Sold STC Terraced

33 PRIMROSE DRIVE

MELKSHAM, WILTSHIRE SN12 6GD

2 beds 1 baths 57 m² Listed 31 Aug 2023 (-1054d)

£250,000

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# 2 bedroom terraced house for sale (SN12 6GD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 33 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE SN12 6GD |
| Price | £250,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £235,000 Dec 2023 |

## Description

This property will be a popular choice for first time buyers, downsizers, or investors.  A viewing is highly recommended so call us 24/7 to book.

Please call our 24/7 main reception number to book a viewing or go to the property page on our EweMove website and use the book a viewing button.

This home includes:**01 - Entrance Hall**

Door to lounge

**02 - Lounge**

4.75m x 3.61m (17.1 sqm) - 15' 7" x 11' 10" (184 sqft)

Window to front, door to kitchen/dining room, stairs to first floor

**03 - Kitchen /  Dining Room**

2.73m x 3.61m (9.8 sqm) - 8' 11" x 11' 10" (106 sqft)

Window to rear, range of wall and base units, built in electric oven, built in gas hob with extractor hood over, space for washing machine, space for fridge/freezer, wall mounted Worcester boiler (new in 2020), vinyl flooring,  sliding patio doors to rear garden

**04 - First Floor Landing**

Doors to both bedrooms, and family bathroom, access to loft space

**05 - Bedroom 1**

2.74m x 3.61m (9.8 sqm) - 8' 11" x 11' 10" (106 sqft)

Window to rear

**06 - Bedroom 2**

2.21m x 3.59m (7.9 sqm) - 7' 3" x 11' 9" (85 sqft)

Window to front

**07 - Family Bathroom**

Suite comprising of WC, pedestal wash hand basin, and panelled bath with mixer tap shower over, built in airing cupboard

**08 - Rear Garden**

11.2m x 4.26m (47.7 sqm) - 36' 8" x 13' 11" (513 sqft)

Patio, laid to gravel, range of shrubs and mature trees, garden shed

**09 - Front Garden**

Laid to gravel with shrubs

**10 - Parking**

Driveway parking for 2 cars

Please note, all dimensions are approximate / maximums and should not be relied upon for the purposes of floor coverings.

Additional Information:

**Popular location with no passing traffic**

**Enclosed rear garden**

**Allocated parking for 2 cars **

**Council Tax: **

Band B

**Energy Performance Certificate (EPC) Rating:**

Band D (55-68)

## Property Photos

- ![View of Property at Front](/listings/photos/139308413/1298133) - View of Property at Front
- ![Kitchen](/listings/photos/139308413/1298135) - Kitchen
- ![Living Room](/listings/photos/139308413/1298137) - Living Room
- ![Living Room](/listings/photos/139308413/1298139) - Living Room
- ![View of Property at Back](/listings/photos/139308413/1298141) - View of Property at Back
- ![Bedroom 1 (Double)](/listings/photos/139308413/1298143) - Bedroom 1 (Double)
- ![Bedroom 2 (Double)](/listings/photos/139308413/1298146) - Bedroom 2 (Double)
- ![Bathroom 1](/listings/photos/139308413/1298150) - Bathroom 1
- ![View of Property at Front](/listings/photos/139308413/1298153) - View of Property at Front

## Floorplans

- ![Floorplan 2D](/listings/photos/139308413/1298156) - Floorplan 2D
- ![Floorplan 3D](/listings/photos/139308413/1298159) - Floorplan 3D

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #17230811
- **Address:** 33 Primrose Drive, MELKSHAM, SN12 6GD
- **Certificate Issued:** 05/04/2026
- **Work Completed:** 23/03/2026
- **Items:** 1 door(s)

