# 2 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 OXFORD STREET, ULVERSTON, CUMBRIA LA12 0AZ |
| Price | £164,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £162,500 Jul 2019 |

## Description

**** **** A stylish traditional stone fronted mid terraced house situated in this popular and convenient location close to the town and amenities, being deceptively spacious, this traditional terrace property benefits from gas central heating, uPVC double glazing whilst the accommodation comprises of hall, through lounge/diner with focal point being the woodburning stove, modern white kitchen with integrated appliances.  To the first floor are two bedrooms and spacious four piece bathroom. To the rear of the property is an enclosed yard with outbuildings and paved seating area. Suited to a range of buyers including the first timer purchaser . Early viewing is highly recommended. 

**ENTRANCE** **VESTIBULE** **** Having paper decoration, vinyl floor covering and a further wooden door with glazed panes opens directly into the entrance hallway. 

**ENTRANCE** **HALLWAY** **** The stairs are immediately ahead of you while provides access to the first floor landing.  Within the hall there is a central heating radiator, overhead light, papered decor and  door leading into the through lounge/diner. 

**THROUGH** **LOUNGE/DINER** **10' 1" x 10' 4" (3.09m x 3.15m)** This superbly proportioned room runs the full depth of the property providing a dining area to the rear adjacent to the kitchen and a lounge area to the front. There is a cream coloured decor throughout while the room has a double glazed window to the front and French doors opening to the rear. There are two central heating radiators to each of the two areas. The lounge centres around a morso multi-fuel stove recessed into the chimney breast set on a tiled hearth and back  while having overhead lights and power points .  Open access to the dining room. 

 

**DINING** **AREA** **12' 7" x 10' 4" (3.85m x 3.15m)**  

**KITCHEN** **12' 3" x 7' 10" (3.75m x 2.40m)** The kitchen was installed in 2015 and comprises of a full range of white stylish base and wall units with long chrome handles  with a laminate style working surface incorporating an induction booster ceramic hob with drawers underneath.  Also contained within the work surfaces is a stainless steel sink unit with mixer tap over.  The integrated appliances include washing machine, Belling dishwasher integrated fridge/freezer and pull out larder drawer and Belling double oven with grill sat within a useful housing unit. The room is naturally light due to the three uPVC double glazed windows to the side elevation along with neutral decor, inset lighting, splash back tiling and power points.  This is a lovely light and bright room and has vinyl flooring covering. 

**FAMILY** **BATHROOM** **11' 11" x 7' 10" (3.65m x 2.40m)** This is a larger than average sized bathroom which has a modern fitted suite in white including  to comprise of a deep set bath, twin wash hand basins sat within a useful vanity area with  storage beneath, walk-in shower enclosure with a fixed thermostatic shower with twin heads and WC.  The shower enclosure has tiling in shades of duck egg blue with splashback tiling to the wash hand basin and bath areas.  There is a wall mounted vanity cupboard with lighting to the side, uPVC double glazed window with central heating radiator, while the room is finished with inset lighting, wall mounted heated towel rail/radiator and vinyl floor covering . There is a cupboard housing the Baxi boiler. 

**MASTER** **BEDROOM** **10' 1" x 12' 7" (3.08m x 3.85m)** A generous sized double bedroom having a range of wardrobes with two  mirror to the centre. The walls have a cream coloured finish  décor with the chimney breast in shades of aubergine  with a central heating radiator fitted beneath the uPVC fire exit  window while the room benefits from overhead light and power points.  

**BEDROOM** **TWO** **12' 11" x 7' 4" (3.94m x 2.26m)** Bedroom two is another double bedroom with neutral decor, uPVC double glazed window to the rear elevation, central heating radiator and a built-in cupboard with shelving, overhead light and power points. 

## Property Photos

- ![Photo](/listings/photos/70314973/601320)
- ![Photo](/listings/photos/70314973/601322)
- ![Photo](/listings/photos/70314973/601324)
- ![Photo](/listings/photos/70314973/601327)
- ![Photo](/listings/photos/70314973/601336)
- ![Photo](/listings/photos/70314973/601339)
- ![Photo](/listings/photos/70314973/601340)
- ![Photo](/listings/photos/70314973/601341)
- ![Photo](/listings/photos/70314973/601343)
- ![Photo](/listings/photos/70314973/601344)
- ![Photo](/listings/photos/70314973/601345)
- ![Photo](/listings/photos/70314973/601346)
- ![Photo](/listings/photos/70314973/601347)
- ![Photo](/listings/photos/70314973/601348)
- ![Photo](/listings/photos/70314973/601349)
- ![Photo](/listings/photos/70314973/601350)

## Floorplans

- ![Floorplan 1](/listings/photos/70314973/601352) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #11020474
- **Address:** 4 Oxford Street, ULVERSTON, LA12 0AZ
- **Certificate Issued:** 01/06/2015
- **Work Completed:** 19/05/2015
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £162,500 | 18/07/2019 | Terraced |
| 4 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £122,500 | 06/02/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |
| [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU | £330,000 | 05/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |
| 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced |
| 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced |
| 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced |
| 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced |
| 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced |
| 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced |
| [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced |
| 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced |
| [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced |
| [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced |
| [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced |

**Street average:** £176,145 (11 sales)
**Area average:** £259,600 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** -9.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.21 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.1×
- **Monthly cashflow:** £270/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 53.3%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)