Sold STC Semi-detached

128 MERLIN CRESCENT

BRIDGEND, BRIDGEND CF31 4QN

3 beds 2 baths 107 m² Listed 13 Dec 2022 (-1280d)

£234,000

Fixed Price

Reduced on 4 Jan 2023

Save

# 3 bedroom semi-detached house for sale (CF31 4QN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 128 MERLIN CRESCENT, BRIDGEND, BRIDGEND CF31 4QN |
| Price | £234,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £234,000 Mar 2023 |

## Description

The property offers good sized family accommodation and internal viewing is highly recommended.

ACCOMMODATION COMPRISES:

Entrance via:	part leaded and glazed uPVC front door with matching side screen to:

ENTRANCE HALL: 			Tiled floors.  Stairs to First floor with storage under.  Door to:-

DOWNSTAIRS SHOWER ROOM:	Newly fitted modern suite in white comprising low level WC with concealed cistern. Wash basin set in vanity unit. Double shower enclosure with shower over. Walls fully tiled. Floor tiled. Chrome ladder style radiator Extractor. Spot lighting.

LOUNGE:		21' 11" x 10' 4"	Overall to front elevation with uPVC window. Feature marble fireplace with inset electric fire, lime stone hearth and back plate. Tiled floors. Coving to ceiling. Two radiators. Double opening multi paned doors to:

DINING ROOM:	15' 0" x 10' 7"	 uPVC window to rear rear elevation. Tiled floor. Coving to ceiling. Radiator. uPVC window. uPVC double opening doors to conservatory . uPVC door to utility room

KITCHEN: 		8' 4" x 7'9"	 	Inset sink and drainer with cupboards below. Matching wall and units with rolled edge working surface over incorporating gas hob with oven below and extractor over. Plumbing for automatic washing machine. Floor tiled. Walls part tiled. Coving and spot lighting to ceiling.

CONSERVATORY:	8' 9" x 8' 8"		To rear elevation. Solid brick base with uPVC window and double opening doors to rear garden. Polycarbonate roof. Radiator. Tiled floor.

UTILITY ROOM: 	10' 6" x 6' 8"		To rear elevation. Radiator. Coving and spot lighting to ceiling. uPVC double opening doors to rear garden. Laminate flooring. Double opening fire doors to rear of garage. Wall mounted gas combi boiler.

STAIRS from ENTRANCE HALL to FIRST FLOOR and:

LANDING:	 Carpet . Access to loft.

BEDROOM 1:	12' 1" x 10' 5"	Overall with uPVC window to front elevation. Carpet. Radiator. Coving to ceiling. Fitted cupboards.

BEDROOM 2:	12' 5" x 7' 11"	Overall and with uPVC window to rear elevation. Carpet. Radiator. Coving to ceiling. Fitted cupboard.

BEDROOM 3:	16' 4" x 6' 11"	with uPVC dual aspect windows to front and rear elevations. Two  velux windows. Carpet. Radiator. Spot lighting to ceiling. Access to loft space and under eaves storage.

BATHROOM:	Modern suite in white comprising of: Panelled bath with shower attachment from mixer tap. Low level w.c. Wash hand basin set in vanity unit. Floor and walls tiled. Spot lighting to ceiling. Chrome ladder style radiator. uPVC window.

OUTSIDE:	Garden to front laid to both slate chippings and block pavior providing off road parking and leading to a single garage with an up and over remote control door, multiple power sockets, central heating and light.  Flower planters and a mature tree. Rear garden also mainly laid to chippings and slate with a patio area adjacent to property.

128 MERLIN CRESENT CONTD....

TENURE:	Freehold

COUNCIL TAX BAND:	"C"

PRICE:	£234,000

Important Information

Note while we endeavour to make our sales details accurate and reliable, if there is any point which is of particular interest to you, please contact the office and we will be pleased to confirm the position for you. We have not personally tested any apparatus, equipment, fixtures, fittings or services and cannot verify they are in working order or fit for their purposes. Nothing in these particulars is intended to indicate that carpets or curtains, furnishings or fittings, electrical goods (whether wired or not), gas fires or light fitments or any other fixtures not expressly included form part of the property offered for sale. This computer generated Floorplan, if applicable, is intended as a general guide to the layout of the property. It is not scale and should not be relied upon for dimensions.  Tenure: We cannot confirm the tenure of the property as we have not had access to the legal documents.  The buyer is advised to obtain verification from their solicitor or surveyor.

