# 3 bedroom end of terrace house for sale (TN16 3AD) ## Property Details | Key | Value | |-----|-------| | Address | 5 BERTREY COTTAGES, WESTERHAM, BERRYS GREEN, GREATER LONDON TN16 3AD | | Price | £450,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £457,000 Feb 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** A - **Expiry date:** 23/03/2032 - **Current heating cost:** £612/year - **Est. upgrade cost to C:** £39,500 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) - V2 (£15,000 - £25,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2484-0170-2722-0441) ## Description EPC band: D Location This delightful end of terrace period cottage is situated on the border of Berrys Green and Biggin Hill in a semi rural location which is designated an Area of Natural Beauty   In our opinion This 3 bedroom cottage has been beautifully maintained by the current vendors and will make an excellent purchase for anyone looking to get out of the city life and embrace the lovely countryside that surrounds this property. Inside it has some great features including a log burner for those cold winter evenings and a large conservatory and garden to enjoy those summer days. There is a smart modern kitchen and 3 good sized bedrooms making this one for any essential viewing list.  Accommodation  ( room sizes and layout can be found on the floor plans provided ) GROUND FLOOR Entrance lobby Lounge Kitchen  Conservatory Bathroom and WC FIRST FLOOR 3 Bedrooms Landing with loft access POINTS TO NOTE Immaculate condition Log burner in the lounge lovely fitted kitchen with oven and hob Feature conservatory overlooking the large garden Backing onto woodland Gas central heating Fitted storage cupboards in 2 bedrooms Semi rural location near to Greenbelt countryside **Disclaimer** Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate. **Money Laundering Regulations** Should a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £70 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances. ## Property Photos - ![6215cdc7-5bc3](/listings/photos/147519959/1327416) - 6215cdc7-5bc3 - ![21b274e5-5bc17](/listings/photos/147519959/1327417) - 21b274e5-5bc17 - ![90ce1521-5bc19](/listings/photos/147519959/1327418) - 90ce1521-5bc19 - ![0cc685f9-5bc18](/listings/photos/147519959/1327419) - 0cc685f9-5bc18 - ![B5a4aa17-5bc20](/listings/photos/147519959/1327420) - B5a4aa17-5bc20 - ![C6ffc1c6-5bc16](/listings/photos/147519959/1327421) - C6ffc1c6-5bc16 - ![9b7bab75-5bc14](/listings/photos/147519959/1327422) - 9b7bab75-5bc14 - ![A85a4878-5bc15](/listings/photos/147519959/1327423) - A85a4878-5bc15 - ![D2e68de9-5bc6](/listings/photos/147519959/1327424) - D2e68de9-5bc6 - ![5fd1cdaa-5bc13](/listings/photos/147519959/1327425) - 5fd1cdaa-5bc13 - ![Bace8ae6-5bc12](/listings/photos/147519959/1327426) - Bace8ae6-5bc12 - ![C1904a0e-5bc11](/listings/photos/147519959/1327427) - C1904a0e-5bc11 - ![6c9721fc-5bc8](/listings/photos/147519959/1327428) - 6c9721fc-5bc8 - ![6bca4051-5bc9](/listings/photos/147519959/1327429) - 6bca4051-5bc9 - ![Bfb7c8c4-5bc7](/listings/photos/147519959/1327430) - Bfb7c8c4-5bc7 - ![E178ecb5-5bc10](/listings/photos/147519959/1327431) - E178ecb5-5bc10 - ![Editedimage](/listings/photos/147519959/1327432) - Editedimage - ![78e4fbd3-5bc4](/listings/photos/147519959/1327433) - 78e4fbd3-5bc4 - ![244985db-5bc1](/listings/photos/147519959/1327434) - 244985db-5bc1 - ![7d4924e8-5bc2](/listings/photos/147519959/1327435) - 7d4924e8-5bc2 ## Floorplans - ![5BertreyCottages-High](/listings/photos/147519959/1327436) - 5BertreyCottages-High ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #6091745 - **Address:** 5 Bertrey Cottages, Single Street, Berrys Green, TN16 3AD - **Certificate Issued:** 27/10/2008 - **Work Completed:** 19/09/2008 - **Items:** 4 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £457,000 | 06/02/2025 | Terraced | | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £275,000 | 08/04/2011 | Terraced | | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £282,500 | 07/05/2008 | Terraced | | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £164,000 | 18/08/2006 | Terraced | | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £245,000 | 30/07/2004 | Terraced | | 5 BERTREY COTTAGES, BERRYS GREEN, WESTERHAM, BROMLEY, GREATER LONDON, TN16 3AD | £81,500 | 01/07/1997 | Terraced | ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £403,309 (17 Terraced, TN16, 2024–2026) - **Deviation:** +11.6% ## Rental Range *ONS Price Index of Private Rents (Bromley). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,508/mo - **Realistic:** £1,675/mo - **Optimistic:** £1,843/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Outer South East London (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,546/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Main Road, TN16 | £2,100/mo | 3 | 1.17 miles | OpenRent | | 3 Bed Semi-Detached House, Main Road, TN16 | £2,100/mo | 3 | 1.17 miles | OpenRent | **Average rent: £2,100/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.47% (weak for cashflow) - **Max investor price (0.8%):** £262,500 - **Target investor price (1%):** £210,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,100/mo).* - **Gross yield:** 5.6% - **Cost-to-rent:** 17.9× - **Monthly cashflow:** £93/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £6,250/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 5.7% - **10y growth:** 42.5% ## House Price Index (HM Land Registry) *Official index for Bromley; Terraced series; as of April 2026.* - **1y growth (index):** 1.7% - **5y growth (index):** 14.7% - **10y growth (index):** 27.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)