# 2 bedroom flat for sale (ST15 0ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | Stafford Road, Stone, ST15, ST15 0ET |
| Price | £99,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |

## Description

This spacious two bedroom ground floor flat is new to the sales market with the added advantage of no upward chain. Ideally located in Stone town centre the property is close to many amenities, restaurants, coffee shops, bars, railway station and transport links. Some internal updating would now improve the existing accommodation which comprises of; an entrance hall, open plan lounge/diner, family bathroom with three piece suite, fitted kitchen, walk in storage room and two double bedrooms. Parking is provided for residents and visitors on the private car park. This would make an ideal first time or investment purchase- call us now to arrange to view!

Accommodation: 

Access via a secure entry system 

Entrance Hall: With walk in generous storage room

Lounge/Diner: With uPVC double glazed windows to two elevations 

Family Bathroom: With bath, pedestal wash hand basin, WC, extractor fan

Fitted Kitchen: With a range of base and wall units, worktops, space for freestanding appliances, uPVC double glazed window to the front

Two Double Bedrooms: Both with uPVC double glazed windows 

Externally: Private car park with allocated parking for residents and visitors

EPC Asset Rating: TBC

Viewings: Please contact Belvoir Stone office 

Services: All mains services are connected in accordance with normal terms of supply, telephone subject to normal terms and conditions. The gas and electrical appliances mentioned have not been tested by us and purchasers are therefore advised to undertake their own tests should they consider this necessary. All interested parties should obtain verification through their solicitor or surveyor before entering a legal commitment to purchase.

Tenure: Leasehold

 

Tenure: Leasehold,  Planning permissions: not known  Mobile signal information: usual providers

## Property Photos

- ![Photo](/listings/photos/89526318/681259)
- ![Photo](/listings/photos/89526318/681260)
- ![Photo](/listings/photos/89526318/681261)
- ![Photo](/listings/photos/89526318/681262)
- ![Photo](/listings/photos/89526318/681263)
- ![Photo](/listings/photos/89526318/681264)
- ![Photo](/listings/photos/89526318/681265)
- ![Photo](/listings/photos/89526318/681266)

## Floorplans

- ![Floorplan](/listings/photos/89526318/681267) - Floorplan

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CROWN MEADOW COURT 7 STAFFORD CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GX | £138,000 | 25/08/2023 | Flat |
| [Same street] WALTON GRANGE FLAT 25 STAFFORD ROAD, STONE, STAFFORD, STAFFORDSHIRE, ST15 0ET | £92,000 | 17/03/2023 | Flat |
| CROWN MEADOW COURT 2 STAFFORD CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0GX | £160,000 | 28/10/2022 | Flat |
| [Same street] WALTON GRANGE FLAT 16 STAFFORD ROAD, STONE, STAFFORD, STAFFORDSHIRE, ST15 0ET | £115,000 | 31/03/2022 | Flat |

**Street average:** £103,500 (2 sales)
**Area average:** £149,000 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £146,600 (5 Flat, ST15, 2024–2026)
- **Deviation:** -31.8%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £799/mo
- **Realistic:** £888/mo
- **Optimistic:** £977/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Willow Road, ST15 | £750/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, Whitemill Lane, ST15 | £625/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Manor Rise, ST15 | £600/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Old Road, ST15 | £950/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Old Road, ST15 | £875/mo | 2 | 0.84 miles | OpenRent |
| 2 Bed Maisonette, Navigation Loop, ST15 | £760/mo | 2 | 1.18 miles | OpenRent |

**Average rent: £760/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £94,375
- **Target investor price (1%):** £75,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £755/mo).*

- **Gross yield:** 9.1%
- **Cost-to-rent:** 11×
- **Monthly cashflow:** £261/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 46.2%
- **10y growth:** 109.5%

## House Price Index (HM Land Registry)

*Official index for Stafford; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.2%
- **5y growth (index):** 11.3%
- **10y growth (index):** 30.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)