Sold STC Terraced

89 ACTON STREET

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 6NU

3 beds 1 baths 872 sq ft Listed 14 Jul 2026 (-6d)

£95,000

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Front

Front Lounge Kitchen Kitchen Bathroom Master bedroom Master bedroom Bedroom two Bedroom three Rear

/ 10

Property details

Tenure

FREEHOLD

Floor area

81 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£14,000 Mar 1996

Price per m²

£1,173/m²

Local average

£101,707 (-6.6%)

Deprivation

Decile 2 (6,114 of 33,755)

Street crime

453 incidents within 1 mile (May 2026)

Key features

  • NO UPWARD CHAIN
  • PRE-LET AT £650PCM
  • Three bedrooms
  • Entrance hallway
  • Two reception rooms
  • Fitted kitchen
  • Family bathroom
  • Double glazing
  • Gas central heating
  • Same tenants since 2017

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

PRE-LET INVESTMENT GENERATING £650PCM- Tenanted since 2017 is this well-presented three bedroom terraced house situated in the popular area of Birches Head. The property, which offers a strong yield for its future owner, briefly comprises of; entrance hallway, dining room, lounge, kitchen, lobby, bathroom and three first floor bedrooms.
Externally, the property benefits from an enclosed rear yard with gated access to the rear.
Local area
Birches Head is a popular and established area within Stoke-on-Trent, renowned for its convenience with ease of access to local amenities and Hanley Town Centre.
EPC Rating: D

Listed by

Stoke-On-Trent

The Property Franchise Group

Reference: 90865377

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 20/04/2026

Expiry date: 19/04/2036

Current heating cost: £1,035/year

Potential heating cost: £740/year

Est. upgrade cost to C: £31,485

Recommendations

  • 50 mm internal or external wall insulation (£7,500 - £11,000)
  • Floor insulation (solid floor) (£5,000 - £10,000)
  • Upgrade heating controls (£220 - £250)
  • Solar water heating (£4,000 - £7,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

All

Price history

Event Date Price % change
Listed for sale — £95,000 +578.6%
Sold 06/03/1996 (30 years ago) £14,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
74 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LQ £150,000 08/01/2026 Terraced
11 STEDMAN STREET, STOKE-ON-TRENT, ST1 2LR £113,000 05/01/2026 Terraced
91 CAMPBELL TERRACE, STOKE-ON-TRENT, ST1 6LR £115,000 19/12/2025 Terraced
38 CHORLTON ROAD, STOKE-ON-TRENT, ST1 6NG £87,500 15/12/2025 Terraced
106 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NJ £85,000 05/12/2025 Terraced
140 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN £164,000 04/12/2025 Terraced
113 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LL £75,000 22/08/2025 Terraced
138 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN £135,000 26/06/2025 Terraced
94 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LJ £160,000 12/06/2025 Terraced
58 MOSTON STREET, STOKE-ON-TRENT, ST1 2LT £44,000 28/03/2025 Terraced
54 CAMPBELL TERRACE, STOKE-ON-TRENT, ST1 6LS £100,000 14/06/2024 Terraced
144 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN £140,000 12/06/2024 Terraced
22 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NR £81,000 18/12/2023 Terraced
137 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6ND £105,000 15/12/2023 Terraced
100 OAK STREET, STOKE-ON-TRENT, ST1 2NB £76,500 05/12/2023 Terraced
53 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP £115,000 29/11/2023 Terraced
54 OAK STREET, STOKE-ON-TRENT, ST1 2NB £82,000 02/11/2023 Terraced
46 BRADFORD TERRACE, STOKE-ON-TRENT, ST1 6LY £102,000 30/10/2023 Terraced
141 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6ND £130,000 20/10/2023 Terraced
2 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LW £100,000 02/10/2023 Terraced

Area average: £108,000 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2.2%
10y growth 20.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%
5y (index) 25.7%
10y (index) 63.3%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo
Realistic £709/mo
Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST1 6NU

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Hammersley Street 0.1 miles
Bus stop Lockett Street 0.1 miles
Shop Beverley's News 0.6 miles
Shop Exodos 0.7 miles
Hospital Haywood Hospital Walk-in Centre 1.7 miles
Train station Stoke-on-Trent 2.0 miles
Train station Longport 2.1 miles
Hospital Royal Stoke University Hospital 3.0 miles
University Keele University 5.0 miles
University Buxton & Leek College 7.7 miles

Street-level crime

Category Count
Violence and sexual offences 153
Anti-social behaviour 92
Public order 39
Criminal damage and arson 32
Shoplifting 32
Other theft 31
Drugs 18
Burglary 15
Possession of weapons 11
Robbery 8
Vehicle crime 8
Other crime 7
Bicycle theft 4
Theft from the person 3
Total incidents 453

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Hamilton Academy Primary 0.1 miles Good — 23 Oct 2014
St George and St Martin's Catholic Academy Primary 0.2 miles Good — 29 May 2015
Grove Academy Primary 0.3 miles Good — 15 Jul 2024
Sneyd Academy Primary 0.4 miles Good — 1 Aug 2023
Northwood Broom Academy Primary 0.5 miles Good — 4 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Milton Road, Sneyd Green, Stoke-on-Trent, ST1 £800/mo 3 0.59 miles Rightmove
Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1 £525/mo — 0.78 miles Rightmove
The Webberley, Stoke-On-Trent, ST1 £620/mo — 0.8 miles Rightmove
Tontine Street, Stoke-On-Trent, ST1 £600/mo — 0.83 miles Rightmove
Stafford Street, Stoke-on-Trent, ST1 £575/mo — 0.85 miles Rightmove
Denbigh Street, Hanley £875/mo 3 0.89 miles Rightmove
Shaw Street, Stoke-On-Trent, ST1 £895/mo 3 0.96 miles Rightmove
Clayworks, Hanley £825/mo — 1.06 miles Rightmove
Clayworks, Hanley £875/mo — 1.06 miles Rightmove
Clayworks, Hanley £825/mo — 1.06 miles Rightmove
Clayworks, Hanley £895/mo — 1.06 miles Rightmove
Clayworks, Hanley £875/mo — 1.06 miles Rightmove
Waterlily Close, Stoke-on-Trent, Staffordshire, ST1 £1,100/mo 3 1.7 miles Rightmove

Average rent: £791/mo (13 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.87%
Max investor price (0.8%) £103,125
Target investor price (1%) £82,500
Gross yield 10.4%
Cost-to-rent ratio 9.6×
Monthly cashflow £343/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 15%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).