Sold STC Semi-detached

85 LATTON GREEN

HARLOW, ESSEX CM18 7EP

3 beds 1 baths 85 m² Listed 9 Apr 2025 (-481d)

£450,000

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# 3 bedroom semi-detached house for sale (CM18 7EP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 85 LATTON GREEN, HARLOW, ESSEX CM18 7EP |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £440,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 02/05/2033
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0973-1005-5295-2957-3204)

## Description

Located in the popular family area of Latton Green, is this well presented three bedroom semi detached family home with a driveway, garage and huge rear garden. on the ground floor there is a large hallway leading to an open plan lounge and dining room and a modern kitchen with a range of fitted wall and base units, whilst upstairs there are three bedrooms and a family bathroom with a white three piece suite. Outside the large rear garden is mainly lair to lawn with a patio area, shed and side access leading out to the garage and driveway. Latton Green is located just off Commonside Road, within walking distance of excellent local schools, shops, Latton Common and the M11 junction close by.

## Property Photos

- ![IMG_9345.JPG](/listings/photos/160482380/1554962) - IMG_9345.JPG
- ![IMG_9335.JPG](/listings/photos/160482380/1554963) - IMG_9335.JPG
- ![IMG_9343.JPG](/listings/photos/160482380/1554964) - IMG_9343.JPG
- ![IMG_9330.JPG](/listings/photos/160482380/1554965) - IMG_9330.JPG
- ![IMG_9338.JPG](/listings/photos/160482380/1554966) - IMG_9338.JPG
- ![IMG_9337.JPG](/listings/photos/160482380/1554967) - IMG_9337.JPG
- ![IMG_9342.JPG](/listings/photos/160482380/1554968) - IMG_9342.JPG
- ![IMG_9319.JPG](/listings/photos/160482380/1554969) - IMG_9319.JPG
- ![IMG_9324.JPG](/listings/photos/160482380/1554970) - IMG_9324.JPG
- ![IMG_9327.JPG](/listings/photos/160482380/1554971) - IMG_9327.JPG
- ![IMG_9315.JPG](/listings/photos/160482380/1554972) - IMG_9315.JPG
- ![IMG_9340.JPG](/listings/photos/160482380/1554973) - IMG_9340.JPG

## Floorplans

- ![LattonGreen-High.jpg](/listings/photos/160482380/1554974) - LattonGreen-High.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/160482380/1554975) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 LATTON GREEN, HARLOW, ESSEX, CM18 7EP | £440,000 | 12/03/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN | £475,000 | 12/01/2026 | Semi-detached |
| 54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW | £423,000 | 21/11/2023 | Semi-detached |
| 40 RUNDELLS, HARLOW, ESSEX, CM18 7HB | £365,000 | 21/11/2023 | Semi-detached |
| 9 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £430,000 | 21/08/2023 | Semi-detached |
| 46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £425,000 | 31/07/2023 | Semi-detached |
| 56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £465,000 | 09/06/2023 | Semi-detached |
| 55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £395,000 | 28/10/2022 | Semi-detached |
| 302 RUNDELLS, HARLOW, ESSEX, CM18 7HL | £316,000 | 05/08/2022 | Semi-detached |
| 11 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £485,000 | 27/07/2022 | Semi-detached |
| 48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER | £410,000 | 22/07/2022 | Semi-detached |
| 105 RUNDELLS, HARLOW, ESSEX, CM18 7HD | £301,000 | 30/05/2022 | Semi-detached |
| 21 RUNDELLS, HARLOW, ESSEX, CM18 7HA | £610,000 | 27/05/2022 | Semi-detached |
| 2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES | £352,000 | 14/01/2022 | Semi-detached |
| 135 RUNDELLS, HARLOW, ESSEX, CM18 7HE | £313,000 | 15/10/2021 | Semi-detached |

**Area average:** £411,786 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £423,056 (9 Semi-detached, CM18, 2024–2026)
- **Deviation:** +6.4%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,207/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Monksbury, CM18 | £2,000/mo | 3 | 0.26 miles | OpenRent |
| 3 Bed Detached House, Commonside Road, CM18 | £1,200/mo | 3 | 0.38 miles | OpenRent |
| 3 Bed Terraced House, Abbotsweld, CM18 | £1,850/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Bungalow, Charters Cross, CM18 | £1,750/mo | 3 | 0.73 miles | OpenRent |

**Average rent: £1,700/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-177/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,294/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.8%
- **10y growth:** 46.2%

## House Price Index (HM Land Registry)

*Official index for Harlow; Semi-detached series; as of May 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 16.5%
- **10y growth (index):** 28.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

