](/listings/photos/171243395/82621) - Floorplan
- ![Floorplan](/listings/photos/171243395/105093) - Floorplan

## EPC Graphs

- ![EPC Certificate](/listings/photos/171243395/82622) - EPC Certificate

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| STAMER HOUSE, 45 FLAT 13 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £95,000 | 09/01/2026 | Flat |
| ELIZABETH HOUSE APARTMENT 43 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £97,000 | 22/09/2025 | Flat |
| STAMER HOUSE, 45 FLAT 11 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £88,000 | 31/10/2023 | Flat |
| STAMER HOUSE, 45 FLAT 7 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £112,500 | 11/05/2023 | Flat |
| 21A HARRIS STREET, STOKE-ON-TRENT, ST4 7EZ | £75,000 | 18/11/2022 | Flat |
| CATHERINE HOUSE APARTMENT 1 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £124,000 | 28/10/2022 | Flat |
| 5 SHARMAN CLOSE, STOKE-ON-TRENT, ST4 7LS | £84,000 | 14/09/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 44 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 26/08/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 34 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £92,000 | 11/08/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 38 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £118,500 | 29/07/2022 | Flat |
| STAMER HOUSE, 45 FLAT 20 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £97,000 | 12/07/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 22 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 24/06/2022 | Flat |
| STAMER HOUSE, 45 FLAT 17 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £96,500 | 31/05/2022 | Flat |
| ELIZABETH HOUSE APARTMENT 28 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £116,950 | 27/05/2022 | Flat |
| STAMER HOUSE, 45 FLAT 2 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £92,000 | 03/02/2022 | Flat |

**Area average:** £100,563 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £91,893 (14 Flat, ST4, 2024–2026)
- **Deviation:** +8.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Princes Road, Penkhull](http://87.117.209.195:8080/listings/c4dc6d9) | £395/mo | — | 0.11 miles | Rightmove |
| [Westland Street, Penkhull](http://87.117.209.195:8080/listings/de3c944) | £750/mo | 2 | 0.16 miles | Rightmove |
| 2 Bed Terraced House, Penkhull, ST4 | £750/mo | 2 | 0.17 miles | OpenRent |
| [Richmond Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/13b8fdb) | £795/mo | 2 | 0.18 miles | Rightmove |
| [Greatbatch Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/2fc17cb) | £775/mo | 2 | 0.2 miles | Rightmove |
| [Gerrard Street, Hartshill](http://87.117.209.195:8080/listings/4121c91) | £900/mo | 2 | 0.25 miles | Rightmove |
| [Gresty Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/131a57f) | £795/mo | 2 | 0.27 miles | Rightmove |
| 2 Bed Terraced House, Allen St, ST4 | £775/mo | 2 | 0.34 miles | OpenRent |
| [Floyd Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/2bf5515) | £700/mo | 2 | 0.37 miles | Rightmove |
| [Boon Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/04c5708) | £895/mo | 2 | 0.39 miles | Rightmove |
| [Cummings Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/81345bb) | £895/mo | 2 | 0.48 miles | Rightmove |
| [Coronation Road, Hartshill](http://87.117.209.195:8080/listings/bea9914) | £795/mo | 2 | 0.52 miles | Rightmove |
| 2 Bed End Terrace, St. Christopher Avenue, ST4 | £895/mo | 2 | 0.53 miles | OpenRent |
| [Lionel Grove, Stoke-on-trent](http://87.117.209.195:8080/listings/7aa599a) | £925/mo | 2 | 0.55 miles | Rightmove |
| [Stanley Road, Hartshill, ST4](http://87.117.209.195:8080/listings/a21873a) | £750/mo | 2 | 0.56 miles | Rightmove |
| [Lukesland Avenue, ST4](http://87.117.209.195:8080/listings/7e674e4) | £995/mo | 2 | 0.57 miles | Rightmove |
| [Tattershall Court, Etruria](http://87.117.209.195:8080/listings/ca3e32f) | £780/mo | 2 | 0.58 miles | Rightmove |
| [Penstock Drive, Lock 38, Cliffe Vale, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/b23ef6f) | £750/mo | 2 | 0.58 miles | Rightmove |
| [Penstock Drive, Stoke-on-trent](http://87.117.209.195:8080/listings/b5a44d4) | £800/mo | 2 | 0.6 miles | Rightmove |
| [Hartshill Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/85ba963) | £850/mo | 2 | 0.63 miles | Rightmove |

