Sold STC Terraced

44 CHURCH STREET

MORPETH, AMBLE, NORTHUMBERLAND NE65 0DY

2 beds 1 baths 624 sq ft Listed 6 Aug 2025 (-306d)

£140,000

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IMG_6827.JPEG KITCHEN ADDITIONAL IMAGE LOUNGE DINING ROOM ADDITIONAL IMAGE BEDROOM ONE DRESSING AREA ADDITIONAL IMAGE BEDROOM TWO ADDITIONAL IMAGE BATHROOM/WC EXTERNALLY

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Property details

Tenure

FREEHOLD

Floor area

58 m²

Council tax band

A

EPC rating

C

Year built

England and Wales: 1976-1982

Last sold

£135,000 Dec 2025

Price per m²

£2,414/m²

Local average

£220,813 (-36.6%)

Deprivation

Decile 3 (8,166 of 33,755)

Street crime

56 incidents within 1 mile (Mar 2026)

Key features

  • Two Bedroom Mid Terrace Home
  • Close To The Town Centre
  • Kitchen & Dining Area
  • Double Glazing & Gas Central Heating
  • Excellent First Time Buyer Purchase or Buy To Let
  • EPC: C
  • Tenure: Freehold
  • Council Tax Band: A
  • Services: Mains GCH, Electric, Water, Drainage & Sewage

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
No parking
Garden
Yes

Description

Nestled in the vibrant heart of Amble, this two-bedroom mid-link home offers the perfect blend of convenience and functionality. Located just moments from the High Street and the picturesque harbour, this property provides an ideal base for enjoying all that this thriving coastal town has to offer.

Amble, known as the "Friendliest Port," is a popular destination for visitors and residents alike. The town is home to a range of independent shops, cafes, and restaurants, as well as a lively weekly market. The award-winning harbour village, with its quaint retail pods and artisan offerings, is a must-visit spot. From here, you can admire stunning views of the coastline and Warkworth Castle or take a boat trip to the nearby RSPB reserve at Coquet Island, famous for its puffin population and other seabirds.

This property is perfectly positioned to enjoy Amble’s rich maritime heritage and vibrant community. Whether you're a first-time buyer, looking for a cozy holiday let, or seeking to downsize, this home is an excellent choice.

The property itself benefits from gas central heating and double glazing throughout and the accommodation comprises an entrance porch, dining room, a kitchen with integrated oven and hob, and a spacious lounge with patio doors leading to a manageable patio garden. Upstairs, there is a generously sized main bedroom with a dressing area and fitted wardrobes, a second double bedroom, and a modern shower room with WC.

With its prime location, versatile potential, and close proximity to the harbour and local amenities, this home truly offers coastal living at its best. Contact us today to arrange a viewing and discover all it has to offer!

Entrance Porch - Entrance door to front, storage cupboard and inner door to dining area.

Dining Room - 2.48 x 2.19 (8'1" x 7'2") - Providing open plan access to the kitchen, radiator and a door to the lounge.

Kitchen - 2.42 x 2.49 (7'11" x 8'2") - Fitted with an updated range of wall and base units with matching work surfaces, sink drainer unit with mixer tap, plumbing for washing machine and an integrated oven, hob with extractor hood and a microwave. Double glazed window to the front.

Additional Image -

Lounge - 3.68 x 4.96 (12'0" x 16'3") - Measurement includes area under stairs.

Double glazed patio doors to the rear garden, radiator and stairs leading to the first floor.

Additional Image -

First Floor Landing -

Bedroom One - 2.65 x 2.9 (8'8" x 9'6") - The main bedroom is accessed through a dressing area with has been measured separately. There is a double glazed window to front and radiator.

Additional Image -

Dressing Area - 1.4 x 1.8 (4'7" x 5'10") - 1.4m excludes wardrobes x 1.8m includes wardrobes.

Open plan to the bedroom and has a range of fitted wardrobes and a double glazed window.

Bedroom Two - 2.73 x 2.64 (8'11" x 8'7") - Measurements exclude wardrobes.

Double glazed window to the rear, radiator and built in wardrobes.

Additional Image -

Shower Room/Wc - Fitted with a wc, wash hand basin and a mains shower in cubicle. Double glazed window and radiator.

Externally - The rear of the property has an enclosed court yard style garden with a patio and gate to the rear lane.

General Information - These particulars are produced in good faith, and are set out as a general guide only, they do not constitute part or all of an offer or contract.

The measurements indicated are supplied for guidance only and as such must be considered incorrect. Potential buyers are advised to recheck the measurements before committing to any expense. No apparatus, equipment, fixtures, fittings or services have been tested and it is the buyer’s responsibility to seek confirmation as to the working condition of any appliances.

As the agent we have not sought to verify the legal title of the property and verification must be obtained from a solicitor.

Fixtures and fittings that are specifically mentioned in these particulars are included in the sale, all others in the property are specifically excluded.
Photographs are produced for general information and it must not be inferred that any item is included for sale within the property.

Material Information - Material information is no substitute for professional advice, and consumers should be aware that the information collected may not accurately reflect the full extent of the property condition which would be covered through a home survey.

Efforts have been made to ascertain as much information as possible with regard to material information but this information is not exhaustive and cannot be fully relied upon, purchasers will need to seek further clarification from their legal advisor.

Electricity Supply - Mains
Water Supply - Mains
Sewerage - Mains
Heating - Mains GCH
Broadband and Mobile - Available - including Ultra and Excluding superfast broadband. Mobile - Likely with the majority of suppliers . Ofcom Broadband & Mobile Checker January 2025).