85 m²

Council tax band

EPC rating

Last sold

£440,000 Mar 2026

Price per m²

£5,294/m²

Local average

£423,056 (+6.4%)

Deprivation

Decile 5 (14,558 of 33,755)

Street crime

296 incidents within 1 mile (Jun 2026)

Key features

Three Bedrooms
Garage & Driveway
Huge Rear Garden
Semi Detached Family Home
Well Presented
Popular Location

Additional details

Parking: Off street
Garden: Yes

Description

Listed by

Harlow

REYLAND JOHNSON MAPP LIMITED

Reference: 160482380

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 03/05/2023

Expiry date: 02/05/2033

Current heating cost: £618/year

Potential heating cost: £589/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

LattonGreen-High.jpg

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Sold	12/03/2026 (4 months ago)	£440,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
8 SAKINS CROFT, HARLOW, ESSEX, CM18 7BN	£475,000	12/01/2026	Semi-detached
54 SAKINS CROFT, HARLOW, ESSEX, CM18 7BW	£423,000	21/11/2023	Semi-detached
40 RUNDELLS, HARLOW, ESSEX, CM18 7HB	£365,000	21/11/2023	Semi-detached
9 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£430,000	21/08/2023	Semi-detached
46 LATTON GREEN, HARLOW, ESSEX, CM18 7ER	£425,000	31/07/2023	Semi-detached
56 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£465,000	09/06/2023	Semi-detached
55 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£395,000	28/10/2022	Semi-detached
302 RUNDELLS, HARLOW, ESSEX, CM18 7HL	£316,000	05/08/2022	Semi-detached
11 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£485,000	27/07/2022	Semi-detached
48 LATTON GREEN, HARLOW, ESSEX, CM18 7ER	£410,000	22/07/2022	Semi-detached
105 RUNDELLS, HARLOW, ESSEX, CM18 7HD	£301,000	30/05/2022	Semi-detached
21 RUNDELLS, HARLOW, ESSEX, CM18 7HA	£610,000	27/05/2022	Semi-detached
2 LATTON GREEN, HARLOW, ESSEX, CM18 7ES	£352,000	14/01/2022	Semi-detached
135 RUNDELLS, HARLOW, ESSEX, CM18 7HE	£313,000	15/10/2021	Semi-detached

Area average: £411,786 (14 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.8%

10y growth 46.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Harlow. Series: Semi-detached. As of May 2026.

1y (index) 3.3%

5y (index) 16.5%

10y (index) 28.2%

Rental Range

Estimated market rent for Harlow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,365/mo

Realistic £1,517/mo

Optimistic £1,669/mo

Based on Local Authority from postcode lookup → Harlow.

LHA (30th percentile) floor for Harlow & Stortford: £1,207/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CM18 7EP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	The Readings	0.1 miles
Bus stop	Riddings Lane	0.1 miles
Shop	Spar	0.3 miles
Shop	Co-op Food	0.5 miles
Train station	Harlow Town	2.3 miles
Train station	Harlow Mill	2.9 miles
Hospital	Jacob's Neuro Centre	4.1 miles
Hospital	Suttons Manor Hospital	6.9 miles

Street-level crime

Category	Count
Violence and sexual offences	127
Anti-social behaviour	46
Shoplifting	22
Public order	20
Criminal damage and arson	17
Other theft	17
Vehicle crime	17
Burglary	13
Drugs	7
Bicycle theft	4
Other crime	4
Possession of weapons	1
Robbery	1
Total incidents	296

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Latton Green Primary Academy	Primary	0.1 miles	Good — 11 Dec 2017
The Greenwell Academy	Other	0.2 miles	— (No rating)
Beckmead Moundwood Academy	Other	0.2 miles	— (Inspected (no overall grade))
Pear Tree Mead Academy	Primary	0.4 miles	Good — 4 Oct 2011
William Martin Church of England Infant and Nursery School	Primary	0.5 miles	Good — 2 Nov 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Monksbury, CM18	£2,000/mo	3	0.26 miles	OpenRent
3 Bed Detached House, Commonside Road, CM18	£1,200/mo	3	0.38 miles	OpenRent
3 Bed Terraced House, Abbotsweld, CM18	£1,850/mo	3	0.66 miles	OpenRent
3 Bed Bungalow, Charters Cross, CM18	£1,750/mo	3	0.73 miles	OpenRent

Average rent: £1,700/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £225,000

Target investor price (1%) £180,000

Gross yield 4.8%

Cost-to-rent ratio 20.8×

Monthly cashflow £-177/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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