# 3 bedroom terraced house for rent (ST5 1JP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 ALBERT STREET, NEWCASTLE, STAFFORDSHIRE ST5 1JP |
| Price | £1,560 pcm |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 96 m² |
| Last sold | £110,000 Aug 2014 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/03/2036
- **Current heating cost:** £1,214/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7336-2627-6500-0687-9202)

## Description

A well-presented three-bedroom traditional mid-terraced home, ideally positioned on a highly sought-after street, conveniently located for both the town centre and city amenities. The property is available for student accommodation

The accommodation benefits from a first-floor bathroom and access from the landing to a versatile attic storage room. 

An entrance hallway with staircase to the first floor, leading to ground floor bedroom and spacious living room with featuring patio doors opening onto the rear garden. The fitted kitchen includes a range of wall and base units, work surfaces, sink unit, and a combined double cooking range. 

To the first floor is a spacious landing leading to the family bathroom, fitted with a shower over the bath. There are two double bedrooms and study room,  From the landing, stairs lead to a useful second-floor storage attic room with skylight window, offering flexible additional space. EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/89005530/573345)
- ![Photo](/listings/photos/89005530/573346)
- ![Photo](/listings/photos/89005530/573347)
- ![Photo](/listings/photos/89005530/573348)
- ![Photo](/listings/photos/89005530/573349)
- ![Photo](/listings/photos/89005530/573350)
- ![Photo](/listings/photos/89005530/573351)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3685806
- **Address:** 15 Albert Street, NEWCASTLE, ST5 1JP
- **Certificate Issued:** 08/05/2006
- **Work Completed:** 02/02/2006
- **Items:** 7 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JP | £110,000 | 08/08/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £132,000 | 08/01/2026 | Terraced |
| 14 ELLIOTT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JL | £160,000 | 09/12/2025 | Terraced |
| [Same street] 31 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JP | £275,000 | 24/10/2025 | Terraced |
| 110 KING STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JJ | £177,000 | 22/11/2024 | Terraced |
| [Same street] 23C ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JP | £235,000 | 17/11/2023 | Semi-detached |
| 2 HORTON STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JN | £159,950 | 27/10/2023 | Terraced |
| 78 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £78,500 | 15/08/2023 | Terraced |
| 3 ELLIOTT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JL | £91,000 | 21/07/2023 | Terraced |
| 28 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £138,000 | 03/07/2023 | Terraced |
| 14 ELLIOTT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JL | £142,000 | 30/06/2023 | Terraced |
| 41 EARL STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1HZ | £145,000 | 30/06/2023 | Terraced |
| 15 ELLIOTT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JL | £98,500 | 13/06/2023 | Terraced |
| 2 POPLAR GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JW | £142,000 | 12/05/2023 | Terraced |
| 47 EARL STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1HZ | £125,000 | 02/05/2023 | Terraced |
| 8 HORTON STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JN | £138,000 | 06/04/2023 | Terraced |
| 4 WHARF STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JZ | £94,000 | 01/03/2023 | Terraced |
| 15 - 17 GEORGE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JX | £275,000 | 17/02/2023 | Terraced |
| 76 KING STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JB | £147,000 | 21/12/2022 | Terraced |
| 10 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £190,000 | 19/12/2022 | Terraced |
| 36 ELLIOTT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JL | £120,000 | 28/11/2022 | Terraced |
| 84 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £99,500 | 28/11/2022 | Terraced |
| 64 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JR | £138,000 | 11/11/2022 | Terraced |
| [Same street] 23 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JP | £340,000 | 12/03/2022 | Other |
| [Same street] 17 ALBERT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 1JP | £140,000 | 27/09/2021 | Terraced |

**Street average:** £247,500 (4 sales)
**Area average:** £139,523 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £144,587 (105 Terraced, ST5, 2024–2026)
- **Deviation:** -98.9%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Cumberland Street, Newcastle](http://87.117.209.195:8080/listings/5bed48c) | £975/mo | 3 | 0.17 miles | Rightmove |
| [Sydney Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/1054f96) | £925/mo | 3 | 0.5 miles | Rightmove |
| [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 0.5 miles | Rightmove |
| [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 0.52 miles | Rightmove |
| [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8243c89) | £1,200/mo | 3 | 0.59 miles | Rightmove |
| [Hempstalls Lane, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/8e3c715) | £1,200/mo | 3 | 0.64 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f374b79) | £900/mo | 3 | 0.78 miles | Rightmove |
| [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 0.78 miles | Rightmove |
| [Higherland, ST5](http://87.117.209.195:8080/listings/fb6f659) | £995/mo | 3 | 0.8 miles | Rightmove |
| [Dorridge Grove, Maybank, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4b510b1) | £1,295/mo | 3 | 0.89 miles | Rightmove |
| [Navigation Way, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a3d1f6a) | £1,050/mo | 3 | 0.94 miles | Rightmove |
| [Wesley Place, Newcastle, ST5](http://87.117.209.195:8080/listings/48400a5) | £1,000/mo | 3 | 1.07 miles | Rightmove |
| [Orme Road, Newcastle under lyme](http://87.117.209.195:8080/listings/5f5413d) | £1,150/mo | 3 | 1.2 miles | Rightmove |
| [Snowgoose Way, Newcastle, ST5](http://87.117.209.195:8080/listings/29d2bce) | £1,300/mo | 3 | 1.21 miles | Rightmove |
| [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 1.29 miles | Rightmove |
| [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 1.29 miles | Rightmove |
| [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.32 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.35 miles | Rightmove |
| [Liverpool Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/e8f5643) | £1,200/mo | 3 | 1.39 miles | Rightmove |
| [Tarragon View, Newcastle under Lyme](http://87.117.209.195:8080/listings/bc6fb13) | £1,100/mo | 3 | 1.45 miles | Rightmove |

**Average rent: £947/mo (36 listings)**

## 1% Rule

- **Rent ratio:** 65.71% (strong)
- **Max investor price (0.8%):** £128,125
- **Target investor price (1%):** £102,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,025/mo).*

- **Gross yield:** 788.5%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £891/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2364.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £16/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.8%
- **10y growth:** 48.3%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 24.8%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)