# 2 bedroom semi-detached house for sale (CM23 4DY) ## Property Details | Key | Value | |-----|-------| | Address | 13 HIPKINS, BISHOP'S STORTFORD, HERTFORDSHIRE CM23 4DY | | Price | £360,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | D | | Last sold | £360,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 02/12/2035 - **Current heating cost:** £560/year - **Est. upgrade cost to C:** £16,500 ### Recommendations - W2 (£5,000 - £10,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0675-3957-7202-7065-1204) ## Description Beautifully presented, two bedroom semi detached family home, tucked away in a cul-de-sac in the popular Thorley Park area of Bishop's Stortford close to local amenities and schooling. Internal accommodation has been extensively refurbished by the current owners and now comprises entrance hallway with stairs to upper floor, spacious lounge with bay window to front and a luxury fitted kitchen/breakfast room with doors to the rear garden. On the first floor there are two bedrooms with a refitted family bathroom. Externally, there are low maintenance gardens to front and rear with side pedestrian access, which have both been laid to artificial lawn, a single garage and parking to the side and front. Council Tax Band D & EPC Band C **IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are travelling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short term accommodation. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. BUYERS INFORMATION To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers and ID. There is a nominal charge of £80 inc VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to advertise a property or issue a memorandum of sale until the checks are complete. REFERRAL FEES We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Intercounty. IBS250747/5 ## Property Photos - ![Picture No. 17](/listings/photos/169997048/1120045) - Picture No. 17 - ![Picture No. 03](/listings/photos/169997048/1120046) - Picture No. 03 - ![Picture No. 16](/listings/photos/169997048/1120047) - Picture No. 16 - ![Picture No. 05](/listings/photos/169997048/1120048) - Picture No. 05 - ![Picture No. 06](/listings/photos/169997048/1120049) - Picture No. 06 - ![Picture No. 04](/listings/photos/169997048/1120050) - Picture No. 04 - ![Picture No. 07](/listings/photos/169997048/1120051) - Picture No. 07 - ![Picture No. 01](/listings/photos/169997048/1120052) - Picture No. 01 - ![Picture No. 13](/listings/photos/169997048/1120053) - Picture No. 13 - ![Picture No. 08](/listings/photos/169997048/1120054) - Picture No. 08 - ![Picture No. 09](/listings/photos/169997048/1120055) - Picture No. 09 - ![Picture No. 11](/listings/photos/169997048/1120056) - Picture No. 11 - ![Picture No. 10](/listings/photos/169997048/1120057) - Picture No. 10 - ![Picture No. 12](/listings/photos/169997048/1120058) - Picture No. 12 - ![Picture No. 15](/listings/photos/169997048/1120059) - Picture No. 15 - ![Picture No. 18](/listings/photos/169997048/1120060) - Picture No. 18 ## Floorplans - ![Picture No. 19](/listings/photos/169997048/1120061) - Picture No. 19 ## EPC Graphs - ![EPC Rating Graph](/listings/photos/169997048/1120062) - EPC Rating Graph ## FENSA Certificates This property has 3 FENSA certificate(s) on record. ### FENSA Certificate #12887959 - **Address:** 13 Hipkins, BISHOP'S STORTFORD, CM23 4DY - **Certificate Issued:** 21/05/2018 - **Work Completed:** 20/03/2018 - **Items:** 2 window(s), 2 door(s) ### FENSA Certificate #15721147 - **Address:** 13 Hipkins, BISHOP'S STORTFORD, CM23 4DY - **Certificate Issued:** 16/04/2023 - **Work Completed:** 06/04/2023 - **Items:** 3 window(s) ### FENSA Certificate #16710214 - **Address:** 13 HIPKINS, BISHOPS STORTFORD, CM23 4DY - **Certificate Issued:** 09/03/2025 - **Work Completed:** 23/05/2022 - **Items:** 3 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 13 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £360,000 | 27/02/2026 | Semi-detached | | 13 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £299,500 | 13/11/2017 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 32 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £355,000 | 16/12/2025 | Semi-detached | | 73 HONEYBOURNE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4ED | £375,000 | 12/12/2025 | Semi-detached | | [Same street] 18 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £420,000 | 04/12/2023 | Semi-detached | | 31 THE MEADOWS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4HD | £385,000 | 20/12/2022 | Semi-detached | | 10 APPLETON FIELDS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DP | £425,000 | 14/12/2022 | Semi-detached | | 38 WINCHESTER CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JG | £550,000 | 08/12/2022 | Semi-detached | | 46 ELMBROOK DRIVE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JB | £556,000 | 01/11/2022 | Semi-detached | | 67 THE MEADOWS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4HD | £396,000 | 21/10/2022 | Semi-detached | | [Same street] 41 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £445,000 | 13/10/2022 | Semi-detached | | 100 HONEYBOURNE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4EF | £510,000 | 30/09/2022 | Semi-detached | | 4 THE MEADOWS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4HD | £440,000 | 11/08/2022 | Semi-detached | | 7 HONEYBOURNE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4EF | £425,000 | 28/07/2022 | Semi-detached | | 19 IRVING CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JR | £382,000 | 18/07/2022 | Semi-detached | | 36 ELMBROOK DRIVE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JB | £340,000 | 24/06/2022 | Semi-detached | | [Same street] 7 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £390,000 | 15/06/2022 | Terraced | | 25 BARLEY HILLS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DS | £400,000 | 13/05/2022 | Semi-detached | | 20 IRVING CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JR | £425,000 | 21/04/2022 | Semi-detached | | 15 IRVING CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JR | £475,000 | 20/04/2022 | Semi-detached | | 46 IRVING CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JR | £355,000 | 31/03/2022 | Semi-detached | | 65 WINCHESTER CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JQ | £525,000 | 24/02/2022 | Semi-detached | | 67 ABBOTTS WAY, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4JF | £535,000 | 11/01/2022 | Semi-detached | | 56 THE MEADOWS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4HD | £335,000 | 11/01/2022 | Semi-detached | | 23A ASHDALE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4EA | £345,000 | 03/12/2021 | Semi-detached | | [Same street] 14 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £363,000 | 26/11/2021 | Semi-detached | | [Same street] 31 HIPKINS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DY | £308,000 | 17/11/2021 | Terraced | | 17 BARLEY HILLS, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 4DS | £435,000 | 26/08/2021 | Semi-detached | **Street average:** £380,167 (6 sales) **Area average:** £430,700 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £516,446 (35 Semi-detached, CM23, 2024–2026) - **Deviation:** -30.3% ## Rental Range *ONS Price Index of Private Rents (East Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,353/mo - **Realistic:** £1,503/mo - **Optimistic:** £1,653/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,022/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Hugh Villas, CM23 | £1,750/mo | 2 | 0.79 miles | OpenRent | **Average rent: £1,750/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.49% (weak for cashflow) - **Max investor price (0.8%):** £218,750 - **Target investor price (1%):** £175,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,750/mo).* - **Gross yield:** 5.8% - **Cost-to-rent:** 17.1× - **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £6,545/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -1.1% - **10y growth:** 18.2% ## House Price Index (HM Land Registry) *Official index for East Hertfordshire; Semi-detached series; as of April 2026.* - **1y growth (index):** 5.8% - **5y growth (index):** 16% - **10y growth (index):** 30.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)