# 4 bedroom terraced house for sale (CA15 6NA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 127 SENHOUSE STREET, MARYPORT, CUMBERLAND CA15 6NA |
| Price | £180,000 |
| Bedrooms | 4 |
| Bathrooms | 3 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 154 m² |
| Last sold | £183,000 Oct 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 13/05/2035
- **Current heating cost:** £2,257/year
- **Est. upgrade cost to C:** £17,775

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2081-8485-1050-6002-4091)

## Description

Have You Been Searching For The Perfect Home For Your Lively Brood? A splendid four bedroom end terrace that's brimming with character and charm. It's the kind of home that whispers tales of yesteryear yet doesn't skimp on the modern must-haves.

First, there's the grand bay-fronted living room, where you can imagine yourself cosying up with a cuppa in front of the roaring log burner, playing a never-ending game of 'I Spy' with the plethora of original features.

Then, saunter through to the expansive dining room where the conversation flows as seamlessly as the room into the light and airy, fitted kitchen.

And yes, that's sliding doors leading to a rear yard that’s just begging for a summer barbie—or a winter snowman, depending on the British weather's mood.

Downstairs loo? Check. Because let's face it, with a house full of nippers and visiting relatives, you'll need it.

Ascend the staircase, where on the first floor, you'll find two commodious double bedrooms, each boasting an original fireplace to hang your Christmas stockings. One even has its own en-suite shower.

Up again to the top floor, where the exposed beams in the bedrooms will have you convinced you're living in a fairy tale. Another bedroom with an en-suite means fewer bedtime battles. And all this nestled in the throbbing heart of Maryport town centre, where the community spirit is as strong as a double-strength builder's brew.

Given it’s an ideal family home, the fantastic local schools will be another great reason to move here. Maryport Church of England School (rated “Good” by Ofsted) is closest, less than a 10 minutes walk away.

And, if you want to catch a train, the station is less than a 5 minute walk away!

So, if you're after a family home, this gem is waiting for you. Just remember, you'll have to move quickly. Houses like this sell faster than hotcakes at the school bake sale!

Interested? Contact us today to arrange your viewing! 

 

## Property Photos

- ![Photo](/listings/photos/162646790/1653931)
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## Floorplans

- ![Floorplan 1](/listings/photos/162646790/1653948) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/162646790/1653949) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7705498
- **Address:** 127 Senhouse Street, MARYPORT, CA15 6NA
- **Certificate Issued:** 18/10/2010
- **Work Completed:** 22/09/2010
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 SENHOUSE STREET, MARYPORT, CUMBERLAND, CA15 6NA | £183,000 | 22/10/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LAWSON STREET, MARYPORT, CUMBERLAND, CA15 6ND | £215,000 | 07/01/2026 | Terraced |
| 11 MILL STREET, MARYPORT, CUMBERLAND, CA15 6DF | £148,000 | 26/11/2025 | Terraced |
| 20 STATION STREET, MARYPORT, CUMBERLAND, CA15 6LS | £220,000 | 19/11/2025 | Terraced |
| 4 LOWER CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6JE | £148,500 | 03/11/2023 | Terraced |
| 60 CURZON STREET, MARYPORT, CUMBERLAND, CA15 6DA | £143,000 | 24/05/2023 | Terraced |
| 87 WOOD STREET, MARYPORT, CUMBERLAND, CA15 6LH | £48,000 | 10/05/2023 | Terraced |
| 48 LAWSON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LZ | £140,000 | 20/12/2022 | Terraced |
| 68 CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6BP | £60,000 | 02/11/2022 | Terraced |
| 50 CURZON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DA | £83,000 | 30/09/2022 | Terraced |
| 52 LAWSON STREET, MARYPORT, CUMBERLAND, CA15 6LZ | £96,000 | 07/09/2022 | Terraced |
| 8 CHURCH STREET, MARYPORT, CUMBERLAND, CA15 6HA | £96,000 | 01/09/2022 | Terraced |
| 24 LAWSON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6ND | £165,000 | 22/07/2022 | Terraced |
| 54 LAWSON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LZ | £140,000 | 11/07/2022 | Terraced |
| 40 LAWSON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LZ | £140,000 | 11/07/2022 | Terraced |
| 33 LAWSON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6ND | £125,000 | 30/03/2022 | Terraced |
| 49 CURZON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LW | £148,450 | 21/01/2022 | Terraced |
| 75 JOHN STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LJ | £63,000 | 10/12/2021 | Terraced |
| 59 JOHN STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LJ | £100,000 | 09/12/2021 | Terraced |
| 16 CURZON STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LN | £118,000 | 29/11/2021 | Terraced |
| 79 JOHN STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6LJ | £134,000 | 29/10/2021 | Terraced |

**Area average:** £126,548 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £111,192 (31 Terraced, CA15, 2024–2026)
- **Deviation:** +61.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Curzon Street, CA15 | £1,250/mo | 4 | 0.07 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.69% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12×
- **Monthly cashflow:** £391/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,169/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.8%
- **10y growth:** 0%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