## Property Photos

- ![Photo](/listings/photos/129952949/363089)
- ![Photo](/listings/photos/129952949/363091)
- ![Photo](/listings/photos/129952949/363095)
- ![Photo](/listings/photos/129952949/363101)
- ![Photo](/listings/photos/129952949/363104)
- ![Photo](/listings/photos/129952949/363108)
- ![Photo](/listings/photos/129952949/363114)
- ![Photo](/listings/photos/129952949/363117)
- ![Photo](/listings/photos/129952949/363120)
- ![Photo](/listings/photos/129952949/363124)
- ![Photo](/listings/photos/129952949/363128)
- ![Photo](/listings/photos/129952949/363131)
- ![Photo](/listings/photos/129952949/363134)
- ![Photo](/listings/photos/129952949/363136)

## Floorplans

- ![Floorplan 1](/listings/photos/129952949/363139) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/129952949/363142) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 128 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £234,000 | 23/03/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 FFORDD Y DDERWEN, BRIDGEND, CF31 4TQ | £220,000 | 17/12/2025 | Semi-detached |
| 27 BURNS CRESCENT, BRIDGEND, CF31 4PY | £195,000 | 17/12/2025 | Semi-detached |
| 10 CHISWICK CLOSE, BRIDGEND, CF31 4RA | £235,000 | 05/12/2025 | Semi-detached |
| 8 FFORDD Y DDERWEN, BRIDGEND, CF31 4TQ | £250,000 | 28/11/2025 | Semi-detached |
| 79 MERLIN CRESCENT, BRIDGEND, CF31 4QW | £180,000 | 21/11/2025 | Semi-detached |
| 17 BYRON AVENUE, BRIDGEND, CF31 4QD | £164,000 | 29/08/2025 | Semi-detached |
| [Same street] 104 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £208,000 | 16/06/2025 | Semi-detached |
| 21 TENNYSON DRIVE, BRIDGEND, CF31 4PU | £210,000 | 29/04/2025 | Semi-detached |
| [Same street] 111 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £190,000 | 21/02/2025 | Semi-detached |
| [Same street] 93 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £190,000 | 11/10/2024 | Semi-detached |
| 15 WILLESDEN ROAD, BRIDGEND, CF31 4RE | £167,480 | 20/12/2023 | Semi-detached |
| 4 BROWNING CLOSE, BRIDGEND, CF31 4PT | £222,500 | 15/12/2023 | Semi-detached |
| 9 CAER HEN EGLWYS, BRIDGEND, CF31 4TH | £165,000 | 14/11/2023 | Semi-detached |
| 10 COED TY MAEN, BRIDGEND, CF31 4TG | £217,000 | 25/10/2023 | Semi-detached |
| 83 MERLIN CRESCENT, BRIDGEND, CF31 4QW | £170,000 | 06/10/2023 | Semi-detached |
| 11 BARNES AVENUE, BRIDGEND, CF31 4QZ | £185,000 | 27/07/2023 | Semi-detached |
| 21 MILTON DRIVE, BRIDGEND, CF31 4QE | £161,000 | 21/07/2023 | Semi-detached |
| 175 MERLIN CRESCENT, BRIDGEND, CF31 4QL | £225,000 | 09/06/2023 | Semi-detached |
| 36 MERLIN CRESCENT, BRIDGEND, CF31 4QW | £229,950 | 26/05/2023 | Semi-detached |
| 47 MERLIN CRESCENT, BRIDGEND, CF31 4QW | £170,000 | 22/05/2023 | Semi-detached |
| 7 TENNYSON DRIVE, BRIDGEND, CF31 4PU | £162,000 | 19/05/2023 | Semi-detached |
| 6 BROWNING CLOSE, BRIDGEND, CF31 4PT | £100,000 | 04/05/2023 | Semi-detached |
| 19 TENNYSON DRIVE, BRIDGEND, CF31 4PU | £200,000 | 27/04/2023 | Semi-detached |
| [Same street] 134 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £210,000 | 11/07/2022 | Semi-detached |
| [Same street] 114 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £175,000 | 30/03/2022 | Semi-detached |
| [Same street] 97 MERLIN CRESCENT, BRIDGEND, CF31 4QN | £200,000 | 17/08/2021 | Semi-detached |

