Sold STC Retirement Property

FLAT 5

EMERALD COURT, 960A, ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS B8 2LS

2 beds 50 m² Listed 3 Jun 2014 (-4465d)

£59,950

Guide Price

Reduced on 18 Oct 2014

Save

# 2 bedroom retirement property for sale (B8 2LS)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 5, EMERALD COURT, 960A, ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS B8 2LS |
| Price | £59,950 |
| Bedrooms | 2 |
| Last sold | £55,000 Mar 2026 |

## Description

A ground floor 2 bedroom warden controlled flat. Electric heating and majority double glazed windows. The service charge which includes ground rent is approximately £123.35 per calendar month.

Emerald Court is a small cul de sac of purpose built retirement flats located off the main Alum Rock Road (number 960a).

The cul de sac has a security car park and ample parking space to the front, with the flats located behind neat lawned foregardens with full length pathway approach.

5 Emerald Court is built of traditional two storey brick construction and is surmounted by a pitched tiled roof (with the accommodation all on the ground floor).

The property is leasehold for a term 99 years (less 1 day) from 27th March 1986.

The Service Charge which includes Ground Rent and Buildings

Insurance is approximately £123.35 per

calendar month.

**The Accommodation Briefly Comprises** -

**On The Ground Floor** -

**Hardwood Front Door Porch Entrance** - Front door leading to

**Lounge (Front)** - 15'2  X  11'3 (4.62m X 3.43m) - Electric night storage heater.

UPVC double glazed window.

**Kitchen (Front)** - 12'9  X  6'4 (3.89m X 1.93m) - Single drainer stainless steel sink unit with double door base unit below.

Further double door base unit.

Three double door and a single door wall unit.

Plumbing for automatic washing machine.

Electric cooker point.,

UPVC double glazed window.

**Inner Hallway** - With electric radiator.

Off is an understairs store and a separate airing cupboard housing the lagged hot copper cylinder water tank.

**Bedroom 1 (Rear)** - 15'1  X  9'2 (4.60m X 2.79m) - Two double door built in wardrobes.

Electric night storage heater.

UPVC double glazed window.

**Bedroom 2 (Rear)** - 9'7  X  6'7 (2.92m X 2.01m) - Electric radiator.

UPVC double glazed door and window.

**Bathroom                                                                                             7'6  X  5'3** - Having an avocado green bathroom suite comprising panelled in bath, wash hand basin, low flush w.c.

Hardwood framed double glazed window.

**Outside** - Communal gardens.

Mains drainage, electricity and water are connected together with electric  heating and telephone, subject to BT / Cable Regulations

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

## Property Photos

- ![Photo](/listings/photos/30688383/1666634)
- ![Photo](/listings/photos/30688383/1666635)
- ![Photo](/listings/photos/30688383/1666636)
- ![Photo](/listings/photos/30688383/1666637)

## EPC Graphs

- ![EPC 1](/listings/photos/30688383/1666638) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16755944
- **Address:** 960, Alum Rock Road, B8 2LS
- **Certificate Issued:** 17/04/2025
- **Work Completed:** 24/03/2025
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| EMERALD COURT, 960A FLAT 5 ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2LS | £55,000 | 27/03/2026 | Flat |
| EMERALD COURT, 960A FLAT 5 ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2LS | £55,000 | 06/02/2015 | Flat |
| EMERALD COURT, 960A FLAT 5 ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2LS | £19,966 | 08/12/1995 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1001 ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2LY | £175,000 | 08/07/2025 | Other |
| 892 WASHWOOD HEATH ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2NB | £60,000 | 26/08/2022 | Other |
| 838 - 838A WASHWOOD HEATH ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2NL | £475,000 | 09/12/2021 | Other |

**Area average:** £236,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £362,786 (7 Other, B8, 2024–2026)
- **Deviation:** -83.5%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £981/mo
- **Realistic:** £1,090/mo
- **Optimistic:** £1,199/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Webbcroft Road, B33 | £1,250/mo | 2 | 0.99 miles | OpenRent |
| 2 Bed Flat, Flaxley Close, B33 | £1,250/mo | 2 | 0.99 miles | OpenRent |

**Average rent: £1,250/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 2.09% (strong)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 25%
- **Cost-to-rent:** 4×
- **Monthly cashflow:** £864/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 59.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** 618.6%

## House Price Index (HM Land Registry)

*Official index for Birmingham; All dwelling types series; as of May 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 14.7%
- **10y growth (index):** 51%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

50 m²

Last sold

£55,000 Mar 2026

Local average

£362,786 (-83.5%)

Deprivation

Decile 1 (3,136 of 33,755)

Street crime

665 incidents within 1 mile (Jun 2026)

Additional details

Parking: Yes

Description

A ground floor 2 bedroom warden controlled flat. Electric heating and majority double glazed windows. The service charge which includes ground rent is approximately £123.35 per calendar month.

Emerald Court is a small cul de sac of purpose built retirement flats located off the main Alum Rock Road (number 960a).

