# 3 bedroom detached bungalow for sale (SA3 4RS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 109 SUMMERLAND LANE, SWANSEA, NEWTON, SWANSEA SA3 4RS |
| Price | £299,950 |
| Bedrooms | 3 |
| Last sold | £270,000 Dec 2008 |

## Description

A well presented three bedroom detached bungalow set in a quiet position enjoying lovely open aspect rural views to the front. The well proportioned accommodation includes a spacious and light lounge, well fitted kitchen/ dining room, modern shower room, newly fitted bathroom, and utility room. Additional benefits include attractive enclosed south facing garden, driveway and integral garage.

## Property Photos

- ![Photo](/listings/photos/17719240/436617)
- ![Photo](/listings/photos/17719240/436620)
- ![Photo](/listings/photos/17719240/436624)
- ![Photo](/listings/photos/17719240/436627)
- ![Photo](/listings/photos/17719240/436630)
- ![Photo](/listings/photos/17719240/436633)
- ![Photo](/listings/photos/17719240/436636)
- ![Photo](/listings/photos/17719240/436639)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4RS | £270,000 | 12/12/2008 | Detached |
| 109 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4RS | £99,999 | 25/09/1997 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 LONG SHEPHERDS DRIVE, CASWELL, SWANSEA, SA3 4RP | £529,000 | 05/09/2025 | Detached |
| 70 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4RS | £412,000 | 15/04/2025 | Detached |
| 9 PICKET MEAD ROAD, NEWTON, SWANSEA, SA3 4SA | £430,000 | 27/10/2023 | Detached |
| 27 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4UJ | £450,000 | 28/07/2023 | Detached |
| 52 CASWELL ROAD, CASWELL, SWANSEA, SA3 4SD | £720,000 | 25/11/2022 | Detached |
| 18 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4UJ | £445,000 | 31/10/2022 | Detached |
| 4 LONG SHEPHERDS DRIVE, CASWELL, SWANSEA, SA3 4RP | £580,000 | 28/10/2022 | Detached |
| HARBLEDOWN, 25 CASWELL AVENUE, CASWELL, SWANSEA, SA3 4RU | £770,000 | 20/09/2022 | Detached |
| 18 WOOLLACOTT DRIVE, NEWTON, SWANSEA, SA3 4RR | £460,000 | 05/09/2022 | Detached |
| CASTLE COTTAGE, CASWELL, SWANSEA, SA3 4RT | £850,000 | 04/08/2022 | Detached |
| 111 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4RS | £415,000 | 06/07/2022 | Detached |
| 115 SUMMERLAND LANE, NEWTON, SWANSEA, SA3 4RS | £435,000 | 23/05/2022 | Detached |
| 26 WOOLLACOTT DRIVE, NEWTON, SWANSEA, SA3 4RR | £395,000 | 18/05/2022 | Detached |
| 5 LONG SHEPHERDS DRIVE, CASWELL, SWANSEA, SA3 4RP | £655,000 | 08/04/2022 | Detached |
| MERMAID COTTAGE CASWELL ROAD, CASWELL, SWANSEA, SA3 4RH | £540,000 | 16/03/2022 | Detached |
| 50 CASWELL ROAD, CASWELL, SWANSEA, SA3 4SD | £690,000 | 11/03/2022 | Detached |
| 4 MURTON LANE, NEWTON, SWANSEA, SA3 4TR | £465,000 | 28/02/2022 | Detached |
| 6 ALLCHURCH GARDENS, NEWTON, SWANSEA, SA3 4BS | £645,000 | 21/01/2022 | Detached |
| 20 CASWELL AVENUE, CASWELL, SWANSEA, SA3 4RU | £756,000 | 21/01/2022 | Detached |
| 23 LONG SHEPHERDS DRIVE, CASWELL, SWANSEA, SA3 4RP | £675,000 | 19/01/2022 | Detached |

**Area average:** £565,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £464,592 (38 Detached, SA3, 2024–2026)
- **Deviation:** -35.4%

## Rental Range

*ONS Price Index of Private Rents (Swansea). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £752/mo
- **Realistic:** £835/mo
- **Optimistic:** £919/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Caswell Bay, SA3 | £1,195/mo | 3 | 0.6 miles | OpenRent |

**Average rent: £1,195/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £149,375
- **Target investor price (1%):** £119,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,195/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-131/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -18.5%
- **10y growth:** 23.5%

## House Price Index (HM Land Registry)

*Official index for Swansea; Detached series; as of March 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 24.5%
- **10y growth (index):** 52.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