### FENSA Certificate #17322310
- **Address:** 33 Primrose Drive, MELKSHAM, SN12 6GD
- **Certificate Issued:** 14/06/2026
- **Work Completed:** 01/06/2026
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £235,000 | 08/12/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 GLOUCESTER SQUARE, MELKSHAM, WILTSHIRE, SN12 7NJ | £220,000 | 28/11/2025 | Terraced |
| 9 QUANTOCK CLOSE, MELKSHAM, WILTSHIRE, SN12 7RY | £240,000 | 27/11/2025 | Terraced |
| 19 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT | £235,000 | 07/11/2025 | Terraced |
| 2 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS | £210,000 | 07/10/2025 | Terraced |
| 12 VINCENT CLOSE, MELKSHAM, WILTSHIRE, SN12 7HZ | £239,000 | 27/06/2025 | Terraced |
| [Same street] 67 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £230,000 | 25/04/2025 | Terraced |
| 23 WESTBURY VIEW, MELKSHAM, WILTSHIRE, SN12 7JJ | £266,500 | 18/02/2025 | Terraced |
| [Same street] 65 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £190,000 | 14/11/2024 | Terraced |
| 43 DAISY CLOSE, MELKSHAM, WILTSHIRE, SN12 6FZ | £295,000 | 24/11/2023 | Terraced |
| 2 CORNCOCKLE CLOSE, MELKSHAM, WILTSHIRE, SN12 7GJ | £290,000 | 23/10/2023 | Terraced |
| 28 BRECON CLOSE, MELKSHAM, WILTSHIRE, SN12 7RZ | £225,000 | 20/10/2023 | Terraced |
| [Same street] 99 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £390,000 | 06/10/2023 | Detached |
| 53 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT | £200,000 | 14/07/2023 | Terraced |
| [Same street] 105 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £298,000 | 29/06/2023 | Semi-detached |
| 40 BLACKMORE ROAD, MELKSHAM, WILTSHIRE, SN12 7HU | £215,000 | 02/06/2023 | Terraced |
| 19 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS | £217,500 | 06/04/2023 | Terraced |
| 55 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT | £237,500 | 31/03/2023 | Terraced |
| 26 BRECON CLOSE, MELKSHAM, WILTSHIRE, SN12 7RZ | £220,000 | 24/03/2023 | Terraced |
| 7 VINCENT CLOSE, MELKSHAM, WILTSHIRE, SN12 7HZ | £185,000 | 20/12/2022 | Terraced |
| [Same street] 67 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £242,805 | 16/12/2022 | Terraced |
| 29 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT | £225,000 | 02/12/2022 | Terraced |
| [Same street] 57 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £303,000 | 01/12/2022 | Semi-detached |
| 14 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS | £215,000 | 18/11/2022 | Terraced |
| 18 MARTI CLOSE, MELKSHAM, WILTSHIRE, SN12 7JA | £238,000 | 17/11/2022 | Terraced |
| 4 FORESTERS PARK ROAD, MELKSHAM, WILTSHIRE, SN12 7RP | £250,000 | 10/11/2022 | Terraced |
| [Same street] 109 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £290,000 | 07/11/2022 | Semi-detached |
| 35 WESTBURY VIEW, MELKSHAM, WILTSHIRE, SN12 7JJ | £232,000 | 04/11/2022 | Terraced |
| [Same street] 1 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £410,000 | 30/09/2022 | Detached |
| [Same street] 59 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £245,000 | 20/05/2022 | Semi-detached |
| [Same street] 109 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD | £259,950 | 12/08/2021 | Semi-detached |

**Street average:** £285,876 (10 sales)
**Area average:** £232,775 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £261,346 (26 Terraced, SN12, 2024–2026)
- **Deviation:** -4.3%

## Rental Range

*ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £958/mo
- **Realistic:** £1,064/mo
- **Optimistic:** £1,170/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Wiltshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £723/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Cranesbill Road, SN12 | £1,135/mo | 2 | 0.44 miles | OpenRent |
| 2 Bed Bungalow, Sherwood Walk, SN12 | £827/mo | 2 | 0.73 miles | OpenRent |

**Average rent: £981/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £122,625
- **Target investor price (1%):** £98,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £981/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.2×
- **Monthly cashflow:** £-127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.4%
- **10y growth:** 24.5%

## House Price Index (HM Land Registry)

*Official index for Wiltshire; Terraced series; as of April 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 15.4%
- **10y growth (index):** 32.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

View of Property at Front Kitchen Living Room Living Room View of Property at Back Bedroom 1 (Double) Bedroom 2 (Double) Bathroom 1 View of Property at Front

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Property details

Tenure

FREEHOLD

Floor area

57 m²

Council tax band

Last sold

£235,000 Dec 2023

Local average

£261,346 (-4.3%)

Deprivation

Decile 5 (16,608 of 33,755)

Street crime

121 incidents within 1 mile (May 2026)

