For sale Semi-detached

42 BERWICK ROAD

BUXTON, DERBYSHIRE SK17 9PE

3 beds 1 baths 753 sq ft Listed 2 Apr 2026 (-76d)

£279,995

Save

# 3 bedroom semi-detached house for sale (SK17 9PE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 BERWICK ROAD, BUXTON, DERBYSHIRE SK17 9PE |
| Price | £279,995 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1976-1982 |
| Floor area | 70 m² |
| Last sold | £240,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 24/08/2032
- **Current heating cost:** £578/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9132-1728-2100-0085-9226)

## Description

**Entrance Hall** - uPVC double-glazed front entrance door and double-glazed frosted window to the side, with stairs leading to the first floor.

**Living Room** - 3.66m x 4.27m  (12 x 14 ) - uPVC double-glazed bay window to the front, radiator, open plan.

**Kitchen/Dining Area** - 2.64m x 5.26m (8'8 x 17'3) - uPVC double-glazed frosted door and two double-glazed windows. Fitted base and wall-level units with work surfaces over, 1.5 bowl stainless steel sink and drainer with mixer tap, space for a cooker, integrated dishwasher, wood-effect laminate flooring, and an understairs storage cupboard with plumbing for a washing machine. The dining area features uPVC double-glazed French doors leading to the conservatory.

**Conservatory** - 3.15m x 3.73m (10'4 x 12'3) - uPVC double-glazed door and windows, radiator, and wood-effect laminate flooring.

**Landing** - uPVC double-glazed window and loft access.

**Bedroom One** - 3.30m x 3.28m (10'10 x 10'9) - uPVC double-glazed window, radiator, and wood-effect laminate flooring.

**Bedroom Two** - 3.18m x 2.62m (10'5 x 8'7) - uPVC double-glazed window and radiator.

**Bedroom Three** - 2.06m x 2.57m (6'9 x 8'5) - uPVC double-glazed window, radiator, and wood-effect laminate flooring.

**Bathroom** - 2.34m x 1.93m (max) (7'8 x 6'4 (max)) - uPVC double-glazed frosted window, bath with wall-mounted rainfall shower over, WC with push flush, vanity washbasin with mixer tap, ladder-style radiator, built-in cupboard, part-tiled walls, and wood-effect flooring.

**Exterior** - To the front of the property is a lawned garden and a tarmacadam driveway leading down the side, with an EV charging point. To the rear is an enclosed garden with patio and lawn.

**Notes** - Tenure: Freehold

Council Tax Band: C

EPC Rating: C

What3Words Location: worked.vipers.glorified

## Property Photos

- ![Front Close Up.jpg](/listings/photos/174028517/106583) - Front Close Up.jpg
- ![Living Room (2).jpg](/listings/photos/174028517/106584) - Living Room (2).jpg
- ![Photo](/listings/photos/174028517/106585)
- ![Photo](/listings/photos/174028517/106586)
- ![WhatsApp Image 2026-04-01 at 15.22.00 (6).jpeg](/listings/photos/174028517/106587) - WhatsApp Image 2026-04-01 at 15.22.00 (6).jpeg
- ![Photo](/listings/photos/174028517/106588)
- ![Photo](/listings/photos/174028517/106589)
- ![Photo](/listings/photos/174028517/106590)
- ![WhatsApp Image 2026-04-01 at 15.22.01 (9).jpeg](/listings/photos/174028517/106591) - WhatsApp Image 2026-04-01 at 15.22.01 (9).jpeg
- ![Photo](/listings/photos/174028517/106592)
- ![Photo](/listings/photos/174028517/106593)
- ![Photo](/listings/photos/174028517/106594)
- ![Rear I.png](/listings/photos/174028517/106595) - Rear I.png
- ![Photo](/listings/photos/174028517/106596)
- ![Front (2).jpg](/listings/photos/174028517/106597) - Front (2).jpg

## Floorplans

- ![Floorplan.PNG](/listings/photos/174028517/106598) - Floorplan.PNG

## EPC Graphs

- ![EE Rating](/listings/photos/174028517/125625) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #8024031
- **Address:** 42 Berwick Road, BUXTON, SK17 9PE
- **Certificate Issued:** 14/03/2011
- **Work Completed:** 28/11/2010
- **Items:** 1 window(s)