**Street average:** £195,500 (6 sales)
**Area average:** £191,447 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £227,815 (66 Semi-detached, CF31, 2024–2026)
- **Deviation:** +2.7%

## Rental Range

*ONS Price Index of Private Rents (Bridgend). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Merlin Crescent, CF31 | £1,075/mo | 3 | 0.28 miles | OpenRent |
| 3 Bed Terraced House, Heol Yr Ysgol, CF31 | £950/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Cemetery Road, CF31 | £455/mo | 3 | 0.7 miles | OpenRent |
| 3 Bed Semi-Detached House, Llys Eglwys, CF31 | £4,000/mo | 3 | 0.87 miles | OpenRent |
| 3 Bed Semi-Detached House, Garfield Avenue, CF31 | £1,100/mo | 3 | 1.06 miles | OpenRent |
| 3 Bed Terraced House, Cheltenham Terrace, CF31 | £1,150/mo | 3 | 1.2 miles | OpenRent |

**Average rent: £1,455/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £136,000
- **Target investor price (1%):** £108,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,088/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.9×
- **Monthly cashflow:** £33/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.1%
- **10y growth:** 60.6%

## House Price Index (HM Land Registry)

*Official index for Bridgend; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 32.4%
- **10y growth (index):** 74.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

107 m²

Last sold

£234,000 Mar 2023

Local average

£227,815 (+2.7%)

Street crime

230 incidents within 1 mile (Apr 2026)

Key features

**** NEW PRICE ****

Additional details

Parking: Yes
Garden: Yes

Description

We are delighted to offer for sale this three bedroom semi-detached dormer bungalow in a popular area of Bridgend. Within close proximity to all local amenities, the town centre and secondary school, bus route and commuter links to both Swansea and Cardiff via rail and Junction 36 of the M4.
The property offers good sized family accommodation and internal viewing is highly recommended.

