# 1 bedroom flat for sale (NW3 4UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 2B, 48 ENGLANDS LANE, LONDON, GREATER LONDON NW3 4UE |
| Price | £349,950 |
| Bedrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 49 m² |
| Last sold | £417,500 Feb 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 23/09/2029
- **Current heating cost:** £309/year

### Recommendations
- Q (14,000)
- O (6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8709-4846-3629-0427-6113)

## Description

Well appointed flat close to all the amenities of Englands Lane and Belsize Park/ Swiss Cottage underground station.

## Property Photos

- ![Photo](/listings/photos/33108875/695819)
- ![Photo](/listings/photos/33108875/695820)
- ![Photo](/listings/photos/33108875/695821)
- ![Photo](/listings/photos/33108875/695822)
- ![Photo](/listings/photos/33108875/695823)
- ![EPC](/listings/photos/33108875/695824) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/33108875/695825) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 48 FLAT 2B ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £417,500 | 23/02/2024 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WAVERLEY COURT, 41 - 43 FLAT 5 STEELES ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4SB | £423,000 | 20/12/2023 | Flat |
| 31 BASEMENT AND GROUND FLOOR FLAT PRIMROSE GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 4UL | £1,250,000 | 19/12/2023 | Flat |
| ANTRIM MANSIONS FLAT 3 ANTRIM ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4XT | £1,300,000 | 29/09/2023 | Flat |
| 40 FLAT 1 FELLOWS ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 3LH | £1,140,000 | 08/09/2023 | Flat |
| 39 FLAT 1 PRIMROSE GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 4UL | £2,350,000 | 31/08/2023 | Flat |
| 36 FLAT 4 FELLOWS ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 3LH | £500,000 | 31/08/2023 | Flat |
| 40 FLAT 6 FELLOWS ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 3LH | £582,000 | 02/08/2023 | Flat |
| ANTRIM MANSIONS FLAT 71 ANTRIM ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4XL | £1,100,000 | 30/06/2023 | Flat |
| [Same street] 48 FLAT A ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £1,225,000 | 29/06/2023 | Flat |
| PALM COURT, 11 - 13 FLAT 3 FELLOWS ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 3LT | £720,000 | 29/06/2023 | Flat |
| 66A BELSIZE PARK GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 4NE | £2,450,000 | 26/05/2023 | Flat |
| ANTRIM MANSIONS FLAT 42 ANTRIM ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4XU | £987,500 | 15/05/2023 | Flat |
| 11 FLAT 2 ETON AVENUE, LONDON, CAMDEN, GREATER LONDON, NW3 3EL | £950,000 | 12/12/2022 | Flat |
| 6A FLAT 3 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4TG | £999,999 | 12/12/2022 | Flat |
| 2 FLAT D PRIMROSE GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 4TJ | £595,000 | 02/12/2022 | Flat |
| 47A PRIMROSE GARDENS, LONDON, CAMDEN, GREATER LONDON, NW3 4UL | £2,050,000 | 02/12/2022 | Flat |
| 10 FLAT 3 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4TG | £340,000 | 16/11/2022 | Flat |
| DOWNESBURY, 40 FLAT 5 STEELES ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4SA | £605,000 | 28/10/2022 | Flat |
| 5 FLAT 3 ETON AVENUE, LONDON, CAMDEN, GREATER LONDON, NW3 3EL | £1,925,000 | 21/10/2022 | Flat |
| ANTRIM MANSIONS FLAT 44 ANTRIM ROAD, LONDON, CAMDEN, GREATER LONDON, NW3 4XU | £1,430,000 | 30/09/2022 | Flat |
| PRIORY MANSIONS FLAT 1 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4TH | £869,950 | 29/09/2022 | Flat |
| [Same street] 38 THIRD FLOOR FLAT ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £1,200,000 | 23/09/2022 | Flat |
| [Same street] 36 FLAT 1 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £595,000 | 29/07/2022 | Flat |
| [Same street] 34 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £40,000 | 11/01/2022 | Other |
| [Same street] 44 FLAT 1 ENGLANDS LANE, LONDON, CAMDEN, GREATER LONDON, NW3 4UE | £665,000 | 26/11/2021 | Flat |

**Street average:** £745,000 (5 sales)
**Area average:** £1,128,372 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,124,033 (98 Flat, NW3, 2024–2026)
- **Deviation:** -68.9%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,452/mo
- **Realistic:** £2,724/mo
- **Optimistic:** £2,996/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,436/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Glenmore Road, NW3 | £1,700/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Glenmore Rd, NW3 | £2,500/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Queens Crescent, NW5 | £1,850/mo | 1 | 0.36 miles | OpenRent |
| Studio Flat, Southampton Road, NW5 | £1,350/mo | 1 | 0.38 miles | OpenRent |
| 1 Bed Flat, Belsize Avenue, NW3 | £2,500/mo | 1 | 0.41 miles | OpenRent |
| 1 Bed Flat, Cayford House, NW3 | £2,100/mo | 1 | 0.47 miles | OpenRent |
| 1 Bed Flat, Regents Park Road, NW1 | £2,950/mo | 1 | 0.49 miles | OpenRent |
| 1 Bed Flat, Engine House Way, NW1 | £3,142/mo | 1 | 0.6 miles | OpenRent |
| 1 Bed Flat, Chalk Farm Road, NW1 | £3,250/mo | 1 | 0.63 miles | OpenRent |
| Studio Flat, Grafton Road, NW5 | £2,300/mo | 1 | 0.65 miles | OpenRent |
| Studio Flat, Broadhurst Gardens, NW6 | £1,733/mo | 1 | 0.76 miles | OpenRent |

**Average rent: £2,307/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.7×
- **Monthly cashflow:** £667/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7,142/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.1%
- **10y growth:** 3.7%

## House Price Index (HM Land Registry)

*Official index for Camden; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -8.2%
- **5y growth (index):** -5.5%
- **10y growth (index):** -10.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)