# 3 bedroom semi-detached house for sale (CM18 7EP) ## Property Details | Key | Value | |-----|-------| | Address | 85 LATTON GREEN, HARLOW, ESSEX CM18 7EP | | Price | £450,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Last sold | £440,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 02/05/2033 - **Current heating cost:** £618/year - **Est. upgrade cost to C:** £14,500 ### Recommendations - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0973-1005-5295-2957-3204) ## Description Located in the popular family area of Latton Green, is this well presented three bedroom semi detached family home with a driveway, garage and huge rear garden. on the ground floor there is a large hallway leading to an open plan lounge and dining room and a modern kitchen with a range of fitted wall and base units, whilst upstairs there are three bedrooms and a family bathroom with a white three piece suite. Outside the large rear garden is mainly lair to lawn with a patio area, shed and side access leading out to the garage and driveway. Latton Green is located just off Commonside Road, within walking distance of excellent local schools, shops, Latton Common and the M11 junction close by. ## Property Photos - ![IMG_9345.JPG](/listings/photos/160482380/1554962) - IMG_9345.JPG - ![IMG_9335.JPG](/listings/photos/160482380/1554963) - IMG_9335.JPG - ![IMG_9343.JPG](/listings/photos/160482380/1554964) - IMG_9343.JPG - ![IMG_9330.JPG](/listings/photos/160482380/1554965) - IMG_9330.JPG - ![IMG_9338.JPG](/listings/photos/160482380/1554966) - IMG_9338.JPG - ![IMG_9337.JPG](/listings/photos/160482380/1554967) - IMG_9337.JPG - ![IMG_9342.JPG](/listings/photos/160482380/1554968) - IMG_9342.JPG - ![IMG_9319.JPG](/listings/photos/160482380/1554969) - IMG_9319.JPG - ![IMG_9324.JPG](/listings/photos/160482380/1554970) - IMG_9324.JPG - ![IMG_9327.JPG](/listings/photos/160482380/1554971) - IMG_9327.JPG - ![IMG_9315.JPG](/listings/photos/160482380/1554972) - IMG_9315.JPG - ![IMG_9340.JPG](/listings/photos/160482380/1554973) - IMG_9340.JPG ## Floorplans - ![LattonGreen-High.jpg](/listings/photos/160482380/1554974) - LattonGreen-High.jpg ## EPC Graphs - ![EE Rating](/listings/photos/160482380/1554975) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP | £440,000 | 12/03/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN | £475,000 | 12/01/2026 | Semi-detached | | 40 RUNDELLS, HARLOW, ESSEX, CM18 7HB | £365,000 | 21/11/2023 | Semi-detached | | 54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW | £423,000 | 21/11/2023 | Semi-detached | | 9 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £430,000 | 21/08/2023 | Semi-detached | | 46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £425,000 | 31/07/2023 | Semi-detached | | 56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £465,000 | 09/06/2023 | Semi-detached | | 55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £395,000 | 28/10/2022 | Semi-detached | | 302 RUNDELLS, HARLOW, ESSEX, CM18 7HL | £316,000 | 05/08/2022 | Semi-detached | | 11 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £485,000 | 27/07/2022 | Semi-detached | | 48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £410,000 | 22/07/2022 | Semi-detached | | 105 RUNDELLS, HARLOW, ESSEX, CM18 7HD | £301,000 | 30/05/2022 | Semi-detached | | 21 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £610,000 | 27/05/2022 | Semi-detached | | 2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £352,000 | 14/01/2022 | Semi-detached | | 135 RUNDELLS, HARLOW, ESSEX, CM18 7HE | £313,000 | 15/10/2021 | Semi-detached | **Area average:** £411,786 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £423,056 (9 Semi-detached, CM18, 2024–2026) - **Deviation:** +6.4% ## Rental Range *ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,365/mo - **Realistic:** £1,517/mo - **Optimistic:** £1,669/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,207/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Monksbury, CM18 | £2,000/mo | 3 | 0.26 miles | OpenRent | | 3 Bed Detached House, Commonside Road, CM18 | £1,200/mo | 3 | 0.38 miles | OpenRent | | 3 Bed Terraced House, Abbotsweld, CM18 | £1,850/mo | 3 | 0.66 miles | OpenRent | | 3 Bed Bungalow, Charters Cross, CM18 | £1,750/mo | 3 | 0.73 miles | OpenRent | **Average rent: £1,700/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.4% (weak for cashflow) - **Max investor price (0.8%):** £225,000 - **Target investor price (1%):** £180,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,800/mo).* - **Gross yield:** 4.8% - **Cost-to-rent:** 20.8× - **Monthly cashflow:** £-177/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,294/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -7.8% - **10y growth:** 46.2% ## House Price Index (HM Land Registry) *Official index for Harlow; Semi-detached series; as of May 2026.* - **1y growth (index):** 3.3% - **5y growth (index):** 16.5% - **10y growth (index):** 28.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)