ACCOMMODATION COMPRISES:
Entrance via: part leaded and glazed uPVC front door with matching side screen to:
ENTRANCE HALL: Tiled floors. Stairs to First floor with storage under. Door to:-
DOWNSTAIRS SHOWER ROOM: Newly fitted modern suite in white comprising low level WC with concealed cistern. Wash basin set in vanity unit. Double shower enclosure with shower over. Walls fully tiled. Floor tiled. Chrome ladder style radiator Extractor. Spot lighting.
LOUNGE: 21' 11" x 10' 4" Overall to front elevation with uPVC window. Feature marble fireplace with inset electric fire, lime stone hearth and back plate. Tiled floors. Coving to ceiling. Two radiators. Double opening multi paned doors to:
DINING ROOM: 15' 0" x 10' 7" uPVC window to rear rear elevation. Tiled floor. Coving to ceiling. Radiator. uPVC window. uPVC double opening doors to conservatory . uPVC door to utility room
KITCHEN: 8' 4" x 7'9" Inset sink and drainer with cupboards below. Matching wall and units with rolled edge working surface over incorporating gas hob with oven below and extractor over. Plumbing for automatic washing machine. Floor tiled. Walls part tiled. Coving and spot lighting to ceiling.
CONSERVATORY: 8' 9" x 8' 8" To rear elevation. Solid brick base with uPVC window and double opening doors to rear garden. Polycarbonate roof. Radiator. Tiled floor.
UTILITY ROOM: 10' 6" x 6' 8" To rear elevation. Radiator. Coving and spot lighting to ceiling. uPVC double opening doors to rear garden. Laminate flooring. Double opening fire doors to rear of garage. Wall mounted gas combi boiler.
STAIRS from ENTRANCE HALL to FIRST FLOOR and:
LANDING: Carpet . Access to loft.
BEDROOM 1: 12' 1" x 10' 5" Overall with uPVC window to front elevation. Carpet. Radiator. Coving to ceiling. Fitted cupboards.
BEDROOM 2: 12' 5" x 7' 11" Overall and with uPVC window to rear elevation. Carpet. Radiator. Coving to ceiling. Fitted cupboard.
BEDROOM 3: 16' 4" x 6' 11" with uPVC dual aspect windows to front and rear elevations. Two velux windows. Carpet. Radiator. Spot lighting to ceiling. Access to loft space and under eaves storage.
BATHROOM: Modern suite in white comprising of: Panelled bath with shower attachment from mixer tap. Low level w.c. Wash hand basin set in vanity unit. Floor and walls tiled. Spot lighting to ceiling. Chrome ladder style radiator. uPVC window.
OUTSIDE: Garden to front laid to both slate chippings and block pavior providing off road parking and leading to a single garage with an up and over remote control door, multiple power sockets, central heating and light. Flower planters and a mature tree. Rear garden also mainly laid to chippings and slate with a patio area adjacent to property.
128 MERLIN CRESENT CONTD....
TENURE: Freehold
COUNCIL TAX BAND: "C"
PRICE: £234,000
Important Information
Note while we endeavour to make our sales details accurate and reliable, if there is any point which is of particular interest to you, please contact the office and we will be pleased to confirm the position for you. We have not personally tested any apparatus, equipment, fixtures, fittings or services and cannot verify they are in working order or fit for their purposes. Nothing in these particulars is intended to indicate that carpets or curtains, furnishings or fittings, electrical goods (whether wired or not), gas fires or light fitments or any other fixtures not expressly included form part of the property offered for sale. This computer generated Floorplan, if applicable, is intended as a general guide to the layout of the property. It is not scale and should not be relied upon for dimensions. Tenure: We cannot confirm the tenure of the property as we have not had access to the legal documents. The buyer is advised to obtain verification from their solicitor or surveyor.

Listed by

Porthcawl

Prestons

Reference: 129952949

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	23/03/2023 (3 years ago)	£234,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
12 FFORDD Y DDERWEN, BRIDGEND, CF31 4TQ	£220,000	17/12/2025	Semi-detached
27 BURNS CRESCENT, BRIDGEND, CF31 4PY	£195,000	17/12/2025	Semi-detached
10 CHISWICK CLOSE, BRIDGEND, CF31 4RA	£235,000	05/12/2025	Semi-detached
8 FFORDD Y DDERWEN, BRIDGEND, CF31 4TQ	£250,000	28/11/2025	Semi-detached
79 MERLIN CRESCENT, BRIDGEND, CF31 4QW	£180,000	21/11/2025	Semi-detached
17 BYRON AVENUE, BRIDGEND, CF31 4QD	£164,000	29/08/2025	Semi-detached
Same street 104 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£208,000	16/06/2025	Semi-detached
21 TENNYSON DRIVE, BRIDGEND, CF31 4PU	£210,000	29/04/2025	Semi-detached
Same street 111 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£190,000	21/02/2025	Semi-detached
Same street 93 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£190,000	11/10/2024	Semi-detached
15 WILLESDEN ROAD, BRIDGEND, CF31 4RE	£167,480	20/12/2023	Semi-detached
4 BROWNING CLOSE, BRIDGEND, CF31 4PT	£222,500	15/12/2023	Semi-detached
9 CAER HEN EGLWYS, BRIDGEND, CF31 4TH	£165,000	14/11/2023	Semi-detached
10 COED TY MAEN, BRIDGEND, CF31 4TG	£217,000	25/10/2023	Semi-detached
83 MERLIN CRESCENT, BRIDGEND, CF31 4QW	£170,000	06/10/2023	Semi-detached
11 BARNES AVENUE, BRIDGEND, CF31 4QZ	£185,000	27/07/2023	Semi-detached
21 MILTON DRIVE, BRIDGEND, CF31 4QE	£161,000	21/07/2023	Semi-detached
175 MERLIN CRESCENT, BRIDGEND, CF31 4QL	£225,000	09/06/2023	Semi-detached
36 MERLIN CRESCENT, BRIDGEND, CF31 4QW	£229,950	26/05/2023	Semi-detached
47 MERLIN CRESCENT, BRIDGEND, CF31 4QW	£170,000	22/05/2023	Semi-detached
7 TENNYSON DRIVE, BRIDGEND, CF31 4PU	£162,000	19/05/2023	Semi-detached
6 BROWNING CLOSE, BRIDGEND, CF31 4PT	£100,000	04/05/2023	Semi-detached
19 TENNYSON DRIVE, BRIDGEND, CF31 4PU	£200,000	27/04/2023	Semi-detached
Same street 134 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£210,000	11/07/2022	Semi-detached
Same street 114 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£175,000	30/03/2022	Semi-detached
Same street 97 MERLIN CRESCENT, BRIDGEND, CF31 4QN	£200,000	17/08/2021	Semi-detached

