# 2 bedroom terraced house for sale (HX2 7JL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 WILLOWFIELD TERRACE, HALIFAX, WEST YORKSHIRE HX2 7JL |
| Price | £165,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 53 m² |
| Last sold | £158,000 Dec 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 23/07/2035
- **Current heating cost:** £682/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2042-3053-6203-9435-0204)

## Description

Nestled in the charming area of Willowfield Terrace, Halifax, this delightful mid-terrace house presents an excellent opportunity for buyers. The property boasts a well-proportioned reception room along with modern kitchen, two good sized bedrooms and house bathroom. Externally the property benefits from a well maintained tiered garden to the rear which has a decked seating area and lawned garden.

The house is situated in a friendly neighbourhood, providing a sense of community while still being close to local amenities, schools, and transport links. This property is ideal for those who appreciate the balance of suburban tranquillity and urban convenience. In summary, this mid-terrace house on Willowfield Terrace is a wonderful opportunity to create a warm and welcoming home. With its practical layout and prime location, it is sure to attract interest from a variety of potential buyers and renters alike. Do not miss the chance to view this charming property.

**Entrance** - Access via a composite front door with staircase to the first floor and door to:

**Living Room** - 3.93 x 3.53 (12'10" x 11'6") - Spacious, bright room with double glazed bay window providing far reaching views, radiator and door to:

**Kitchen** - Modern kitchen with matching wall and base units along with complementary work surfaces and stainless steel sink and drainer. Integrated oven, hob and extractor fan. Space for a fridge freezer and plumbing for a washing machine and dishwasher. Two double glazed windows to the rear, under stair storage space composite rear door to the garden.

**First Floor** - Landing

**Bedroom One** - 4.34 x 3.04 (14'2" x 9'11") - Large double room with double glazed bay window to the front, bespoke fitted wardrobes and radiator.

**Bedroom Two** - 2.43 x 2.33 (7'11" x 7'7") - Further double room with double glazed window to the rear and radiator.

**Bathroom** - Modern three piece suite comprising WC and wash basin set to a vanity unit and P-shaped bath with shower overhead. Frosted double glazed window and chrome heated towel rail.

**External** - To the front of the property there are stairs leading to the front door and views across the valley. To the rear the property benefits from a well maintained tiered garden with decked seating areas and lawn garden. There is a garden shed situated at the back of the garden.

## Property Photos

- ![PXL_20250725_092255348.jpg](/listings/photos/164952245/1562035) - PXL_20250725_092255348.jpg
- ![PXL_20250725_090736085.jpg](/listings/photos/164952245/1562036) - PXL_20250725_090736085.jpg
- ![PXL_20250725_090646439.jpg](/listings/photos/164952245/1562037) - PXL_20250725_090646439.jpg
- ![PXL_20250725_091203075.jpg](/listings/photos/164952245/1562038) - PXL_20250725_091203075.jpg
- ![PXL_20250725_091259063.jpg](/listings/photos/164952245/1562039) - PXL_20250725_091259063.jpg
- ![PXL_20250725_090749245.jpg](/listings/photos/164952245/1562040) - PXL_20250725_090749245.jpg
- ![PXL_20250725_091238116.jpg](/listings/photos/164952245/1562041) - PXL_20250725_091238116.jpg
- ![PXL_20250725_091216577.jpg](/listings/photos/164952245/1562042) - PXL_20250725_091216577.jpg
- ![PXL_20250725_091952075.jpg](/listings/photos/164952245/1562043) - PXL_20250725_091952075.jpg
- ![PXL_20250725_091857821.jpg](/listings/photos/164952245/1562044) - PXL_20250725_091857821.jpg
- ![PXL_20250725_091914119.jpg](/listings/photos/164952245/1562045) - PXL_20250725_091914119.jpg
- ![PXL_20250725_091924077.jpg](/listings/photos/164952245/1562046) - PXL_20250725_091924077.jpg
- ![PXL_20250725_091938505.MP.jpg](/listings/photos/164952245/1562047) - PXL_20250725_091938505.MP.jpg
- ![PXL_20250725_092022048.jpg](/listings/photos/164952245/1562048) - PXL_20250725_092022048.jpg
- ![PXL_20250725_092143399.jpg](/listings/photos/164952245/1562049) - PXL_20250725_092143399.jpg
- ![PXL_20250725_092204663.jpg](/listings/photos/164952245/1562050) - PXL_20250725_092204663.jpg
- ![PXL_20250725_092221808.jpg](/listings/photos/164952245/1562051) - PXL_20250725_092221808.jpg

## Floorplans

- ![WillowfieldTerrace.jpg](/listings/photos/164952245/1562052) - WillowfieldTerrace.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/164952245/1562053) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 WILLOWFIELD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JL | £158,000 | 02/12/2025 | Terraced |
| 20 WILLOWFIELD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JL | £109,000 | 19/12/2016 | Terraced |
| 20 WILLOWFIELD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JL | £86,000 | 03/08/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 PYE NEST GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JX | £152,500 | 10/12/2025 | Terraced |
| 124 PYE NEST GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JU | £135,000 | 14/11/2025 | Terraced |
| 7 PLANE TREE NEST, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7PR | £131,250 | 19/02/2025 | Terraced |
| 110 WARLEY ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 3TG | £73,000 | 19/12/2023 | Terraced |
| 26 WILLOWFIELD CRESCENT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JP | £80,000 | 24/11/2023 | Terraced |
| 22 STOODLEY TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7PW | £87,500 | 17/11/2023 | Terraced |
| 18 WILLOWFIELD ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JN | £183,000 | 15/11/2023 | Terraced |
| 122 ROCHDALE ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7HB | £263,000 | 09/11/2023 | Terraced |
| 53 PYE NEST GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JU | £145,000 | 11/09/2023 | Terraced |
| 10 BUBWITH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7PY | £80,000 | 18/08/2023 | Terraced |
| 186 ROCHDALE ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JT | £187,000 | 25/11/2022 | Terraced |
| 20 BUBWITH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7PY | £70,000 | 16/11/2022 | Terraced |
| 12 WILLOWFIELD ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JN | £160,000 | 11/11/2022 | Terraced |
| 258 ROCHDALE ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7NL | £198,000 | 04/11/2022 | Terraced |
| 2 TRIMMINGHAM VILLAS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7QA | £250,000 | 26/10/2022 | Terraced |
| 116 ROCHDALE ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7HB | £385,000 | 26/10/2022 | Terraced |
| 41 PYE NEST GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JU | £145,000 | 17/10/2022 | Terraced |
| 1 TYSON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 3TQ | £115,000 | 07/10/2022 | Terraced |
| 23 THE WELLS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JH | £375,000 | 23/09/2022 | Terraced |
| 26 BUBWITH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7PY | £105,000 | 07/09/2022 | Terraced |
| [Same street] 8 WILLOWFIELD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 7JL | £161,500 | 13/05/2022 | Terraced |

**Street average:** £161,500 (1 sale)
**Area average:** £166,013 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £137,330 (56 Terraced, HX2, 2024–2026)
- **Deviation:** +20.1%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £677/mo
- **Realistic:** £752/mo
- **Optimistic:** £827/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Norman St, HX1 | £750/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Terraced House, St. Pauls Road, HX1 | £750/mo | 2 | 0.37 miles | OpenRent |

**Average rent: £750/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.3×
- **Monthly cashflow:** £0/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,113/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.4%
- **10y growth:** 2.4%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of April 2026.*

- **1y growth (index):** 5.6%
- **5y growth (index):** 26.5%
- **10y growth (index):** 61%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)