# 2 bedroom terraced house for sale (IP33 2BJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 66 SOUTHGATE STREET, BURY ST EDMUNDS, SUFFOLK IP33 2BJ |
| Price | £220,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: before 1900 |
| Floor area | 63 m² |
| Last sold | £220,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/12/2033
- **Current heating cost:** £899/year
- **Est. upgrade cost to C:** £14,415

### Recommendations
- E (£15)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2116-4971-8321-2971-1514)

## Description

**** **** This two bedroom Victorian terrace is located within walking distance of Bury St Edmunds town centre and offers sitting room, kitchen / dining room, two double bedrooms, bathroom, garden and is available for sale with no onward chain!

Entrance door into sitting room with wooden floor and feature fireplace, window to front aspect, stairs to first floor and open to kitchen / dining room.  The kitchen is fitted with a modern range of wall and base units and has space for a washing machine, there is an integrated dishwasher and integrated fridge and freezer.  Electric oven with gas hob and extractor over.  French doors lead out to the garden.

Upstairs there are two double bedrooms, one with built in wardrobe and the bathroom which has matching white suite of claw foot bath, wc and wash hand basin and separate shower cubicle.  The gas combi boiler is located in the loft.

Outside the rear garden has a raised decking area leading from the kitchen with lawned garden beyond.  No Chain! 

**SITTING** **ROOM** **10' 8" x 11' 5" (3.25m x 3.48m)**  

**DINING** **AREA** **10' 8" x 10' 11" (3.25m x 3.33m)**  

**KITCHEN** **10' 8" x 8' 11" (3.25m x 2.72m)**  

**BEDROOM** **10' 8" x 11' 2" (3.25m x 3.4m)**  

**BEDROOM** **10' 8" x 8' 11" (3.25m x 2.72m)**  

**** **** Every care has been taken with the preparation of these particulars, but complete accuracy cannot be guaranteed.  If there is any point, which is of particular importance to you, please obtain professional confirmation. Alternatively, we will be pleased to check the information for you.  These Particulars do not constitute a contract or part of a contract. All measurements quoted are approximate.  The Fixtures, Fittings & Appliances have not been tested and therefore no guarantee can be given that they are in working order.  Photographs are reproduced for general information and it cannot be inferred that any item shown is included in the sale. 

## Property Photos

- ![Photo](/listings/photos/167606120/322319)
- ![Photo](/listings/photos/167606120/322321)
- ![Photo](/listings/photos/167606120/322326)
- ![Photo](/listings/photos/167606120/322328)
- ![Photo](/listings/photos/167606120/322330)
- ![Photo](/listings/photos/167606120/322332)
- ![Photo](/listings/photos/167606120/322336)
- ![Photo](/listings/photos/167606120/322338)
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- ![Photo](/listings/photos/167606120/322341)
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- ![Photo](/listings/photos/167606120/322351)
- ![Photo](/listings/photos/167606120/322353)
- ![Photo](/listings/photos/167606120/322355)

## Floorplans

- ![Floorplan 1](/listings/photos/167606120/322357) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/167606120/322362) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 66 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BJ | £220,000 | 10/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 59 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BJ | £150,000 | 22/12/2023 | Terraced |
| 27 ROCKINGHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SA | £290,000 | 15/12/2023 | Terraced |
| 10 NOWTON ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2PS | £245,000 | 25/08/2023 | Terraced |
| 23 JARMAN CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2PR | £218,000 | 31/07/2023 | Terraced |
| 74 SEXTONS MEADOWS, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SB | £347,500 | 12/06/2023 | Terraced |
| 14 SICKLESMERE ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BW | £230,000 | 07/06/2023 | Terraced |
| 16 SICKLESMERE ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BW | £240,000 | 02/06/2023 | Terraced |
| 26 MAYNEWATER LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2AB | £207,000 | 19/05/2023 | Terraced |
| 15 OAST COURT, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2AN | £166,000 | 26/04/2023 | Terraced |
| 33 TANNERY DRIVE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SD | £245,000 | 04/04/2023 | Terraced |
| 49 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BG | £300,000 | 03/03/2023 | Terraced |
| 68 SEXTONS MEADOWS, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SB | £310,000 | 24/02/2023 | Terraced |
| 20 SICKLESMERE ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BW | £222,000 | 21/02/2023 | Terraced |
| 46 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BG | £277,000 | 20/12/2022 | Terraced |
| 102 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2AZ | £340,000 | 27/05/2022 | Terraced |
| 24 SICKLESMERE ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BW | £227,500 | 18/05/2022 | Terraced |
| 4 JARMAN CLOSE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2PR | £252,000 | 29/04/2022 | Terraced |
| 51 MAYNEWATER LANE, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2AB | £227,500 | 31/03/2022 | Terraced |
| 30 ROCKINGHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SE | £246,000 | 29/03/2022 | Terraced |
| 88 ROCKINGHAM ROAD, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2SE | £250,000 | 25/03/2022 | Terraced |
| [Same street] 68 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BJ | £290,000 | 03/03/2022 | Terraced |
| 28 OAST COURT, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2AN | £250,000 | 25/02/2022 | Terraced |
| [Same street] 52 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BJ | £239,000 | 04/02/2022 | Terraced |
| [Same street] 82 SOUTHGATE STREET, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP33 2BJ | £385,000 | 28/06/2021 | Detached |

**Street average:** £266,000 (4 sales)
**Area average:** £254,525 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £287,591 (39 Terraced, IP33, 2024–2026)
- **Deviation:** -23.5%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,058/mo
- **Realistic:** £1,176/mo
- **Optimistic:** £1,294/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Cobb Close, IP32 | £1,150/mo | 2 | 1.23 miles | OpenRent |

**Average rent: £1,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.9×
- **Monthly cashflow:** £144/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,492/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -22.9%
- **10y growth:** 11.2%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of March 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 10.7%
- **10y growth (index):** 36.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)