Sold Terraced

4 DELPH APPROACH

BLACKBURN, BLACKBURN WITH DARWEN BB1 2BH

3 beds 775 sq ft Listed 26 Jan 2016 (-3772d)

£79,995

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# 3 bedroom terraced house for sale (BB1 2BH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN BB1 2BH |
| Price | £79,995 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 72 m² |
| Last sold | £77,500 Mar 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £744/year
- **Est. upgrade cost to C:** £12,035

### Recommendations
- C (£20 - £40)
- F (£130 - £180)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2656-9640-2726-5115)

## Description

** IMMACULATE SPACIOUS THREE BEDROOM HOME.  EXCELLENT REFURBISHMENT.  Large living space, Kitchen diner, three bedrooms, family bathroom, front and rear gardens **  NO CHAIN DELAY

Time to Move are delighted to present to the market this beautifully refurbished property.  Modern throughout and offering good practical living space the property is situated well for a host of amenities and commuter routes. Readily available with no chain delay the property comprises; Entrance hallway, one very good sized reception room with added dining space and a modern fitted kitchen. To the first floor there are three spacious bedrooms and a three piece family bathroom. Externally the property is garden fronted and offers a fully enclosed split level rear yard.  This lovely home is complete with double glazing and gas central heating.

Room sizes in approximate feet/metres;

Open plan lounge with diner

25.6 x 13.1 (7.8m x 4m)

Seperate Fitted Kitchen

9.84 x 11.48  (3m x 3.5m)

Main Bedroom

13.1 x 9.84  (4m x 3m)

Bedroom Two

11.81 x 6.56  (3.6m x 2m)

Bedroom Three

8.53 x 8.53  (2.6m x 2.6m)

Family Bathroom

10.49 x 5.24  (3.2m x 1.6m)

External-

Front and Rear Enclosed Gardens

Disclaimer

All details and descriptions in this brochure are the opinions of Time to Move Estate & Letting Agency and their employees. Properties must be viewed in order to come to your own conclusions and decisions. Although every effort is made to ensure measurements are correct, please check all dimensions and shapes before making any decisions or purchases based on the information provided.

THINKING OF SELLING? we would be pleased to advise you on a market appraisal and sale of your own property, completely FREE of charge; WITH OUR LIMITED OFFER YOU CAN SELL YOUR HOUSE WITH TIME TO MOVE FOR ONLY £795* CALL 01254 399300

## Property Photos

- ![Photo](/listings/photos/57551672/220838)
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- ![Photo](/listings/photos/57551672/220845)
- ![Photo](/listings/photos/57551672/220847)
- ![Photo](/listings/photos/57551672/220850)
- ![Photo](/listings/photos/57551672/220852)
- ![Photo](/listings/photos/57551672/220854)
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- ![Photo](/listings/photos/57551672/220856)
- ![Photo](/listings/photos/57551672/220857)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £77,500 | 24/03/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 36 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £110,000 | 18/12/2025 | Terraced |
| 16 HILLSIDE WALK, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BQ | £70,000 | 03/12/2025 | Terraced |
| 214 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH | £78,000 | 01/05/2025 | Terraced |
| [Same street] 41 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £128,000 | 17/04/2025 | Terraced |
| 35 DELPH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BL | £93,000 | 24/03/2025 | Terraced |
| [Same street] 58 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £105,500 | 31/01/2025 | Terraced |
| [Same street] 40 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £111,000 | 31/05/2024 | Semi-detached |
| [Same street] 52 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £90,000 | 05/04/2024 | Terraced |
| [Same street] 22 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £96,000 | 31/01/2024 | Terraced |
| 24 SHADSWORTH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BN | £105,000 | 24/11/2023 | Terraced |
| 20 RONALD STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AJ | £110,000 | 15/11/2023 | Terraced |
| 70 HOZIER STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 3JP | £65,000 | 31/10/2023 | Terraced |
| 194 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH | £100,000 | 22/09/2023 | Terraced |
| [Same street] 55 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £95,000 | 25/08/2023 | Terraced |
| 31 SHADSWORTH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BN | £89,000 | 19/07/2023 | Terraced |
| [Same street] 25 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £88,000 | 23/06/2023 | Terraced |
| 5 FARMHOUSE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BS | £90,000 | 18/04/2023 | Terraced |
| 293 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AL | £50,000 | 22/03/2023 | Terraced |
| [Same street] 21 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £100,000 | 03/03/2023 | Terraced |
| 81 MONMOUTH ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 3LJ | £85,500 | 09/12/2022 | Terraced |
| 31 WINMARLEIGH STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 1UG | £70,000 | 11/11/2022 | Terraced |
| 192 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH | £70,000 | 21/10/2022 | Terraced |
| 226 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH | £83,000 | 03/10/2022 | Terraced |
| 7 HILLSIDE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BJ | £78,000 | 30/09/2022 | Terraced |
| 13 SHETLAND CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2JP | £100,000 | 26/09/2022 | Terraced |
| 117 SHADSWORTH ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2HN | £91,000 | 09/09/2022 | Terraced |
| 9 HILLSIDE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BJ | £85,000 | 09/09/2022 | Terraced |
| 10 BROWNLOW STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2HW | £81,000 | 06/08/2022 | Terraced |
| 27 LONGTON STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 1UF | £106,000 | 03/08/2022 | Terraced |
| [Same street] 21 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £95,000 | 08/07/2022 | Terraced |
| [Same street] 39 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH | £70,000 | 11/02/2022 | Terraced |

