For sale Flat

FLAT 13

195 BALLARDS LANE, LONDON, GREATER LONDON N3 1LP

2 beds 2 baths Listed 20 Oct 2025 (-273d)

£550,000

Offers in Excess of

Reduced on 2 Mar 2026

Save

# 2 bedroom apartment for sale (N3 1LP)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 13, 195 BALLARDS LANE, LONDON, GREATER LONDON N3 1LP |
| Price | £550,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £590,000 Jul 2021 |

## Description

OPPOSITE VICTORIA PARK! MUST BE VIEWED! Situated on the second floor of this modern purpose built block is this well presented, high specification, two double bedroom flat.

The property benefits from modern bathrooms and kitchen, large balcony, video entryphone system, en-suite and an allocated car park space.

Finchley Central and West Finchley stations are a short walk away with Ballards Lane shops, restaurants and bus routes on its doorstep.

To really appreciate the quality, size and location, an internal viewing is highly recommended via the vendors Sole Agent, Ellis & Co. Tel No:  .

## Property Photos

- ![Picture No. 19](/listings/photos/168387704/805950) - Picture No. 19
- ![Picture No. 22](/listings/photos/168387704/805951) - Picture No. 22
- ![Picture No. 16](/listings/photos/168387704/805952) - Picture No. 16
- ![Picture No. 03](/listings/photos/168387704/805953) - Picture No. 03
- ![Picture No. 07](/listings/photos/168387704/805954) - Picture No. 07
- ![Picture No. 17](/listings/photos/168387704/805955) - Picture No. 17
- ![Picture No. 10](/listings/photos/168387704/805956) - Picture No. 10
- ![Picture No. 26](/listings/photos/168387704/805957) - Picture No. 26
- ![Picture No. 18](/listings/photos/168387704/805958) - Picture No. 18
- ![Picture No. 12](/listings/photos/168387704/805959) - Picture No. 12
- ![Picture No. 05](/listings/photos/168387704/805960) - Picture No. 05
- ![Picture No. 14](/listings/photos/168387704/805961) - Picture No. 14
- ![Picture No. 11](/listings/photos/168387704/805962) - Picture No. 11
- ![Picture No. 09](/listings/photos/168387704/805963) - Picture No. 09

## Floorplans

- ![Floorplan](/listings/photos/168387704/805964) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/168387704/805965) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 195 FLAT 13 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £590,000 | 29/07/2021 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HADLEY COURT, 223 FLAT 2 BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1NB | £499,000 | 09/01/2026 | Flat |
| 16A GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU | £500,000 | 15/07/2024 | Flat |
| 14A BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA | £420,000 | 23/10/2023 | Flat |
| 219 GROUND FLOOR FLAT BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1LY | £415,000 | 16/02/2023 | Flat |
| 9 FLAT 7 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £460,000 | 29/11/2022 | Flat |
| [Same street] 195 FLAT 23 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £460,000 | 17/10/2022 | Flat |
| 4 FLAT 1 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA | £495,000 | 14/10/2022 | Flat |
| [Same street] 195 FLAT 7 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £450,000 | 07/10/2022 | Flat |
| [Same street] 195 FLAT 14 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £450,000 | 16/09/2022 | Flat |
| 9 FLAT 18 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £450,000 | 08/09/2022 | Flat |
| 9 FLAT 3 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £340,000 | 18/08/2022 | Flat |
| [Same street] 195 FLAT 15 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £480,000 | 15/08/2022 | Flat |
| 9 FLAT 15 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £345,000 | 08/08/2022 | Flat |
| 9 FLAT 9 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £350,000 | 29/07/2022 | Flat |
| 16 BASEMENT FLAT GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU | £450,000 | 29/07/2022 | Flat |
| 16 FLAT 1 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA | £530,000 | 20/07/2022 | Flat |
| CORNWALL WORKS FLAT 8 CORNWALL AVENUE, LONDON, BARNET, GREATER LONDON, N3 1LD | £480,000 | 19/07/2022 | Flat |
| [Same street] 195 FLAT 21 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £477,500 | 17/06/2022 | Flat |
| 9 FLAT 1 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £600,000 | 13/06/2022 | Flat |
| 211A BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1LY | £365,000 | 10/06/2022 | Flat |
| CORNWALL WORKS FLAT 5 CORNWALL AVENUE, LONDON, BARNET, GREATER LONDON, N3 1LD | £462,500 | 09/06/2022 | Flat |
| [Same street] 195 FLAT 3 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £650,000 | 31/05/2022 | Flat |
| 16 FLAT 2 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA | £550,000 | 31/05/2022 | Flat |
| [Same street] 195 FLAT 16 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £480,000 | 27/05/2022 | Flat |
| 9 FLAT 5 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £450,000 | 27/05/2022 | Flat |
| [Same street] 195 FLAT 9 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £600,000 | 03/05/2022 | Flat |
| [Same street] 195 FLAT 19 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £600,000 | 03/05/2022 | Flat |
| 9 FLAT 13 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS | £490,000 | 05/04/2022 | Flat |
| 10 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU | £475,000 | 31/03/2022 | Flat |
| [Same street] 195 FLAT 18 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £450,000 | 29/03/2022 | Flat |
| [Same street] 195 FLAT 17 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £430,000 | 10/02/2022 | Flat |
| [Same street] 195 FLAT 8 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £585,000 | 28/01/2022 | Flat |
| [Same street] 195 FLAT 1 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £475,000 | 20/12/2021 | Flat |
| [Same street] 195 FLAT 10 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £430,000 | 20/12/2021 | Flat |
| [Same street] FLAT 20, 195 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP | £455,000 | 15/12/2021 | Flat |