The cul de sac has a security car park and ample parking space to the front, with the flats located behind neat lawned foregardens with full length pathway approach.

5 Emerald Court is built of traditional two storey brick construction and is surmounted by a pitched tiled roof (with the accommodation all on the ground floor).

The property is leasehold for a term 99 years (less 1 day) from 27th March 1986.
The Service Charge which includes Ground Rent and Buildings
Insurance is approximately £123.35 per
calendar month.

The Accommodation Briefly Comprises -

On The Ground Floor -

Hardwood Front Door Porch Entrance - Front door leading to

Lounge (Front) - 15'2 X 11'3 (4.62m X 3.43m) - Electric night storage heater.
UPVC double glazed window.

Kitchen (Front) - 12'9 X 6'4 (3.89m X 1.93m) - Single drainer stainless steel sink unit with double door base unit below.
Further double door base unit.
Three double door and a single door wall unit.
Plumbing for automatic washing machine.
Electric cooker point.,
UPVC double glazed window.

Inner Hallway - With electric radiator.
Off is an understairs store and a separate airing cupboard housing the lagged hot copper cylinder water tank.

Bedroom 1 (Rear) - 15'1 X 9'2 (4.60m X 2.79m) - Two double door built in wardrobes.
Electric night storage heater.
UPVC double glazed window.

Bedroom 2 (Rear) - 9'7 X 6'7 (2.92m X 2.01m) - Electric radiator.
UPVC double glazed door and window.

Bathroom 7'6 X 5'3 - Having an avocado green bathroom suite comprising panelled in bath, wash hand basin, low flush w.c.
Hardwood framed double glazed window.

Outside - Communal gardens.

Mains drainage, electricity and water are connected together with electric heating and telephone, subject to BT / Cable Regulations

You may download, store and use the material for your own personal use and research. You may not republish, retransmit, redistribute or otherwise make the material available to any party or make the same available on any website, online service or bulletin board of your own or of any other party or make the same available in hard copy or in any other media without the website owner's express prior written consent. The website owner's copyright must remain on all reproductions of material taken from this website.

Listed by

Birmingham Hodge Hill

Alex Smith & Co

Reference: 30688383

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16755944 Recent

Property Details

Street: 960

Town: Alum Rock Road

Postcode: B8 2LS

Installation Details

Items: 7 windows

Certificate Issued: 17/04/2025

Work Completed: 24/03/2025

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

175% since 1995

Event	Date	Price	% change
Sold	27/03/2026 (4 months ago)	£55,000	0%
Sold	06/02/2015 (11 years ago)	£55,000	+175.5%
Sold	08/12/1995 (30 years ago)	£19,966	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1001 ALUM ROCK ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2LY	£175,000	08/07/2025	Other
892 WASHWOOD HEATH ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2NB	£60,000	26/08/2022	Other
838 - 838A WASHWOOD HEATH ROAD, BIRMINGHAM, WEST MIDLANDS, B8 2NL	£475,000	09/12/2021	Other

Area average: £236,667 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

10y growth 618.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: All dwelling types. As of May 2026.

1y (index) -0.2%

5y (index) 14.7%

10y (index) 51%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £981/mo

Realistic £1,090/mo

Optimistic £1,199/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View B8 2LS

Address

960 Alum Rock Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Washwood Heath Rd / Twyford Rd	0.1 miles
Bus stop	Alum Rock Rd / The Ward End	0.1 miles
Shop	Autopoint	0.2 miles
Shop	AMC Autos	0.2 miles
Train station	Stechford	0.7 miles
Train station	Adderley Park	1.5 miles
University	BIMM University Birmingham	2.8 miles
Hospital	Brian Oliver Centre	3.6 miles
University	University of Birmingham School of Dentistry	4.8 miles
Hospital	Sir Robert Peel Community Hospital	9.8 miles

Street-level crime

Category	Count
Violence and sexual offences	262
Shoplifting	97
Vehicle crime	51
Criminal damage and arson	49
Public order	45
Other theft	36
Anti-social behaviour	35
Possession of weapons	24
Drugs	22
Burglary	18
Robbery	11
Other crime	9
Theft from the person	5
Bicycle theft	1
Total incidents	665

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Washwood Heath Academy	Other	0.2 miles	Good — 12 May 2020
Thornton Primary School	Primary	0.2 miles	Good — 9 Nov 2017
Sladefield Infant School	Primary	0.4 miles	Good — 13 Feb 2023
St Cuthbert's RC Junior and Infant (NC) School	Primary	0.4 miles	Good — 22 Nov 2012
Washwood Heath Nursery School	Nursery	0.4 miles	Outstanding — 16 Dec 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Webbcroft Road, B33	£1,250/mo	2	0.99 miles	OpenRent
2 Bed Flat, Flaxley Close, B33	£1,250/mo	2	0.99 miles	OpenRent

Average rent: £1,250/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.09%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 25%

Cost-to-rent ratio 4×

Monthly cashflow £864/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 59.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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