**Average rent: £900/mo (49 listings)**

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 9.5%
- **Cost-to-rent:** 10.5×
- **Monthly cashflow:** £297/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 64%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -5.3%
- **5y growth (index):** 6.6%
- **10y growth (index):** 27.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Last sold

£143,900

Local average

£91,893 (+8.8%)

Deprivation

Decile 6 (18,326 of 33,755)

Street crime

487 incidents within 1 mile (Aug 2026)

Key features

First floor apartment in Catherine House, ST4 7DW
Two well-proportioned bedrooms
Spacious living room with Juliet balcony
Separate fitted kitchen
Two bathrooms (family bathroom + shower room)
Central hallway with storage potential
Gas central heating
Popular residential development
Convenient for Stoke town centre, hospital and transport links
Ideal for first-time buyers, downsizers or buy-to-let investors

Description

This well-laid-out two-bedroom apartment is situated on the first floor of the established Catherine House development in ST4, offering generous internal space and a practical layout well suited to owner-occupiers or investors alike.
The accommodation is accessed via a central hallway, which provides access to all principal rooms. The living room is a good size and benefits from a Juliet balcony, allowing in plenty of natural light and creating a bright, open feel. The separate kitchen is fitted with a range of wall and base units, integrated oven and hob, and space for appliances.
There are two bedrooms, both well-proportioned, with the main bedroom offering ample space for a double bed and storage. The property benefits from two bathrooms: a family bathroom with a bath, WC and wash basin, and an additional shower room with WC, providing excellent convenience for sharers or guests.
Further features include gas central heating and a total internal area of approximately 647 sq ft (60.2 sq m), excluding any external space.
Catherine House is conveniently located for access to Stoke-on-Trent town centre, the A50, local amenities and Royal Stoke University Hospital, making it a practical and well-connected residential location.
Early viewing is recommended to appreciate the space and layout on offer.
EPC rating: C. Tenure: Leasehold,

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 171243395

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Building plot (shared): ~5,540 m² (1.37 acres) (area is for the building, not the flat)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan

EPC Graphs

EPC Certificate

Price history

Event	Date	Price	% change
Listed for sale	—	£100,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
STAMER HOUSE, 45 FLAT 13 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£95,000	09/01/2026	Flat
ELIZABETH HOUSE APARTMENT 43 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£97,000	22/09/2025	Flat
STAMER HOUSE, 45 FLAT 11 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£88,000	31/10/2023	Flat
STAMER HOUSE, 45 FLAT 7 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£112,500	11/05/2023	Flat
21A HARRIS STREET, STOKE-ON-TRENT, ST4 7EZ	£75,000	18/11/2022	Flat
CATHERINE HOUSE APARTMENT 1 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£124,000	28/10/2022	Flat
5 SHARMAN CLOSE, STOKE-ON-TRENT, ST4 7LS	£84,000	14/09/2022	Flat
ELIZABETH HOUSE APARTMENT 44 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£110,000	26/08/2022	Flat
ELIZABETH HOUSE APARTMENT 34 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£92,000	11/08/2022	Flat
ELIZABETH HOUSE APARTMENT 38 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£118,500	29/07/2022	Flat
STAMER HOUSE, 45 FLAT 20 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£97,000	12/07/2022	Flat
ELIZABETH HOUSE APARTMENT 22 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£110,000	24/06/2022	Flat
STAMER HOUSE, 45 FLAT 17 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£96,500	31/05/2022	Flat
ELIZABETH HOUSE APARTMENT 28 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW	£116,950	27/05/2022	Flat
STAMER HOUSE, 45 FLAT 2 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW	£92,000	03/02/2022	Flat

Area average: £100,563 (15 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.3%

10y growth 64%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Flats and maisonettes. As of July 2026.