Flood Risk - Rivers & Sea Yearly Chance of Flooding - Very Low Risk - Yearly Chance of Flooding 2036 & 2069 - Very Low Risk - (Gov.uk Flood Risk Checker February 2025).
- Surface Water Yearly Chance of Flooding - Very Low Risk - Yearly Chance of Flooding 2040 & 2060 - Very Low Risk - (Gov.uk Flood Risk Checker February 2025).

Planning Permission - There is currently four active planning permission for Church Street. For more information please see - Checked January 2025.

Coalfield & Mining Areas - The Coal Authority indicate that this property is located on a coalfield. Your legal advisor will be able to advise you of any implications of this.

Tenure & Council Tax Band - Freehold - We cannot verify the Tenure of the property as we do not have access to the documentation. Purchasers must ask their legal advisor to confirm the Tenure.

Council Tax Band: A - Source gov.uk Checked January 2025.

Floor Plan - This plan is not to scale and is for identification purposes only.

Google Maps - General Note - If you are using Google Maps, satellite or Street View please be aware that these may not show any new development in the area of the property.

Viewing Arrangements - BY PRIOR ARRANGEMENT THROUGH OUR MORPETH OFFICE

Listed by

Morpeth

Rickard Chartered Surveyors & Estate Agents

Reference: 165400907

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 16/07/2018

Current heating cost: £405/year

Potential heating cost: £345/year

Recommendations

  • Party wall insulation (600)
  • Floor insulation (suspended floor) (1,200)
  • Solar water heating (6,000)
  • Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Church Street, Amble - FPV1GFFF.JPG

Church Street, Amble - FPV1GFFF.JPG

EPC Graphs

EE Rating

EE Rating

Price history

31% since 2019

Event Date Price % change
Sold 03/12/2025 (6 months ago) £135,000 +31.1%
Sold 18/02/2019 (7 years ago) £103,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
18 BRIDGE STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DR £119,000 20/12/2023 Terraced
31 KING EDWARD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ES £196,000 20/11/2023 Terraced
26 WELLWOOD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0EL £173,000 19/07/2023 Terraced
39 STRAFFEN COURT, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0HA £112,500 27/06/2023 Terraced
28 MIDDLETON STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ET £191,000 09/06/2023 Terraced
10 KING EDWARD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ES £158,000 28/04/2023 Terraced
Same street 61 CHURCH STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DY £97,000 29/03/2023 Other
34 WELLWOOD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0EL £159,500 09/12/2022 Terraced
32 WELLWOOD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0EL £200,000 18/11/2022 Terraced
32 KING EDWARD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ES £145,000 11/11/2022 Terraced
84A QUEEN STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DD £114,000 03/11/2022 Terraced
1 MIDDLETON STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ET £185,000 17/10/2022 Terraced
11 LAWSON STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DN £280,000 22/09/2022 Terraced
Same street 46 CHURCH STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DY £125,000 02/09/2022 Terraced
44 MIDDLETON STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ET £190,000 22/07/2022 Terraced
35 KING EDWARD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ES £160,000 01/06/2022 Terraced
51 WELLWOOD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0EN £120,000 14/03/2022 Terraced
12 CHURCH STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DZ £137,000 21/01/2022 Terraced
9 SECOND AVENUE, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0EU £162,500 14/01/2022 Terraced
11 BYRON STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ER £190,000 16/12/2021 Terraced
7 NORTH STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0BU £112,000 11/11/2021 Terraced
38 KING EDWARD STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0ES £172,000 01/11/2021 Terraced
Same street 48 CHURCH STREET, AMBLE, MORPETH, NORTHUMBERLAND, NE65 0DY £148,000 18/06/2021 Terraced

Street average: £123,333 (3 sales)

Area average: £163,825 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16%
10y growth 16.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Northumberland. Series: Terraced. As of March 2026.

1y (index) 1.7%
5y (index) 22.9%
10y (index) 46.6%

Rental Range

Estimated market rent for Northumberland. Low = conservative, Realistic = average, Optimistic = best case.

Low £604/mo
Realistic £671/mo
Optimistic £738/mo

Based on Local Authority from postcode lookup → Northumberland.

LHA (30th percentile) floor for Northumberland: £424/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Amble, Fourways 0.0 miles
Shop Phoenix 0.0 miles
Shop Serenity 0.0 miles
Train station Acklington 3.2 miles
Train station Alnmouth 4.6 miles
Hospital Alnwick Infirmary 7.0 miles
Hospital Northgate Hospital 11.4 miles

Street-level crime

Category Count
Violence and sexual offences 19
Anti-social behaviour 17
Criminal damage and arson 7
Other crime 4
Shoplifting 4
Other theft 3
Possession of weapons 1
Public order 1
Total incidents 56

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
King Edwin Primary School Primary 0.3 miles Good — 14 Nov 2019
Amble Links Primary School Primary 0.4 miles (Inspected (no overall grade))
James Calvert Spence College Secondary 0.6 miles Good — 21 Sep 2022
NCEA Warkworth Church of England Primary School Primary 1.2 miles Good — 8 May 2014
Broomhill Primary School Primary 2.3 miles Good — 1 Nov 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Church Street, NE65 £725/mo 2 0.04 miles OpenRent
2 Bed Terraced House, Scott Street, NE65 £750/mo 2 0.32 miles OpenRent

Average rent: £738/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.9% gross yield avg £126,250 sale, £725/mo rent
Rent ratio 0.53%
Max investor price (0.8%) £92,250
Target investor price (1%) £73,800
Gross yield 6.3%
Cost-to-rent ratio 15.8×
Monthly cashflow £88/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.6%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).