Key features

2 bedroom mid terrace home
Lounge
Kitchen/dining room
Enclosed rear garden
Parking space for 2 cars
Attention - First Time Buyers
Investors - Look At This
Call NOW 24/7 or book instantly online to View

Additional details

Parking: Yes
Garden: Yes

Description

This is a fantastic opportunity to purchase a 2 double bedroomed terrace home in a popular location. The fitted kitchen has a built in electric oven, gas hob with extractor hood over , and space for both a washing machine and fridge/freezer. There are also sliding patio doors leading from the kitchen/dining room to the enclosed low maintenance rear garden. To the first floor are two double bedrooms and the family bathroom The property also has allocated side by side parking for two cars to the front.

This property will be a popular choice for first time buyers, downsizers, or investors. A viewing is highly recommended so call us 24/7 to book.

Please call our 24/7 main reception number to book a viewing or go to the property page on our EweMove website and use the book a viewing button.

This home includes:01 - Entrance Hall

Door to lounge

02 - Lounge

4.75m x 3.61m (17.1 sqm) - 15' 7" x 11' 10" (184 sqft)

Window to front, door to kitchen/dining room, stairs to first floor

03 - Kitchen / Dining Room

2.73m x 3.61m (9.8 sqm) - 8' 11" x 11' 10" (106 sqft)

Window to rear, range of wall and base units, built in electric oven, built in gas hob with extractor hood over, space for washing machine, space for fridge/freezer, wall mounted Worcester boiler (new in 2020), vinyl flooring, sliding patio doors to rear garden

04 - First Floor Landing

Doors to both bedrooms, and family bathroom, access to loft space

05 - Bedroom 1

2.74m x 3.61m (9.8 sqm) - 8' 11" x 11' 10" (106 sqft)

Window to rear

06 - Bedroom 2

2.21m x 3.59m (7.9 sqm) - 7' 3" x 11' 9" (85 sqft)

Window to front

07 - Family Bathroom

Suite comprising of WC, pedestal wash hand basin, and panelled bath with mixer tap shower over, built in airing cupboard

08 - Rear Garden

11.2m x 4.26m (47.7 sqm) - 36' 8" x 13' 11" (513 sqft)

Patio, laid to gravel, range of shrubs and mature trees, garden shed

09 - Front Garden

Laid to gravel with shrubs

10 - Parking

Driveway parking for 2 cars

Please note, all dimensions are approximate / maximums and should not be relied upon for the purposes of floor coverings.

Additional Information:
Popular location with no passing traffic
Enclosed rear garden
Allocated parking for 2 cars
Council Tax:

Band B

Energy Performance Certificate (EPC) Rating:

Band D (55-68)

