# 1 bedroom flat for sale (BS2 0FE)

## Property Details

| Key | Value |
|-----|-------|
| Address | Ratcliffe Court, Chimney Steps, Bristol, BS2 0FE |
| Price | £205,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £205,000 |

## Description

A well presented first floor flat in this ever popular development close to Temple Meads and the City Centre.

**Overview**

Modern apartment situated in Temple Quay, just a short walk to the popular shopping centre Cabot Circus and Bristol Temple Meads train station.

This property has a spacious kitchen/living room, generous double bedroom and modern bathroom. It also offers a large communal roof terrace, residence only gym, lift and is set within the residents' parking zone.

Its perfect for a first time buyer trying to get on to the property ladder or an investor. Sold with no onward chain.

**Location**

Temple Quay is an area of central Bristol between Bristol Harbour and Bristol Temple Meads. Since 2012 it has been part of the Bristol Temple Quarter Enterprise Zone. Properties here are flats in large developments.

The location is right in the centre of Bristol, so there's plenty to keep you busy. Temple Quay is next to Bristol’s main station, Temple Meads, allowing you to travel easily all over Bristol and beyond by train. The A4044 runs past Temple Quay as well, giving easy access by road.

**Material information (provided by owner)** 

Leasehold: 150 years from 2009. Service charge: £76.96 pcm. Ground rent: £307.42 per annum. Council tax band: B.

## Property Photos

- ![C&A](/listings/photos/142257914/1548812) - C&A
- ![Photo 6](/listings/photos/142257914/1548813) - Photo 6
- ![Photo 7](/listings/photos/142257914/1548814) - Photo 7
- ![Photo 1](/listings/photos/142257914/1548815) - Photo 1
- ![Photo 3](/listings/photos/142257914/1548816) - Photo 3
- ![Photo 10](/listings/photos/142257914/1548817) - Photo 10
- ![125 Ratcliffe Lounge](/listings/photos/142257914/1548818) - 125 Ratcliffe Lounge
- ![Photo 4](/listings/photos/142257914/1548819) - Photo 4

## Floorplans

- ![125RatcliffeCourt-High (1)](/listings/photos/142257914/1548820) - 125RatcliffeCourt-High (1)

## EPC Graphs

- ![125 Ratcliffe Court EPC](/listings/photos/142257914/1548821) - 125 Ratcliffe Court EPC
- ![EE](/listings/photos/142257914/1548822) - EE

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE ATRIUM, 17 ANVIL STREET, BRISTOL, CITY OF BRISTOL, BS2 0QQ | £190,000 | 31/07/2025 | Flat |
| CROWN & ANCHOR HOUSE FLAT 3 SWEETMAN PLACE, BRISTOL, CITY OF BRISTOL, BS2 0HY | £185,000 | 04/07/2025 | Flat |
| CROWN & ANCHOR HOUSE FLAT 30 SWEETMAN PLACE, BRISTOL, CITY OF BRISTOL, BS2 0HY | £210,000 | 24/11/2023 | Flat |
| RATCLIFFE COURT 127 CHIMNEY STEPS, BRISTOL, CITY OF BRISTOL, BS2 0FE | £202,000 | 30/10/2023 | Flat |
| THE ATRIUM, 12 ANVIL STREET, BRISTOL, CITY OF BRISTOL, BS2 0QQ | £201,000 | 27/10/2023 | Flat |
| CROWN & ANCHOR HOUSE FLAT 123 NEW KINGSLEY ROAD, BRISTOL, CITY OF BRISTOL, BS2 0GZ | £283,500 | 26/10/2023 | Flat |
| THE QUADRANT FLAT 20 BARLEYFIELDS, BRISTOL, CITY OF BRISTOL, BS2 0NA | £265,000 | 13/10/2023 | Flat |
| CITY SPACE FLAT 2 BARTON VALE, BRISTOL, CITY OF BRISTOL, BS2 0LJ | £199,950 | 18/08/2023 | Flat |
| THE EYE 18 GLASS WHARF, BRISTOL, CITY OF BRISTOL, BS2 0DW | £165,000 | 14/12/2022 | Flat |
| THE EYE 71 GLASS WHARF, BRISTOL, CITY OF BRISTOL, BS2 0DW | £170,000 | 03/11/2022 | Flat |
| RATCLIFFE COURT 4 SWEETMAN PLACE, BRISTOL, CITY OF BRISTOL, BS2 0FB | £200,000 | 24/06/2022 | Flat |
| THE EYE 31 GLASS WHARF, BRISTOL, CITY OF BRISTOL, BS2 0DW | £232,500 | 18/05/2022 | Flat |
| THE EYE 32 GLASS WHARF, BRISTOL, CITY OF BRISTOL, BS2 0DW | £230,000 | 05/05/2022 | Flat |
| ATLAS COURT FLAT 7 BARTON ROAD, BRISTOL, CITY OF BRISTOL, BS2 0LF | £270,000 | 05/11/2021 | Flat |
| TEMPLE COURT FLAT 6 BARTON ROAD, BRISTOL, CITY OF BRISTOL, BS2 0LF | £325,000 | 24/09/2021 | Flat |
| TAURUS HOUSE APARTMENT 10 UNION ROAD, BRISTOL, CITY OF BRISTOL, BS2 0FN | £200,000 | 27/08/2021 | Flat |
| CITY SPACE FLAT 18 BARTON VALE, BRISTOL, CITY OF BRISTOL, BS2 0LJ | £240,000 | 23/08/2021 | Flat |

**Area average:** £221,703 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £241,476 (21 Flat, BS2, 2024–2026)
- **Deviation:** -15.1%

## Rental Range

*ONS Price Index of Private Rents (Bristol, City of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,695/mo
- **Realistic:** £1,883/mo
- **Optimistic:** £2,071/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Gloucester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, The Old Drill Hall, BS2 | £1,450/mo | 1 | 0.3 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £473/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.9%
- **10y growth:** 8.6%

## House Price Index (HM Land Registry)

*Official index for City of Bristol; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 5.5%
- **10y growth (index):** 27.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)