1y (index) -5.3%

5y (index) 6.6%

10y (index) 27.7%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £644/mo

Realistic £715/mo

Optimistic £787/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 7DW

Address

225 Princes Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Penkhull Food & Wine Store	0.1 miles
Shop	Theresa's Hairdressing Salon	0.1 miles
Bus stop	Tolkien Way	0.2 miles
Bus stop	Richmond Street	0.2 miles
Hospital	North Staffordshire Hospital	0.4 miles
Hospital	Car park site	0.6 miles
Train station	Stoke-on-Trent	0.7 miles
University	University of Staffordshire Stoke Campus	0.7 miles
Train station	Longport	2.6 miles

Street-level crime

Category	Count
Violence and sexual offences	176
Anti-social behaviour	76
Public order	39
Shoplifting	36
Criminal damage and arson	35
Other theft	29
Drugs	28
Burglary	24
Other crime	13
Robbery	7
Theft from the person	7
Vehicle crime	7
Possession of weapons	6
Bicycle theft	4
Total incidents	487

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Willows Primary School	Primary	0.2 miles	Good — 14 Dec 2010
St Thomas Aquinas Catholic Primary School	Primary	0.3 miles	Good — 15 Jan 2023
Thistley Hough Academy	Secondary	0.5 miles	Good — 26 Apr 2017
Staffordshire University	Other	0.7 miles	— (No rating)
The Registry	Other	0.7 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Princes Road, Penkhull	£395/mo	—	0.11 miles	Rightmove
Westland Street, Penkhull	£750/mo	2	0.16 miles	Rightmove
2 Bed Terraced House, Penkhull, ST4	£750/mo	2	0.17 miles	OpenRent
Richmond Street, Stoke-on-Trent, Staffordshire, ST4	£795/mo	2	0.18 miles	Rightmove
Greatbatch Avenue, Stoke-On-Trent, ST4	£775/mo	2	0.2 miles	Rightmove
Gerrard Street, Hartshill	£900/mo	2	0.25 miles	Rightmove
Gresty Street, Stoke-On-Trent	£795/mo	2	0.27 miles	Rightmove
2 Bed Terraced House, Allen St, ST4	£775/mo	2	0.34 miles	OpenRent
Floyd Street, Stoke-on-Trent	£700/mo	2	0.37 miles	Rightmove
Boon Avenue, Stoke-On-Trent	£895/mo	2	0.39 miles	Rightmove
Cummings Street, Stoke-On-Trent, ST4	£895/mo	2	0.48 miles	Rightmove
Coronation Road, Hartshill	£795/mo	2	0.52 miles	Rightmove
2 Bed End Terrace, St. Christopher Avenue, ST4	£895/mo	2	0.53 miles	OpenRent
Lionel Grove, Stoke-on-trent	£925/mo	2	0.55 miles	Rightmove
Stanley Road, Hartshill, ST4	£750/mo	2	0.56 miles	Rightmove
Lukesland Avenue, ST4	£995/mo	2	0.57 miles	Rightmove
Tattershall Court, Etruria	£780/mo	2	0.58 miles	Rightmove
Penstock Drive, Lock 38, Cliffe Vale, Stoke-on-Trent, ST4	£750/mo	2	0.58 miles	Rightmove
Penstock Drive, Stoke-on-trent	£800/mo	2	0.6 miles	Rightmove
Hartshill Road, Stoke-On-Trent	£850/mo	2	0.63 miles	Rightmove

Average rent: £900/mo (49 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.8%

Max investor price (0.8%) £99,375

Target investor price (1%) £79,500

Gross yield 9.5%

Cost-to-rent ratio 10.5×

Monthly cashflow £297/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).