Sold STC Terraced

20 LOWER STREET

NEWTON ABBOT, CHAGFORD, DEVON TQ13 8AZ

3 beds 1 baths 101 m² Listed 29 Mar 2022 (-1549d)

£285,000

Offers in Excess of

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# 3 bedroom terraced house for sale (TQ13 8AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 LOWER STREET, NEWTON ABBOT, CHAGFORD, DEVON TQ13 8AZ |
| Price | £285,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £290,000 Mar 2023 |

## Description

20 Lower Street is a terraced stone built three storey house in need of refurbishment. It was re roofed just 3 years ago and it has gas fired central heating. There is a hall, sitting room, dining room and kitchen with larder on the ground floor and two bedrooms and a w.c. on the first floor. At the top of the house is a bathroom, a further bedroom and an eaves storeroom. To the rear is a brick and stone utility shed and a walled yard. This property must be viewed to see the level of works needed.

## Property Photos

- ![Photo 14](/listings/photos/121693937/729523) - Photo 14
- ![Photo 14](/listings/photos/121693937/729525) - Photo 14
- ![Photo 3](/listings/photos/121693937/729540) - Photo 3
- ![Photo 4](/listings/photos/121693937/729543) - Photo 4
- ![Photo 6](/listings/photos/121693937/729549) - Photo 6
- ![Photo 8](/listings/photos/121693937/729555) - Photo 8
- ![Photo 5](/listings/photos/121693937/729561) - Photo 5
- ![Photo 10](/listings/photos/121693937/729570) - Photo 10
- ![Photo 11](/listings/photos/121693937/729576) - Photo 11
- ![Photo 14](/listings/photos/121693937/729581) - Photo 14
- ![Photo 12](/listings/photos/121693937/729585) - Photo 12
- ![Photo 13](/listings/photos/121693937/729587) - Photo 13
- ![Photo 7](/listings/photos/121693937/729590) - Photo 7

## Floorplans

- ![Floorplan 1](/listings/photos/121693937/729594) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/121693937/729598) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £290,000 | 06/03/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £200,000 | 01/05/2025 | Terraced |
| ROWAN COTTAGE, 4 MOOR PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BY | £255,500 | 14/12/2023 | Terraced |
| 7 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £322,000 | 12/06/2023 | Terraced |
| 11 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN | £330,000 | 27/03/2023 | Terraced |
| 15 TURNLAKE ROAD, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FF | £121,600 | 01/03/2023 | Terraced |
| 31 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £285,000 | 14/12/2022 | Terraced |
| 30 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £220,000 | 01/12/2022 | Terraced |
| 31 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN | £399,950 | 11/11/2022 | Terraced |
| JUNIPER COTTAGE, 7 MOOR PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BY | £321,000 | 28/10/2022 | Terraced |
| 4 ORCHARD TERRACE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AU | £850,000 | 20/10/2022 | Terraced |
| 36 THE SQUARE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AB | £140,000 | 07/07/2022 | Terraced |
| 5 BRETTEVILLE CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DW | £240,000 | 24/06/2022 | Terraced |
| 4 DRIFT WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FT | £388,000 | 30/05/2022 | Terraced |
| 2 DRIFT WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FT | £378,000 | 27/05/2022 | Terraced |
| 30 ORCHARD MEADOW, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BP | £295,000 | 03/03/2022 | Terraced |
| 10 THE SQUARE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AB | £330,000 | 28/02/2022 | Terraced |
| 34 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ | £216,000 | 01/02/2022 | Terraced |
| 16 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN | £350,000 | 28/01/2022 | Terraced |
| 21 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN | £397,500 | 17/12/2021 | Terraced |
| 25 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN | £310,000 | 17/12/2021 | Terraced |

**Area average:** £317,478 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £259,773 (22 Terraced, TQ13, 2024–2026)
- **Deviation:** +9.7%