### FENSA Certificate #2539865
- **Address:** 42 Berwick Road, BUXTON, SK17 9PE
- **Certificate Issued:** 14/03/2005
- **Work Completed:** 16/02/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE | £240,000 | 28/10/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 24 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE | £275,000 | 22/01/2026 | Semi-detached |
| 76 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP | £248,500 | 19/12/2025 | Semi-detached |
| 22 CENTRAL DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RU | £220,000 | 12/12/2025 | Semi-detached |
| 4 HEREFORD CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PH | £265,000 | 05/12/2025 | Semi-detached |
| 164 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ | £300,000 | 17/11/2025 | Semi-detached |
| 2 ASHBOURNE ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RN | £329,995 | 12/09/2025 | Semi-detached |
| 17 DORSET CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PJ | £254,600 | 22/08/2025 | Semi-detached |
| 3 CLOVER LANE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XS | £237,500 | 25/10/2024 | Semi-detached |
| 6 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP | £248,000 | 29/08/2023 | Semi-detached |
| 11 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ | £242,250 | 29/08/2023 | Semi-detached |
| 4 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP | £225,000 | 28/07/2023 | Semi-detached |
| 9 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ | £241,000 | 23/06/2023 | Semi-detached |
| 6 KENDAL CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PB | £193,000 | 30/05/2023 | Semi-detached |
| [Same street] 38 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE | £240,000 | 12/05/2023 | Semi-detached |
| 156 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ | £202,500 | 14/12/2022 | Semi-detached |
| 19 KELSONS AVENUE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RS | £253,000 | 11/11/2022 | Semi-detached |
| 19 CENTRAL DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RT | £258,000 | 04/11/2022 | Semi-detached |
| 156 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ | £208,999 | 28/10/2022 | Semi-detached |
| 25 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ | £225,000 | 28/10/2022 | Semi-detached |
| 23 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ | £225,000 | 26/10/2022 | Semi-detached |
| 11 KELSONS AVENUE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RS | £249,995 | 14/10/2022 | Semi-detached |
| 20 CAIRN DRIVE, BUXTON, CITY OF DERBY, SK17 9XP | £116,001 | 13/10/2022 | Semi-detached |
| [Same street] 30 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE | £329,975 | 26/08/2022 | Semi-detached |

**Street average:** £281,658 (3 sales)
**Area average:** £237,167 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £316,864 (40 Semi-detached, SK17, 2024–2026)
- **Deviation:** -11.6%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £813/mo
- **Realistic:** £903/mo
- **Optimistic:** £993/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peaks & Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Bennett Street, SK17 | £925/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Flat, High Street, SK17 | £850/mo | 3 | 0.83 miles | OpenRent |

**Average rent: £888/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £111,000
- **Target investor price (1%):** £88,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £888/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.3×
- **Monthly cashflow:** £-328/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.9%
- **10y growth:** 58.6%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 27.8%
- **10y growth (index):** 65.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Close Up.jpg Living Room (2).jpg Photo 3 Photo 4 WhatsApp Image 2026-04-01 at 15.22.00 (6).jpeg Photo 6 Photo 7 Photo 8 WhatsApp Image 2026-04-01 at 15.22.01 (9).jpeg Photo 10 Photo 11 Photo 12 Rear I.png Photo 14 Front (2).jpg

/ 15

Property details

Tenure

FREEHOLD

Floor area

70 m²

Council tax band

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£240,000 Oct 2022

Price per m²

£4,000/m²

Local average

£316,864 (-11.6%)

Deprivation

Decile 7 (20,404 of 33,755)

Street crime

122 incidents within 1 mile (Apr 2026)

Key features

WELL PRESENTED SEMI-DETACHED PROPERTY
THREE BEDROOMS
OFF ROAD PARKING WITH EV CHARGING POINT
ENCLOSED REAR GARDEN
POPULAR RESIDENTIAL AREA
DINING AREA LEADING TO CONSERVATORY

Additional details

Parking: Yes
Garden: Yes

Description

This well-presented semi-detached home has been updated and MODERNISED BY THE CURRENT OWNER. Internally, the property comprises an entrance hall, living room opening into a fitted kitchen and dining area with double doors leading to the conservatory. Upstairs, there are THREE BEDROOMS and a family bathroom. Externally, the property benefits from OFF ROAD PARKING with an EV charging point, and an ENCLOSED REAR GARDEN with a patio and lawn. Situated within a popular residential area, close to local schools and transport links.

Entrance Hall - uPVC double-glazed front entrance door and double-glazed frosted window to the side, with stairs leading to the first floor.

Living Room - 3.66m x 4.27m (12 x 14 ) - uPVC double-glazed bay window to the front, radiator, open plan.

Kitchen/Dining Area - 2.64m x 5.26m (8'8 x 17'3) - uPVC double-glazed frosted door and two double-glazed windows. Fitted base and wall-level units with work surfaces over, 1.5 bowl stainless steel sink and drainer with mixer tap, space for a cooker, integrated dishwasher, wood-effect laminate flooring, and an understairs storage cupboard with plumbing for a washing machine. The dining area features uPVC double-glazed French doors leading to the conservatory.

Conservatory - 3.15m x 3.73m (10'4 x 12'3) - uPVC double-glazed door and windows, radiator, and wood-effect laminate flooring.

Landing - uPVC double-glazed window and loft access.

Bedroom One - 3.30m x 3.28m (10'10 x 10'9) - uPVC double-glazed window, radiator, and wood-effect laminate flooring.

Bedroom Two - 3.18m x 2.62m (10'5 x 8'7) - uPVC double-glazed window and radiator.

Bedroom Three - 2.06m x 2.57m (6'9 x 8'5) - uPVC double-glazed window, radiator, and wood-effect laminate flooring.

Bathroom - 2.34m x 1.93m (max) (7'8 x 6'4 (max)) - uPVC double-glazed frosted window, bath with wall-mounted rainfall shower over, WC with push flush, vanity washbasin with mixer tap, ladder-style radiator, built-in cupboard, part-tiled walls, and wood-effect flooring.

