# 1 bedroom apartment for sale (HG4 2TJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12, COLLEGE COURT, STEVEN WAY, RIPON, NORTH YORKSHIRE HG4 2TJ |
| Price | £137,500 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 45 m² |
| Last sold | £136,000 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 08/12/2035
- **Current heating cost:** £217/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5790-1316-0122-5502-3253)

## Description

Set in the Old College grounds and surrounded by beautiful, well kept gardens, this one bedroom apartment is well presented throughout, whilst also being offered to market with no onward chain.

Located on the second floor with lift access, the apartment enjoys the use of communal gardens and benefits from allocated parking. Revealing a neutrally decorated interior, the apartment feels light and airy throughout.

Access is available on the ground floor, through a communal entrance door with intercom access. Stairs and a lift give access to the upper floors, where the entrance is available to the apartment. There is a private entrance hall with storage cupboard and further cupboard housing the hot water system. There is a lovely open plan living space, with a fully equipped kitchen which is fitted with a range of units and integrated appliances, whilst a Juliet balcony enjoy views over the communal grounds. There is a good size double bedroom and the stylish fully tiled bathroom, fitted with a modern white suite, including a bath with shower and glazed screen over.

Externally, the apartment has use of the communal grounds, plus private gardens and seating area to the rear. There is a bin storage area and access to a bike store, whilst the property also has an allocated parking space, plus further guest parking is available.

Located just a short walk from the city centre, the property is ideally situated, offering ease of access to the array of shops and restaurants that Ripon has to offer.

An early viewing is advised on this sought after apartment, which is sure to appeal to a range of purchasers.

This property is in council tax band A.

## Property Photos

- ![IMG_1629 copy.jpg](/listings/photos/169908617/1136748) - IMG_1629 copy.jpg
- ![IMG_1146.jpg](/listings/photos/169908617/1136749) - IMG_1146.jpg
- ![IMG_1159.jpg](/listings/photos/169908617/1136750) - IMG_1159.jpg
- ![IMG_1620 copy.jpg](/listings/photos/169908617/1136751) - IMG_1620 copy.jpg
- ![IMG_1132.jpg](/listings/photos/169908617/1136752) - IMG_1132.jpg
- ![IMG_1124.jpg](/listings/photos/169908617/1136753) - IMG_1124.jpg
- ![IMG_1152.jpg](/listings/photos/169908617/1136754) - IMG_1152.jpg
- ![IMG_1138.jpg](/listings/photos/169908617/1136755) - IMG_1138.jpg
- ![IMG_1616 copy.jpg](/listings/photos/169908617/1136756) - IMG_1616 copy.jpg
- ![IMG_1153.jpg](/listings/photos/169908617/1136757) - IMG_1153.jpg
- ![IMG_1164.jpg](/listings/photos/169908617/1136758) - IMG_1164.jpg
- ![IMG_1612 copy.jpg](/listings/photos/169908617/1136759) - IMG_1612 copy.jpg
- ![IMG_1618 copy.jpg](/listings/photos/169908617/1136760) - IMG_1618 copy.jpg
- ![IMG_1626 copy.jpg](/listings/photos/169908617/1136761) - IMG_1626 copy.jpg
- ![IMG_1622 copy.jpg](/listings/photos/169908617/1136762) - IMG_1622 copy.jpg
- ![IMG_1608.jpg](/listings/photos/169908617/1136763) - IMG_1608.jpg

## Floorplans

- ![College Court, Steven Way, Ripon](/listings/photos/169908617/1136764) - College Court, Steven Way, Ripon

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COLLEGE COURT 12 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TJ | £136,000 | 17/04/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE OLD COLLEGE 3 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TQ | £185,000 | 27/05/2025 | Flat |
| COLLEGE COURT 30 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TJ | £163,000 | 27/05/2025 | Flat |
| COLLEGE COURT 40 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TJ | £220,000 | 30/11/2023 | Flat |
| HAMBLETON COURT 10 CRESCENT PARADE, RIPON, NORTH YORKSHIRE, HG4 2JD | £130,000 | 15/11/2023 | Flat |
| THE OLD COLLEGE 11 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TQ | £215,000 | 12/10/2023 | Flat |
| COLLEGE COURT 25 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TJ | £165,000 | 05/09/2023 | Flat |
| 18 FLAT 2 PALACE ROAD, RIPON, NORTH YORKSHIRE, HG4 1ET | £147,000 | 04/08/2023 | Flat |
| THE OLD COLLEGE 21 STEVEN WAY, RIPON, NORTH YORKSHIRE, HG4 2TQ | £225,000 | 14/07/2023 | Flat |
| 28 THE KNOLL, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1EL | £100,000 | 15/12/2022 | Flat |
| THE OLD COLLEGE 22 STEVEN WAY, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2TQ | £267,500 | 09/12/2022 | Flat |
| THE OLD COLLEGE 17 WILKINSON COURT, RIPON, NORTH YORKSHIRE, HG4 2TW | £182,500 | 10/11/2022 | Flat |
| THE OLD COLLEGE 4 STEVEN WAY, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2TQ | £172,000 | 07/10/2022 | Flat |
| SUNNYFIELD LODGE FLAT 31 FENNELL GROVE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2SZ | £145,000 | 10/08/2022 | Flat |
| THE OLD COLLEGE 3 WILKINSON COURT, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2TW | £170,000 | 30/06/2022 | Flat |
| HIGHFIELD HOUSE, 6 APARTMENT 5 HEMSWORTH WALK, RIPON, NORTH YORKSHIRE, HG4 2EX | £275,000 | 28/06/2022 | Flat |
| THE OLD COLLEGE 31 STEVEN WAY, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2TQ | £229,500 | 24/06/2022 | Flat |
| 10 FLAT 5 PALACE ROAD, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1ET | £110,000 | 20/04/2022 | Flat |
| HIGHFIELD HOUSE, 6 APARTMENT 11 HEMSWORTH WALK, RIPON, NORTH YORKSHIRE, HG4 2EX | £395,000 | 11/04/2022 | Flat |
| HIGHFIELD HOUSE, 6 APARTMENT 7 HEMSWORTH WALK, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 2EX | £370,000 | 11/03/2022 | Flat |
| 20 THE KNOLL, RIPON, NORTH YORKSHIRE, HG4 1EL | £122,000 | 21/02/2022 | Flat |

**Area average:** £199,425 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £178,046 (13 Flat, HG4, 2024–2026)
- **Deviation:** -22.8%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £856/mo
- **Optimistic:** £942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harrogate (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Steven Way, HG4 | £850/mo | 1 | 0.06 miles | OpenRent |
| 1 Bed Flat, North St, HG4 | £895/mo | 1 | 0.3 miles | OpenRent |
| 1 Bed Flat, High Skellgate, HG4 | £840/mo | 1 | 0.48 miles | OpenRent |
| 1 Bed Flat, Kirkgate, HG4 | £800/mo | 1 | 0.55 miles | OpenRent |
| 1 Bed Flat, Kirkgate, HG4 | £550/mo | 1 | 0.55 miles | OpenRent |

**Average rent: £787/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £105,000
- **Target investor price (1%):** £84,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £840/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.6×
- **Monthly cashflow:** £190/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,056/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -42%
- **10y growth:** 8.6%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 5%
- **5y growth (index):** 10.4%
- **10y growth (index):** 32%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)