Street average: £195,500 (6 sales)

Area average: £191,447 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 36.1%

10y growth 60.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Bridgend. Series: Semi-detached. As of March 2026.

1y (index) 6.5%

5y (index) 32.4%

10y (index) 74.7%

Rental Range

Estimated market rent for Bridgend. Low = conservative, Realistic = average, Optimistic = best case.

Low £668/mo

Realistic £742/mo

Optimistic £816/mo

Based on Local Authority from postcode lookup → Bridgend.

Location

Map view View on Google Maps View on OpenStreetMap Street View CF31 4QN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Westminster Way	0.2 miles
Shop	Londis Bryntirion Post Office	0.3 miles
Shop	Spar	0.3 miles
Bus stop	Beechwood Avenue	0.4 miles
Train station	Wildmill	0.8 miles
University	Union School of Theology	0.8 miles
Hospital	Glanrhyd Hospital	0.9 miles
Train station	Bridgend	1.0 miles
Hospital	Princess of Wales Hospital	1.1 miles

Street-level crime

Category	Count
Violence and sexual offences	93
Anti-social behaviour	37
Public order	31
Criminal damage and arson	17
Shoplifting	13
Other theft	11
Drugs	7
Other crime	6
Vehicle crime	5
Burglary	3
Robbery	3
Theft from the person	3
Possession of weapons	1
Total incidents	230

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bryntirion Comprehensive School	Other	0.2 miles	— (No rating)
Cefn Glas Infant School	Other	0.2 miles	— (No rating)
Llangewydd Junior School	Other	0.4 miles	— (No rating)
Ysgol Bryn Castell	Other	0.4 miles	— (No rating)
Bryntirion Infants School	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Merlin Crescent, CF31	£1,075/mo	3	0.28 miles	OpenRent
3 Bed Terraced House, Heol Yr Ysgol, CF31	£950/mo	3	0.35 miles	OpenRent
3 Bed Terraced House, Cemetery Road, CF31	£455/mo	3	0.7 miles	OpenRent
3 Bed Semi-Detached House, Llys Eglwys, CF31	£4,000/mo	3	0.87 miles	OpenRent
3 Bed Semi-Detached House, Garfield Avenue, CF31	£1,100/mo	3	1.06 miles	OpenRent
3 Bed Terraced House, Cheltenham Terrace, CF31	£1,150/mo	3	1.2 miles	OpenRent

Average rent: £1,455/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.4% gross yield avg £201,000 sale, £1,075/mo rent

Rent ratio 0.46%

Max investor price (0.8%) £136,000

Target investor price (1%) £108,800

Gross yield 5.6%

Cost-to-rent ratio 17.9×

Monthly cashflow £33/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.6%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).