Sold STC House

50 THE CAUSEWAY

CHATHAM, ST MARYS ISLAND, MEDWAY ME4 3SR

4 beds 3 baths 1,798 sq ft Listed 24 Jul 2023 (-1092d)

£649,000

Save

River View.jpg Exterior.jpg River View.jpg Kitchen.jpg Balcony-View.jpg Balcony View.jpg River View.jpg Kitchen.jpg Dining Area.JPG Lounge.JPG View on to Balcony.jpg Balcony.jpg Master Bedroom.jpg Bedroom 2.jpg Bathroom.jpg En-suite.jpg Garden.jpg Garden.jpg Riverside View.jpg

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Property details

Tenure

FREEHOLD

Floor area

167 m²

Council tax band

F

EPC rating

B

Last sold

£640,000 Oct 2024

Price per m²

£3,886/m²

Local average

£2,134,332 (-69.6%)

Street crime

46 incidents within 1 mile (May 2026)

Key features

  • Wonderful Waterfront Family home
  • Panoramic Views Across the River Medway
  • Superb Open Plan Ground floor Living Space
  • Fully Fitted Luxury Kitchen/Family Area 20ft x 18'10
  • Spacious Living Room 22'9 x 18'10 with Sun Terrace
  • Lovely First Floor Sun Terrace with Panoramic Views
  • Master Bedroom Suite 16'10 x 11'1 with Superb Views
  • Two En Suite Shower Rooms Plus Family Bathroom
  • Large Integral Garage and Further Parking
  • Garden with Panoramic Views Towards Upnor Castle

Additional details

Parking
Yes
Garden
Yes

Description

ANOTHER PROPERTY SOLD BY ISLAND HOMES THIS FOUR BEDROOM HOME SITS ALONGSIDE THE WATERFRONT IN A WONDERFUL LOCATION OFFERING PANORAMIC VIEWS ACROSS THE RIVER MEDWAY TOWARDS THE HISTORIC UPNOR CASTLE. 22FT X 19FT LIVING ROOM WITH LARGE BALCONY, 20FT X 19FT LUXURY KITCHEN/FAMILY ROOM/DINING ROOM. LARGE GARAGE.

This four bedroom home is situated on the waters edge of the River Medway and offers panoramic views across the water towards Upnor Castle and with a total area of 1,812sq ft.

Built by Countryside Maritime, the property offers wonderful family accommodation which is arranged over three floors, with a superb ground floor luxury kitchen/family area that measure 20ft x 18'10, fitted to the highest standard and with the most amazing views across the river, making the perfect space for entertaining. There is also a ground floor cloakroom and a wide entrance hall.

The first floor layout is a real feature of these properties, offering a superb slightly L shaped 22'9 x 18'10 living room set to the rear of the house, again with panoramic views and a lovely full width sun terrace.
This floor also provides the third bedroom 12'1 x 11'1 and one of the three bathrooms/en suites.

The master bedroom suite is situated on the top floor of the property and is another real feature of this particular design, with floor to ceiling windows offering panoramic views across the waterfront and measuring 16'10 x 11'1 with mirrored wardrobes and a luxury en suite shower room with twin wash hand basins.
There are two further bedrooms to the top floor, measuring 12' x 11'1 and 12'3 x 7'3, plus an additional luxury bathroom.

The garden as you would expect offers wonderful panoramic views across the River Medway towards the historic Upnor Castle, with the additional benefit of a larger than average integral garage and additional parking on the driveway.

Listed by

Kent

Island Homes

Reference: 137822735

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 13/06/2017

Expiry date: 12/06/2027

Current heating cost: £346/year

Potential heating cost: £348/year

Est. upgrade cost to C: £11,500

Recommendations

  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

50-The-Causeway-Floor-plan.jpg

50-The-Causeway-Floor-plan.jpg

EPC Graphs

EE Rating

EE Rating

Price history

38% since 2017

Event Date Price % change
Sold 23/10/2024 (1 year ago) £640,000 +37.6%
Sold 30/06/2017 (9 years ago) £465,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 46 THE CAUSEWAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3SR £685,000 11/07/2023 Semi-detached
Same street 58 THE CAUSEWAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3SR £710,000 06/02/2023 Semi-detached
Same street 42 THE CAUSEWAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3SR £705,000 29/07/2022 Detached
Same street 24 THE CAUSEWAY, ST MARYS ISLAND, CHATHAM, MEDWAY, ME4 3SR £274,995 27/07/2022 Flat

Street average: £593,749 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 971.2%
10y growth 623%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: All dwelling types. As of April 2026.

1y (index) 0.1%
5y (index) 14.9%
10y (index) 37%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,114/mo
Realistic £1,238/mo
Optimistic £1,362/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Bury St Edmunds: £1,296/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop St. Mary's Island, Primary School 0.2 miles
Shop Unknown 0.2 miles
Bus stop Island Way West 0.2 miles
Shop Co-op Food 0.5 miles
University Unknown 0.9 miles
Train station Fort Apache 1.7 miles
Train station Gillingham 1.7 miles
Hospital The Somerfield Hospital 9.3 miles
Hospital King's / Dartford Dialysis Unit 12.0 miles

Street-level crime

Category Count
Anti-social behaviour 12
Violence and sexual offences 12
Criminal damage and arson 3
Other crime 3
Public order 3
Shoplifting 3
Burglary 2
Other theft 2
Possession of weapons 2
Vehicle crime 2
Bicycle theft 1
Drugs 1
Total incidents 46

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Mary's Island Church of England (Aided) Primary School Primary 0.2 miles Good — 2 Apr 2014
Chattenden Primary School Primary 0.7 miles Good — 20 May 2024
Waterfront UTC Secondary 1.0 miles Good — 1 Mar 2023
The Hundred of Hoo Academy Other 1.1 miles Good — 7 Sep 2018
Wainscott Primary School Primary 1.1 miles Good — 8 May 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed End Terrace, Restharrow Way, ME4 £2,150/mo 4 0.55 miles OpenRent

Average rent: £2,150/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%
Max investor price (0.8%) £268,750
Target investor price (1%) £215,000
Gross yield 4%
Cost-to-rent ratio 25.2×
Monthly cashflow £-646/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -4.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).