Listed by

Trowbridge

The Property Franchise Group

Reference: 139308413

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 2D

Floorplan 3D

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #17230811 Recent

Property Details

Street: 33 Primrose Drive

Town: MELKSHAM

Postcode: SN12 6GD

Installation Details

Items: 1 door

Certificate Issued: 05/04/2026

Work Completed: 23/03/2026

This certificate data was retrieved from FENSA's database

FENSA Certificate #17322310 Recent

Property Details

Street: 33 Primrose Drive

Town: MELKSHAM

Postcode: SN12 6GD

Installation Details

Items: 1 door

Certificate Issued: 14/06/2026

Work Completed: 01/06/2026

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	08/12/2023 (2 years ago)	£235,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
41 GLOUCESTER SQUARE, MELKSHAM, WILTSHIRE, SN12 7NJ	£220,000	28/11/2025	Terraced
9 QUANTOCK CLOSE, MELKSHAM, WILTSHIRE, SN12 7RY	£240,000	27/11/2025	Terraced
19 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT	£235,000	07/11/2025	Terraced
2 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS	£210,000	07/10/2025	Terraced
12 VINCENT CLOSE, MELKSHAM, WILTSHIRE, SN12 7HZ	£239,000	27/06/2025	Terraced
Same street 67 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£230,000	25/04/2025	Terraced
23 WESTBURY VIEW, MELKSHAM, WILTSHIRE, SN12 7JJ	£266,500	18/02/2025	Terraced
Same street 65 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£190,000	14/11/2024	Terraced
43 DAISY CLOSE, MELKSHAM, WILTSHIRE, SN12 6FZ	£295,000	24/11/2023	Terraced
2 CORNCOCKLE CLOSE, MELKSHAM, WILTSHIRE, SN12 7GJ	£290,000	23/10/2023	Terraced
28 BRECON CLOSE, MELKSHAM, WILTSHIRE, SN12 7RZ	£225,000	20/10/2023	Terraced
Same street 99 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£390,000	06/10/2023	Detached
53 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT	£200,000	14/07/2023	Terraced
Same street 105 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£298,000	29/06/2023	Semi-detached
40 BLACKMORE ROAD, MELKSHAM, WILTSHIRE, SN12 7HU	£215,000	02/06/2023	Terraced
19 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS	£217,500	06/04/2023	Terraced
55 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT	£237,500	31/03/2023	Terraced
26 BRECON CLOSE, MELKSHAM, WILTSHIRE, SN12 7RZ	£220,000	24/03/2023	Terraced
7 VINCENT CLOSE, MELKSHAM, WILTSHIRE, SN12 7HZ	£185,000	20/12/2022	Terraced
Same street 67 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£242,805	16/12/2022	Terraced
29 MILLS ROAD, MELKSHAM, WILTSHIRE, SN12 7DT	£225,000	02/12/2022	Terraced
Same street 57 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£303,000	01/12/2022	Semi-detached
14 CHILTERN CLOSE, MELKSHAM, WILTSHIRE, SN12 7RS	£215,000	18/11/2022	Terraced
18 MARTI CLOSE, MELKSHAM, WILTSHIRE, SN12 7JA	£238,000	17/11/2022	Terraced
4 FORESTERS PARK ROAD, MELKSHAM, WILTSHIRE, SN12 7RP	£250,000	10/11/2022	Terraced
Same street 109 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£290,000	07/11/2022	Semi-detached
35 WESTBURY VIEW, MELKSHAM, WILTSHIRE, SN12 7JJ	£232,000	04/11/2022	Terraced
Same street 1 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£410,000	30/09/2022	Detached
Same street 59 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£245,000	20/05/2022	Semi-detached
Same street 109 PRIMROSE DRIVE, MELKSHAM, WILTSHIRE, SN12 6GD	£259,950	12/08/2021	Semi-detached

Street average: £285,876 (10 sales)

Area average: £232,775 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.4%

10y growth 24.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Wiltshire. Series: Terraced. As of April 2026.

1y (index) 1.1%

5y (index) 15.4%

10y (index) 32.9%

Rental Range

Estimated market rent for Wiltshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £958/mo

Realistic £1,064/mo

Optimistic £1,170/mo

Based on Local Authority from postcode lookup → Wiltshire.

LHA (30th percentile) floor for West Wiltshire: £723/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SN12 6GD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.2 miles
Shop	Co-op Food	0.5 miles
Shop	Barnardo's	0.5 miles
Train station	Melksham	1.0 miles
Train station	Trowbridge	5.2 miles
Hospital	Chippenham Community Hospital	5.6 miles
Hospital	Green Lane Hospital	6.6 miles
University	University of Bath	8.6 miles
University	University of Bath Campus	8.6 miles

Street-level crime

Category	Count
Violence and sexual offences	45
Anti-social behaviour	33
Criminal damage and arson	11
Public order	9
Shoplifting	9
Other theft	5
Burglary	4
Vehicle crime	2
Bicycle theft	1
Drugs	1
Other crime	1
Total incidents	121

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Manor CofE VC Primary School	Primary	0.4 miles	Requires improvement — 5 Dec 2022
Forest and Sandridge Church of England Primary School	Primary	0.4 miles	Good — 9 Dec 2014
River Mead School	Primary	0.6 miles	— (Inspected (no overall grade))
Aloeric Primary School	Primary	0.7 miles	Good — 12 Feb 2015
Melksham Oak Community School	Secondary	0.8 miles	Good — 27 Nov 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Cranesbill Road, SN12	£1,135/mo	2	0.44 miles	OpenRent
2 Bed Bungalow, Sherwood Walk, SN12	£827/mo	2	0.73 miles	OpenRent

Average rent: £981/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%

Max investor price (0.8%) £122,625

Target investor price (1%) £98,100

Gross yield 4.7%

Cost-to-rent ratio 21.2×

Monthly cashflow £-127/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).