# 1 bedroom retirement property for sale (CF64 2AG)

## Property Details

| Key | Value |
|-----|-------|
| Address | GROUND FLOOR FLAT, 4 BRADENHAM PLACE, PENARTH, THE VALE OF GLAMORGAN CF64 2AG |
| Price | £95,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 52 m² |
| Last sold | £175,000 Feb 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/05/2025 — **EXPIRED** (no longer valid for marketing or letting)

### Recommendations
- Q (14,000)
- W1 (1,200)
- W2 (6,000)
- E (30)
- G (450)
- I (3,000)
- O (6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0333-2858-7556-9905-4075)

## Description

ENTRANCE HALL with access to lift together with stairway down to individual hallway.

Close to the commercial lounge the entrance to the apartment is well positioned.

ENTRANCE HALLWAY

Fitted carpet.  

AIRING CUPBOARD

Housing a hot water cylinder together with time control and fuse boxes and racking shelves for airing. 

BATHROOM

2.08m x 1.64m - 6'10" x 5'4"

Fitted with cream suite comprising panel bath with hand grips and Galaxy 67000 electric shower over, vanity unit, low level w.c., heated towel rail, wall mounted Dimplex electric heater.  Airvac extractor fan.  Walls fully tiled, cream vinyl flooring.    

Hallway proceeds to:

REAR LOUNGE/DINING ROOM

5.33m (+recess) x 3.35m - 17'5" (+recess) x 10'7"

Feature fireplace with electric fire, storage heather, TV aerial point, telephone point, double and single power point, separate point for electric fire.  Two wall lights, entry call system, fitted carpet, double glazed door and side screens to rear balcony and garden with sea views.  Call alarm facility..

REAR BEDROOM NO.2

3.40mx 2.51m

Feature fireplace. Double glazed windows. Radiator.

Archway to:-

KITCHEN

1.67m x 2.37m - 5'5" x 7'5" 

Range of fitted cupboards with one range incorporation two cupboards and a drawer unit together with a refrigatorm inset stainless steel single drainer sink + tall cupboard and double wall cupboard above fitted worktop.  The second range comprises two base cupboards, an Ocean electric oven and hob, two large and single wall cupboards , double and single power points, electric cooker point, strip lighting together with featured pelmetting with lighting and extractor fan, cream vinyl flooring, three walls tiled to pelmet with tiled splash back to oven worktop. 

BEDROOM 

4.32m (+inset wardrobes) x 2.68m - 14'2" (+inset wardrobe) x 10;7"

Built in mirror front double wardrobe.  Storage heater, fitted carpet, two wall lights, call system, three double power points, telephone point, double glazed window with view of garden and the Bristol Channel.

TENURE

We have been informed that the apartment is leasehold with a term of 99 years from 1986 subject to an annual ground rent of £443.88pThis property is freehold.

SERVICE CHARGE

We are informed that the annual service charge was £1,760.86p

ADDDITIONAL FACILITIES

There is a 24hr emergency call system to the apartment together with a CCTV security system. 

GUIDE PRICE

£85,000 - £95,000

## Property Photos

- ![4 Homeside House](/listings/photos/102686201/381055) - 4 Homeside House
- ![Photo](/listings/photos/102686201/381060)
- ![Photo](/listings/photos/102686201/381062)
- ![Photo](/listings/photos/102686201/381067)
- ![Photo](/listings/photos/102686201/381070)
- ![Photo](/listings/photos/102686201/381073)
- ![Photo](/listings/photos/102686201/381075)
- ![Photo](/listings/photos/102686201/381078)
- ![Photo](/listings/photos/102686201/381080)
- ![Photo](/listings/photos/102686201/381081)
- ![Photo](/listings/photos/102686201/381085)
- ![Photo](/listings/photos/102686201/381087)

## EPC Graphs

- ![EPC 1](/listings/photos/102686201/381089) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 GROUND FLOOR FLAT BRADENHAM PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 2AG | £175,000 | 17/02/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SUITES 1B AND 2B SECOND FLOOR STANWELL ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 2AA | £600,000 | 25/03/2024 | Other |
| STANGATE HOUSE 2A STANWELL ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 2AA | £600,000 | 25/03/2024 | Other |
| 1 HERBERT TERRACE, PENARTH, THE VALE OF GLAMORGAN, CF64 2AH | £187,500 | 06/11/2023 | Other |
| 20 WINDSOR ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 1JH | £775,000 | 13/06/2023 | Other |
| [Same street] 13 GROUND FLOOR PREMISES BRADENHAM PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 2AG | £620,000 | 30/06/2022 | Other |
| [Same street] 8 BRADENHAM PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 2AG | £840,000 | 17/02/2022 | Terraced |
| 7 WINDSOR ARCADE, PENARTH, THE VALE OF GLAMORGAN, CF64 1JA | £40,000 | 06/12/2021 | Other |
| 22A WINDSOR ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 1JH | £1,051,000 | 04/11/2021 | Other |

**Street average:** £730,000 (2 sales)
**Area average:** £542,250 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £703,333 (3 Other, CF64, 2024–2026)
- **Deviation:** -86.5%

## Rental Range

*ONS Price Index of Private Rents (Vale of Glamorgan). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £887/mo
- **Realistic:** £985/mo
- **Optimistic:** £1,084/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Highfield, CF64 | £1,230/mo | 1 | 0.33 miles | OpenRent |
| Studio Flat, Baron Road, CF64 | £700/mo | 1 | 0.35 miles | OpenRent |
| 1 Bed Flat, Barons Court, CF64 | £745/mo | 1 | 0.93 miles | OpenRent |
| 1 Bed Flat, Ferry Court, CF11 | £1,000/mo | 1 | 1.07 miles | OpenRent |

**Average rent: £919/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.92% (okay)
- **Max investor price (0.8%):** £109,125
- **Target investor price (1%):** £87,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £873/mo).*

- **Gross yield:** 11%
- **Cost-to-rent:** 9.1×
- **Monthly cashflow:** £387/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,827/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.2%
- **10y growth:** 74700%

## House Price Index (HM Land Registry)

*Official index for Vale of Glamorgan; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)