Exterior - To the front of the property is a lawned garden and a tarmacadam driveway leading down the side, with an EV charging point. To the rear is an enclosed garden with patio and lawn.

Notes - Tenure: Freehold
Council Tax Band: C
EPC Rating: C
What3Words Location: worked.vipers.glorified

Listed by

Buxton

Petty Real

Reference: 174028517

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 25/08/2022

Expiry date: 24/08/2032

Current heating cost: £578/year

Potential heating cost: £532/year

Est. upgrade cost to C: £14,500

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan.PNG

EPC Graphs

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8024031

Property Details

Street: 42 Berwick Road

Town: BUXTON

Postcode: SK17 9PE

Installation Details

Items: 1 window

Certificate Issued: 14/03/2011

Work Completed: 28/11/2010

This certificate data was retrieved from FENSA's database

FENSA Certificate #2539865

Property Details

Street: 42 Berwick Road

Town: BUXTON

Postcode: SK17 9PE

Installation Details

Items: 1 door

Certificate Issued: 14/03/2005

Work Completed: 16/02/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£279,995	+16.7%
Sold	28/10/2022 (3 years ago)	£240,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 24 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE	£275,000	22/01/2026	Semi-detached
76 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP	£248,500	19/12/2025	Semi-detached
22 CENTRAL DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RU	£220,000	12/12/2025	Semi-detached
4 HEREFORD CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PH	£265,000	05/12/2025	Semi-detached
164 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ	£300,000	17/11/2025	Semi-detached
2 ASHBOURNE ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RN	£329,995	12/09/2025	Semi-detached
17 DORSET CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PJ	£254,600	22/08/2025	Semi-detached
3 CLOVER LANE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XS	£237,500	25/10/2024	Semi-detached
6 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP	£248,000	29/08/2023	Semi-detached
11 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ	£242,250	29/08/2023	Semi-detached
4 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XP	£225,000	28/07/2023	Semi-detached
9 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ	£241,000	23/06/2023	Semi-detached
6 KENDAL CLOSE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PB	£193,000	30/05/2023	Semi-detached
Same street 38 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE	£240,000	12/05/2023	Semi-detached
156 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ	£202,500	14/12/2022	Semi-detached
19 KELSONS AVENUE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RS	£253,000	11/11/2022	Semi-detached
19 CENTRAL DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RT	£258,000	04/11/2022	Semi-detached
156 HARPUR HILL ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9LJ	£208,999	28/10/2022	Semi-detached
25 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ	£225,000	28/10/2022	Semi-detached
23 CAIRN DRIVE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9XQ	£225,000	26/10/2022	Semi-detached
11 KELSONS AVENUE, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9RS	£249,995	14/10/2022	Semi-detached
20 CAIRN DRIVE, BUXTON, CITY OF DERBY, SK17 9XP	£116,001	13/10/2022	Semi-detached
Same street 30 BERWICK ROAD, BUXTON, HIGH PEAK, DERBYSHIRE, SK17 9PE	£329,975	26/08/2022	Semi-detached

Street average: £281,658 (3 sales)

Area average: £237,167 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.9%

10y growth 58.6%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Semi-detached. As of March 2026.

1y (index) 3.2%

5y (index) 27.8%

10y (index) 65.3%

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £813/mo

Realistic £903/mo

Optimistic £993/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Peaks & Dales: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK17 9PE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Bus stop	Buxton, Ashbourne Road / Central Drive	0.1 miles
Shop	Pets Corner	0.2 miles
Shop	ALDI	0.3 miles
Hospital	Buxton Hospital & Corbar Birth Centre	0.3 miles
Hospital	Buxton Health Centre	0.9 miles
Train station	Buxton Miniature Railway	1.0 miles
Train station	Buxton	1.2 miles
University	University of Derby, Buxton	1.2 miles
University	Tovell Building, Buxton & Leek College	10.6 miles

Street-level crime

Category	Count
Violence and sexual offences	64
Public order	10
Shoplifting	10
Anti-social behaviour	9
Burglary	9
Criminal damage and arson	7
Other theft	6
Drugs	4
Other crime	2
Vehicle crime	1
Total incidents	122

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harpur Hill Primary School	Primary	0.2 miles	Good — 28 Apr 2019
Buxton Junior School	Primary	0.6 miles	Good — 1 Dec 2017
Buxton Community School	Secondary	0.8 miles	Good — 6 Jun 2013
Buxton Infant School	Primary	0.9 miles	Good — 30 Jan 2024
Fairfield Infant and Nursery School	Primary	1.1 miles	Good — 14 Nov 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Bennett Street, SK17	£925/mo	3	0.66 miles	OpenRent
3 Bed Flat, High Street, SK17	£850/mo	3	0.83 miles	OpenRent

Average rent: £888/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.32%

Max investor price (0.8%) £111,000

Target investor price (1%) £88,800

Gross yield 3.8%

Cost-to-rent ratio 26.3×

Monthly cashflow £-328/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure