# 2 bedroom terraced house for sale (LA14 2PZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 36 EARLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 2PZ |
| Price | £59,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 73 m² |
| Last sold | £59,950 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 27/01/2035
- **Current heating cost:** £1,124/year
- **Est. upgrade cost to C:** £17,685

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- D (£80 - £120)
- E (£10)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2838-3490-2125-5671)

## Description

This terraced home is going to appeal to buyers searching for a property than can be improved and upgraded. The accommodation is nicely laid out and includes two separate reception rooms, kitchen and ground floor wet room. There are also two double bedrooms to the first floor. The walled yard is covered and has gated access to the rear. The property also features a gas-fired central heating system, some double glazing and also the distinct benefit of no upper chain.

**Location**

What3Words///locate.laws.called

**Description**

This mid-terrace property is situated in a popular part of the town that is convenient for Barrow's largest employer, BAE Systems making this property a potential long term investment opportunity for letting.

The entrance vestibule leads into the first of two reception areas where there is a fireplace to the front of the chimney breast with an inset gas fire, storage to the alcove alongside the window and open access onto the central stairwell that has a useful storage cupboard beneath and is accessed from the adjacent lounge.

The lounge is a comfortable size room that also features a fire place to the front of the chimney breast with a display mantle and a low-level hearth. There is access into the kitchen which is laid out in a double sided galley style arrangement. The cabinets have a traditional stained wood finish to the panelled doors with a tiled worktop. There is a gas point for a freestanding cooker, a single drainer sink, plumbing for a washing machine and space for a clothes dryer. 

The small rear lobby that separates the kitchen from the wet room has an external door leading into the yard and also sufficient floor space for an upright fridge freezer.

The wet room has a modern suite comprising; a WC and a wall mounted semi-pedestal hand basin.

There is stepped access from the top of the stairs into each of the respective double bedrooms. The front bedroom has a built-in cupboard over the staircase and an open fronted gas fire to the front of the chimney breast. The second bedroom has a fitted double cupboard that houses a modern Ideal Logic boiler.

**Tenure**

Freehold

**Services**

Mains gas, electricity, water and drainage.

## Property Photos

- ![Photo](/listings/photos/157942133/438555)
- ![Photo](/listings/photos/157942133/438556)
- ![Photo](/listings/photos/157942133/438557)
- ![Photo](/listings/photos/157942133/438558)
- ![Photo](/listings/photos/157942133/438559)
- ![Photo](/listings/photos/157942133/438560)
- ![Photo](/listings/photos/157942133/438561)
- ![Photo](/listings/photos/157942133/438562)
- ![Photo](/listings/photos/157942133/438563)
- ![Photo](/listings/photos/157942133/438564)
- ![Photo](/listings/photos/157942133/438565)

## Floorplans

- ![Floorplan 1](/listings/photos/157942133/438566) - Floorplan 1
- ![Floorplan 2](/listings/photos/157942133/438567) - Floorplan 2
- ![Floorplan 3](/listings/photos/157942133/438570) - Floorplan 3

## EPC Graphs

- ![EPC 1](/listings/photos/157942133/438571) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 EARLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2PZ | £59,950 | 04/07/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 CAMERON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2PY | £84,000 | 17/11/2025 | Terraced |
| 28 STEWART STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QB | £115,000 | 14/04/2025 | Terraced |
| [Same street] 8 EARLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2PZ | £60,000 | 20/06/2023 | Terraced |
| 3 STEWART STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QB | £90,000 | 21/04/2023 | Terraced |
| 10 STEWART STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QB | £65,000 | 17/02/2023 | Terraced |
| 30 CAMERON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2PY | £75,000 | 13/12/2022 | Terraced |
| 3 IVY AVENUE, BARROW-IN-FURNESS, CUMBRIA, LA14 2PU | £65,000 | 17/11/2022 | Terraced |
| 46 CAMERON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PY | £80,000 | 20/10/2022 | Terraced |
| 2 STEWART STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QB | £70,000 | 30/09/2022 | Terraced |
| 44 CAMERON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PY | £63,500 | 16/09/2022 | Terraced |
| 21 STEWART STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QB | £42,500 | 15/09/2022 | Terraced |
| 18 STEWART STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QB | £65,000 | 19/08/2022 | Terraced |
| [Same street] 32 EARLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PZ | £56,000 | 22/07/2022 | Terraced |
| 94 FERRY ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2PR | £63,000 | 14/04/2022 | Terraced |
| 4 FERRY ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 2QQ | £36,000 | 01/04/2022 | Terraced |
| [Same street] 11 EARLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PZ | £67,500 | 06/03/2022 | Terraced |
| 3 STEWART STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QB | £44,000 | 18/02/2022 | Terraced |
| 35 CAMERON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PY | £59,000 | 27/01/2022 | Terraced |
| 6 BURNABY STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2QD | £60,405 | 10/01/2022 | Terraced |
| [Same street] 38 EARLE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PZ | £65,000 | 15/09/2021 | Terraced |
| 36 CAMERON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PY | £43,000 | 01/09/2021 | Terraced |
| 27 STANLEY ROAD, BARROW-IN-FURNESS, CUMBRIA, LA14 2PT | £85,000 | 26/08/2021 | Terraced |
| 12 CAMERON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2PY | £55,000 | 20/08/2021 | Terraced |

**Street average:** £62,125 (4 sales)
**Area average:** £66,337 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £114,012 (105 Terraced, LA14, 2024–2026)
- **Deviation:** -47.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Egerton Court, LA14 | £595/mo | 2 | 0.44 miles | OpenRent |
| 2 Bed Flat, Waterview Apartments, LA14 | £900/mo | 2 | 0.45 miles | OpenRent |
| [Liverpool Street, Walney, Barrow In Furness](http://87.117.209.195:8080/listings/54fd962) | £850/mo | 2 | 0.62 miles | Rightmove |

**Average rent: £782/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 1.42% (strong)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 17%
- **Cost-to-rent:** 5.9×
- **Monthly cashflow:** £504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 34.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £821/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.2%
- **10y growth:** 7.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)