**Street average:** £498,167 (15 sales)
**Area average:** £456,325 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £493,229 (35 Flat, N3, 2024–2026)
- **Deviation:** +11.5%

## Rental Range

*ONS Price Index of Private Rents (Barnet). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,741/mo
- **Realistic:** £1,934/mo
- **Optimistic:** £2,127/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £241,750
- **Target investor price (1%):** £193,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.8%
- **10y growth:** 18.1%

## House Price Index (HM Land Registry)

*Official index for Barnet; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -5.6%
- **5y growth (index):** -3.4%
- **10y growth (index):** -0.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 19 Picture No. 22 Picture No. 16 Picture No. 03 Picture No. 07 Picture No. 17 Picture No. 10 Picture No. 26 Picture No. 18 Picture No. 12 Picture No. 05 Picture No. 14 Picture No. 11 Picture No. 09

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Property details

Tenure

LEASEHOLD

Council tax band

Last sold

£590,000 Jul 2021

Local average

£493,229 (+11.5%)

Deprivation

Decile 5 (16,734 of 33,755)

Street crime

446 incidents within 1 mile (May 2026)

Key features

Chain Free
High Specification
Two Double Bedrooms
Modern Kitchen
En-Suite
Balcony
Allocated Car Park Space
Opposite Victoria Park
Right by Shops, Restaurants, Bus Routes, Etc
Finchley Central & West Finchley Station are a Short Walk Away

Additional details

Parking: Yes

Description

OPPOSITE VICTORIA PARK! MUST BE VIEWED! Situated on the second floor of this modern purpose built block is this well presented, high specification, two double bedroom flat.

The property benefits from modern bathrooms and kitchen, large balcony, video entryphone system, en-suite and an allocated car park space.

Finchley Central and West Finchley stations are a short walk away with Ballards Lane shops, restaurants and bus routes on its doorstep.

To really appreciate the quality, size and location, an internal viewing is highly recommended via the vendors Sole Agent, Ellis & Co. Tel No: .