## Rental Range

*ONS Price Index of Private Rents (West Devon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £755/mo
- **Realistic:** £839/mo
- **Optimistic:** £923/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Devon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £838/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Chagford, TQ13 | £1,250/mo | 3 | 0.27 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 19×
- **Monthly cashflow:** £-22/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.5%
- **10y growth:** 25.8%

## House Price Index (HM Land Registry)

*Official index for West Devon; Terraced series; as of March 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 19.8%
- **10y growth (index):** 46%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

101 m²

Council tax band

Last sold

£290,000 Mar 2023

Local average

£259,773 (+9.7%)

Deprivation

Decile 6 (18,460 of 33,755)

Street crime

2 incidents within 1 mile (Apr 2026)

Key features

A granite built three storey home in need of refurbishment
Re roofed just two years ago
Mains gas fired central heating
Close to amenities
Small yard at the rear
Sitting room
Dining room
Kitchen area
Three bedrooms
W.C. and bathroom

Additional details

Garden: Yes

Description

Listed by

Chagford

Fowlers Estate Agents

Reference: 121693937

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Performance Certificate

Price history

Event	Date	Price	% change
Sold	06/03/2023 (3 years ago)	£290,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
29 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£200,000	01/05/2025	Terraced
ROWAN COTTAGE, 4 MOOR PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BY	£255,500	14/12/2023	Terraced
7 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£322,000	12/06/2023	Terraced
11 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN	£330,000	27/03/2023	Terraced
15 TURNLAKE ROAD, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FF	£121,600	01/03/2023	Terraced
31 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£285,000	14/12/2022	Terraced
30 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£220,000	01/12/2022	Terraced
31 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN	£399,950	11/11/2022	Terraced
JUNIPER COTTAGE, 7 MOOR PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BY	£321,000	28/10/2022	Terraced
4 ORCHARD TERRACE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AU	£850,000	20/10/2022	Terraced
36 THE SQUARE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AB	£140,000	07/07/2022	Terraced
5 BRETTEVILLE CLOSE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DW	£240,000	24/06/2022	Terraced
4 DRIFT WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FT	£388,000	30/05/2022	Terraced
2 DRIFT WAY, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FT	£378,000	27/05/2022	Terraced
30 ORCHARD MEADOW, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8BP	£295,000	03/03/2022	Terraced
10 THE SQUARE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AB	£330,000	28/02/2022	Terraced
34 LOWER STREET, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8AZ	£216,000	01/02/2022	Terraced
16 LAMB PARK, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8DN	£350,000	28/01/2022	Terraced
21 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN	£397,500	17/12/2021	Terraced
25 ELLIS DRIVE, CHAGFORD, NEWTON ABBOT, WEST DEVON, DEVON, TQ13 8FN	£310,000	17/12/2021	Terraced

Area average: £317,478 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.5%

10y growth 25.8%

House Price Index (HM Land Registry — official index, not sold-price averages): West Devon. Series: Terraced. As of March 2026.

1y (index) 6.1%

5y (index) 19.8%

10y (index) 46%

Rental Range

Estimated market rent for West Devon. Low = conservative, Realistic = average, Optimistic = best case.

Low £755/mo

Realistic £839/mo

Optimistic £923/mo

Based on Local Authority from postcode lookup → West Devon.

LHA (30th percentile) floor for South Devon: £838/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View TQ13 8AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Astors Bookshop & Art Materials	0.1 miles
Shop	Ellis Bakery	0.1 miles
Hospital	Moreton Hospital	3.3 miles
Bus stop	Court Street Car Park	3.3 miles
Bus stop	Square	3.4 miles
Train station	Okehampton	7.9 miles
Train station	Yeoford	8.6 miles

Street-level crime

Category	Count
Other theft	1
Violence and sexual offences	1
Total incidents	2

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chagford Church of England Primary School	Primary	0.2 miles	Good — 20 Jul 2022
Moretonhampstead Primary School	Primary	3.2 miles	Good — 21 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Flat, Chagford, TQ13	£1,250/mo	3	0.27 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.44%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 5.3%

Cost-to-rent ratio 19×

Monthly cashflow £-22/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).