**Street average:** £98,955 (11 sales)
**Area average:** £84,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £124,504 (58 Terraced, BB1, 2024–2026)
- **Deviation:** -35.7%

## Rental Range

*ONS Price Index of Private Rents (Blackburn with Darwen). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hillside Walk, BB1 | £725/mo | 3 | 0.03 miles | OpenRent |
| 3 Bed Terraced House, Fecitt Brow, BB1 | £795/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Blackburn, BB1 | £895/mo | 3 | 0.48 miles | OpenRent |
| 3 Bed Semi-Detached House, Oxford Drive, BB1 | £850/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Terraced House, Blackburn, BB1 | £750/mo | 3 | 0.59 miles | OpenRent |
| 3 Bed Terraced House, Ripon Street, BB1 | £770/mo | 3 | 0.62 miles | OpenRent |

**Average rent: £798/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.98% (okay)
- **Max investor price (0.8%):** £97,875
- **Target investor price (1%):** £78,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £783/mo).*

- **Gross yield:** 11.7%
- **Cost-to-rent:** 8.5×
- **Monthly cashflow:** £365/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,111/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 27.7%
- **10y growth:** 52.1%

## House Price Index (HM Land Registry)

*Official index for Blackburn with Darwen; Terraced series; as of February 2026.*

- **1y growth (index):** -0.9%
- **5y growth (index):** 25.7%
- **10y growth (index):** 59.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Floor area

72 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£77,500 Mar 2016

Price per m²

£1,111/m²

Local average

£124,504 (-35.7%)

Deprivation

Decile 1 (819 of 33,755)

Street crime

250 incidents within 1 mile (Mar 2026)

Key features

Beautiful Modern Home
Spacious Throughout
Fully Refurbished
Large Lounge
Immaculate Kitchen Diner
Deluxe Family Bathroom
Three Sizeable Bedrooms
No Chain Delay
Close to Popular Local Family Amenities and For Schools
Viewing Highly Recommended

Additional details

Heating: Gas central
Parking: On street
Garden: Front garden, Rear garden, Yes

Description

IMMACULATE SPACIOUS THREE BEDROOM HOME. EXCELLENT REFURBISHMENT. Large living space, Kitchen diner, three bedrooms, family bathroom, front and rear gardens NO CHAIN DELAY

Time to Move are delighted to present to the market this beautifully refurbished property. Modern throughout and offering good practical living space the property is situated well for a host of amenities and commuter routes. Readily available with no chain delay the property comprises; Entrance hallway, one very good sized reception room with added dining space and a modern fitted kitchen. To the first floor there are three spacious bedrooms and a three piece family bathroom. Externally the property is garden fronted and offers a fully enclosed split level rear yard. This lovely home is complete with double glazing and gas central heating.

Room sizes in approximate feet/metres;

Open plan lounge with diner
25.6 x 13.1 (7.8m x 4m)

Seperate Fitted Kitchen
9.84 x 11.48 (3m x 3.5m)

Main Bedroom
13.1 x 9.84 (4m x 3m)

Bedroom Two
11.81 x 6.56 (3.6m x 2m)

Bedroom Three
8.53 x 8.53 (2.6m x 2.6m)

Family Bathroom
10.49 x 5.24 (3.2m x 1.6m)

External-
Front and Rear Enclosed Gardens

Disclaimer
All details and descriptions in this brochure are the opinions of Time to Move Estate & Letting Agency and their employees. Properties must be viewed in order to come to your own conclusions and decisions. Although every effort is made to ensure measurements are correct, please check all dimensions and shapes before making any decisions or purchases based on the information provided.