Listed by

Finchley

The Property Franchise Group

Reference: 168387704

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Listed for sale	—	£550,000	-6.8%
Sold	29/07/2021 (4 years ago)	£590,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
HADLEY COURT, 223 FLAT 2 BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1NB	£499,000	09/01/2026	Flat
16A GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU	£500,000	15/07/2024	Flat
14A BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA	£420,000	23/10/2023	Flat
219 GROUND FLOOR FLAT BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1LY	£415,000	16/02/2023	Flat
9 FLAT 7 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£460,000	29/11/2022	Flat
Same street 195 FLAT 23 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£460,000	17/10/2022	Flat
4 FLAT 1 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA	£495,000	14/10/2022	Flat
Same street 195 FLAT 7 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£450,000	07/10/2022	Flat
Same street 195 FLAT 14 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£450,000	16/09/2022	Flat
9 FLAT 18 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£450,000	08/09/2022	Flat
9 FLAT 3 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£340,000	18/08/2022	Flat
Same street 195 FLAT 15 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£480,000	15/08/2022	Flat
9 FLAT 15 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£345,000	08/08/2022	Flat
9 FLAT 9 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£350,000	29/07/2022	Flat
16 BASEMENT FLAT GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU	£450,000	29/07/2022	Flat
16 FLAT 1 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA	£530,000	20/07/2022	Flat
CORNWALL WORKS FLAT 8 CORNWALL AVENUE, LONDON, BARNET, GREATER LONDON, N3 1LD	£480,000	19/07/2022	Flat
Same street 195 FLAT 21 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£477,500	17/06/2022	Flat
9 FLAT 1 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£600,000	13/06/2022	Flat
211A BALLARDS LANE, FINCHLEY, LONDON, BARNET, GREATER LONDON, N3 1LY	£365,000	10/06/2022	Flat
CORNWALL WORKS FLAT 5 CORNWALL AVENUE, LONDON, BARNET, GREATER LONDON, N3 1LD	£462,500	09/06/2022	Flat
Same street 195 FLAT 3 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£650,000	31/05/2022	Flat
16 FLAT 2 BROWNLOW ROAD, LONDON, BARNET, GREATER LONDON, N3 1NA	£550,000	31/05/2022	Flat
Same street 195 FLAT 16 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£480,000	27/05/2022	Flat
9 FLAT 5 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£450,000	27/05/2022	Flat
Same street 195 FLAT 9 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£600,000	03/05/2022	Flat
Same street 195 FLAT 19 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£600,000	03/05/2022	Flat
9 FLAT 13 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LS	£490,000	05/04/2022	Flat
10 GRUNEISEN ROAD, LONDON, BARNET, GREATER LONDON, N3 1LU	£475,000	31/03/2022	Flat
Same street 195 FLAT 18 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£450,000	29/03/2022	Flat
Same street 195 FLAT 17 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£430,000	10/02/2022	Flat
Same street 195 FLAT 8 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£585,000	28/01/2022	Flat
Same street 195 FLAT 1 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£475,000	20/12/2021	Flat
Same street 195 FLAT 10 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£430,000	20/12/2021	Flat
Same street FLAT 20, 195 BALLARDS LANE, LONDON, BARNET, GREATER LONDON, N3 1LP	£455,000	15/12/2021	Flat

Street average: £498,167 (15 sales)

Area average: £456,325 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.8%

10y growth 18.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Barnet. Series: Flats and maisonettes. As of April 2026.

1y (index) -5.6%

5y (index) -3.4%

10y (index) -0.8%

Rental Range

Estimated market rent for Barnet. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,741/mo

Realistic £1,934/mo

Optimistic £2,127/mo

Based on Local Authority from postcode lookup → Barnet.

LHA (30th percentile) floor for Huntingdon: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View N3 1LP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Mega Organix	0.0 miles
Shop	Persia	0.0 miles
Bus stop	Victoria Park	0.1 miles
Train station	West Finchley	0.2 miles
Train station	Finchley Central	0.4 miles
University	Flood Hazard Research Centre	2.4 miles
University	Middlesex University	2.4 miles
Hospital	Priory Hospital	3.5 miles
Hospital	North London Hospice Winchmore Hill	4.3 miles

Street-level crime

Category	Count
Anti-social behaviour	142
Violence and sexual offences	116
Vehicle crime	39
Public order	32
Shoplifting	28
Other theft	23
Burglary	20
Theft from the person	15
Drugs	10
Robbery	10
Other crime	5
Possession of weapons	4
Bicycle theft	2
Total incidents	446

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Moss Hall Junior School	Primary	0.3 miles	Good — 2 Oct 2022
Moss Hall Infant School	Primary	0.3 miles	Good — 21 Jan 2024
Moss Hall Nursery School	Nursery	0.3 miles	Outstanding — 21 Mar 2013
Manorside Primary School	Primary	0.5 miles	Good — 12 Jun 2024
Our Lady of Lourdes RC School	Primary	0.5 miles	Good — 21 Jun 2023

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

This street 6.9% gross yield avg £524,565 sale, £3,000/mo rent

Rent ratio 0.35%

Max investor price (0.8%) £241,750

Target investor price (1%) £193,400

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).