# 2 bedroom flat for sale (SW10 9EX)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT E, 20 REDCLIFFE GARDENS, LONDON, GREATER LONDON SW10 9EX |
| Price | £700,000 |
| Bedrooms | 2 |
| Construction age | England and Wales: before 1900 |
| Floor area | 70 m² |
| Last sold | £700,000 Jun 2014 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 28/08/2029
- **Est. upgrade cost to C:** £15,075

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- O (£3,300 - £6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8141-6728-6280-0141-9922)

## Description

C.S.J Property Agents offer this bright and spacious two bedroom third floor flat situated within a period building located in the desirable area of Chelsea. The current owners have within the last two years carried out a level of refurbishment including new kitchen and shower room, decoration and flooring, lease is 84 years remaining.. call C.S.J sales dept to book your viewing  020 8296 1270

## Property Photos

- ![Photo](/listings/photos/43116604/1316329)
- ![Photo](/listings/photos/43116604/1316330)
- ![Photo](/listings/photos/43116604/1316331)
- ![Photo](/listings/photos/43116604/1316332)
- ![Photo](/listings/photos/43116604/1316335)

## Floorplans

- ![Floorplan 1](/listings/photos/43116604/1316337) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9821775
- **Address:** 20 Redcliffe Gardens, LONDON, SW10 9EX
- **Certificate Issued:** 14/10/2013
- **Work Completed:** 20/09/2013
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 FLAT E REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EX | £700,000 | 30/06/2014 | Flat |
| 20 FLAT E REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EX | £185,000 | 25/06/1999 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 FLAT B FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EG | £660,000 | 15/12/2025 | Flat |
| 45 BASEMENT FLAT IFIELD ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9AX | £710,000 | 29/10/2025 | Flat |
| 280 FLAT 8 FULHAM ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EW | £435,000 | 10/09/2025 | Flat |
| 14 FLAT 1 REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EX | £1,250,000 | 28/03/2025 | Flat |
| 12 FLAT 3 REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EX | £550,000 | 10/02/2025 | Flat |
| 26A REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9HA | £1,795,000 | 07/02/2025 | Flat |
| 31 SECOND FLOOR FLAT REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9BH | £1,100,000 | 08/12/2023 | Flat |
| 46 FLAT D FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EG | £570,000 | 01/11/2023 | Flat |
| 1 SECOND FLOOR FLAT REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9BG | £550,000 | 18/07/2023 | Flat |
| 23A IFIELD ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9AZ | £990,080 | 02/05/2023 | Flat |
| 1A FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DA | £724,000 | 14/04/2023 | Flat |
| 18 THE SECOND AND THIRD FLOOR MAISONETTE FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EQ | £1,300,000 | 04/04/2023 | Flat |
| 57 FLAT A AND B CATHCART ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DH | £3,850,000 | 29/03/2023 | Flat |
| 21A REDCLIFFE GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9BG | £400,000 | 21/12/2022 | Flat |
| 53 FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DL | £1,600,000 | 14/12/2022 | Flat |
| 28 GROUND FLOOR AND LOWER GROUND FLOOR FLAT FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9EG | £1,300,000 | 14/12/2022 | Flat |
| 11A REDCLIFFE PLACE, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DB | £1,050,000 | 09/12/2022 | Flat |
| 47 FLAT 4 FINBOROUGH ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DQ | £985,000 | 02/12/2022 | Flat |
| 17 LOWER MAISONETTE IFIELD ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9AZ | £940,000 | 25/11/2022 | Flat |
| 57E CATHCART ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, SW10 9DH | £790,000 | 11/11/2022 | Flat |

**Area average:** £1,077,454 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £954,331 (47 Flat, SW10, 2024–2026)
- **Deviation:** -26.7%

## Rental Range

*ONS Price Index of Private Rents (Kensington and Chelsea). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £3,232/mo
- **Realistic:** £3,591/mo
- **Optimistic:** £3,950/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## 1% Rule

- **Rent ratio:** 0.51% (weak for cashflow)
- **Max investor price (0.8%):** £448,875
- **Target investor price (1%):** £359,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £10,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -27.9%
- **10y growth:** 20.9%

## House Price Index (HM Land Registry)

*Official index for Kensington and Chelsea; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -9%
- **5y growth (index):** -4.2%
- **10y growth (index):** -12.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