THINKING OF SELLING? we would be pleased to advise you on a market appraisal and sale of your own property, completely FREE of charge; WITH OUR LIMITED OFFER YOU CAN SELL YOUR HOUSE WITH TIME TO MOVE FOR ONLY £795* CALL 01254 399300

Listed by

Accrington

Time To Move

Reference: 57551672

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/04/2026

Current heating cost: £744/year

Potential heating cost: £611/year

Est. upgrade cost to C: £12,035

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase hot water cylinder insulation (£20 - £40)
Hot water cylinder thermostat (£130 - £180)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	24/03/2016 (10 years ago)	£77,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 36 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£110,000	18/12/2025	Terraced
16 HILLSIDE WALK, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BQ	£70,000	03/12/2025	Terraced
214 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH	£78,000	01/05/2025	Terraced
Same street 41 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£128,000	17/04/2025	Terraced
35 DELPH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BL	£93,000	24/03/2025	Terraced
Same street 58 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£105,500	31/01/2025	Terraced
Same street 40 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£111,000	31/05/2024	Semi-detached
Same street 52 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£90,000	05/04/2024	Terraced
Same street 22 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£96,000	31/01/2024	Terraced
24 SHADSWORTH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BN	£105,000	24/11/2023	Terraced
20 RONALD STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AJ	£110,000	15/11/2023	Terraced
70 HOZIER STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 3JP	£65,000	31/10/2023	Terraced
194 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH	£100,000	22/09/2023	Terraced
Same street 55 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£95,000	25/08/2023	Terraced
31 SHADSWORTH CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BN	£89,000	19/07/2023	Terraced
Same street 25 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£88,000	23/06/2023	Terraced
5 FARMHOUSE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BS	£90,000	18/04/2023	Terraced
293 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AL	£50,000	22/03/2023	Terraced
Same street 21 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£100,000	03/03/2023	Terraced
81 MONMOUTH ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 3LJ	£85,500	09/12/2022	Terraced
31 WINMARLEIGH STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 1UG	£70,000	11/11/2022	Terraced
192 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH	£70,000	21/10/2022	Terraced
226 ACCRINGTON ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2AH	£83,000	03/10/2022	Terraced
7 HILLSIDE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BJ	£78,000	30/09/2022	Terraced
13 SHETLAND CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2JP	£100,000	26/09/2022	Terraced
117 SHADSWORTH ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2HN	£91,000	09/09/2022	Terraced
9 HILLSIDE CLOSE, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BJ	£85,000	09/09/2022	Terraced
10 BROWNLOW STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2HW	£81,000	06/08/2022	Terraced
27 LONGTON STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB1 1UF	£106,000	03/08/2022	Terraced
Same street 21 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£95,000	08/07/2022	Terraced
Same street 39 DELPH APPROACH, BLACKBURN, BLACKBURN WITH DARWEN, BB1 2BH	£70,000	11/02/2022	Terraced

Street average: £98,955 (11 sales)

Area average: £84,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 27.7%

10y growth 52.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Blackburn with Darwen. Series: Terraced. As of February 2026.

1y (index) -0.9%

5y (index) 25.7%

10y (index) 59.3%

Rental Range

Estimated market rent for Blackburn with Darwen. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo

Realistic £709/mo

Optimistic £780/mo

Based on Local Authority from postcode lookup → Blackburn with Darwen.

LHA (30th percentile) floor for East Lancs: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BB1 2BH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Nas Barbers	0.1 miles
Shop	Intack D.I.Y.	0.1 miles
Bus stop	Intack by Ronald Street	0.1 miles
Bus stop	Intack by Monmouth Road	0.2 miles
Hospital	Royal Blackburn Teaching Hospital	0.8 miles
Train station	Blackburn	1.2 miles
Hospital	Unknown	1.4 miles
Train station	Rishton	1.8 miles
University	UClan burnley temp	8.7 miles
University	UCLan Burnley Campus	8.7 miles

Street-level crime

Category	Count
Violence and sexual offences	115
Anti-social behaviour	32
Criminal damage and arson	21
Public order	20
Other theft	14
Other crime	10
Shoplifting	8
Drugs	7
Burglary	6
Possession of weapons	5
Robbery	5
Vehicle crime	4
Theft from the person	2
Bicycle theft	1
Total incidents	250

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Antony's RC Primary School	Primary	0.2 miles	Good — 8 May 2019
Shadsworth Infant School	Primary	0.3 miles	Good — 30 Jun 2015
Our Lady and St John RC High School, a Voluntary Academy	Secondary	0.3 miles	Requires improvement — 6 Jul 2023
Intack Primary School	Primary	0.5 miles	Good — 27 Mar 2013
Blackburn St Thomas' Church of England Primary School	Primary	0.5 miles	Good — 10 Oct 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Hillside Walk, BB1	£725/mo	3	0.03 miles	OpenRent
3 Bed Terraced House, Fecitt Brow, BB1	£795/mo	3	0.11 miles	OpenRent
3 Bed Terraced House, Blackburn, BB1	£895/mo	3	0.48 miles	OpenRent
3 Bed Semi-Detached House, Oxford Drive, BB1	£850/mo	3	0.53 miles	OpenRent
3 Bed Terraced House, Blackburn, BB1	£750/mo	3	0.59 miles	OpenRent
3 Bed Terraced House, Ripon Street, BB1	£770/mo	3	0.62 miles	OpenRent

Average rent: £798/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.98%

Max investor price (0.8%) £97,875

Target investor price (1%) £78,300

Gross yield 11.7%

Cost-to-rent ratio 8.5×

Monthly cashflow £365/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 18.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).