Sold STC Terraced

4 OXFORD STREET

ULVERSTON, CUMBRIA LA12 0AZ

2 beds 1 baths 797 sq ft Listed 26 Feb 2019 (-2664d)

£164,950

Save

# 2 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 OXFORD STREET, ULVERSTON, CUMBRIA LA12 0AZ |
| Price | £164,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 74 m² |
| Last sold | £162,500 Jul 2019 |

## Description

**** **** A stylish traditional stone fronted mid terraced house situated in this popular and convenient location close to the town and amenities, being deceptively spacious, this traditional terrace property benefits from gas central heating, uPVC double glazing whilst the accommodation comprises of hall, through lounge/diner with focal point being the woodburning stove, modern white kitchen with integrated appliances.  To the first floor are two bedrooms and spacious four piece bathroom. To the rear of the property is an enclosed yard with outbuildings and paved seating area. Suited to a range of buyers including the first timer purchaser . Early viewing is highly recommended.

**ENTRANCE** **VESTIBULE** **** Having paper decoration, vinyl floor covering and a further wooden door with glazed panes opens directly into the entrance hallway.

**ENTRANCE** **HALLWAY** **** The stairs are immediately ahead of you while provides access to the first floor landing.  Within the hall there is a central heating radiator, overhead light, papered decor and  door leading into the through lounge/diner.

**THROUGH** **LOUNGE/DINER** **10' 1" x 10' 4" (3.09m x 3.15m)** This superbly proportioned room runs the full depth of the property providing a dining area to the rear adjacent to the kitchen and a lounge area to the front. There is a cream coloured decor throughout while the room has a double glazed window to the front and French doors opening to the rear. There are two central heating radiators to each of the two areas. The lounge centres around a morso multi-fuel stove recessed into the chimney breast set on a tiled hearth and back  while having overhead lights and power points .  Open access to the dining room.

**DINING** **AREA** **12' 7" x 10' 4" (3.85m x 3.15m)**

**KITCHEN** **12' 3" x 7' 10" (3.75m x 2.40m)** The kitchen was installed in 2015 and comprises of a full range of white stylish base and wall units with long chrome handles  with a laminate style working surface incorporating an induction booster ceramic hob with drawers underneath.  Also contained within the work surfaces is a stainless steel sink unit with mixer tap over.  The integrated appliances include washing machine, Belling dishwasher integrated fridge/freezer and pull out larder drawer and Belling double oven with grill sat within a useful housing unit. The room is naturally light due to the three uPVC double glazed windows to the side elevation along with neutral decor, inset lighting, splash back tiling and power points.  This is a lovely light and bright room and has vinyl flooring covering.

**FAMILY** **BATHROOM** **11' 11" x 7' 10" (3.65m x 2.40m)** This is a larger than average sized bathroom which has a modern fitted suite in white including  to comprise of a deep set bath, twin wash hand basins sat within a useful vanity area with  storage beneath, walk-in shower enclosure with a fixed thermostatic shower with twin heads and WC.  The shower enclosure has tiling in shades of duck egg blue with splashback tiling to the wash hand basin and bath areas.  There is a wall mounted vanity cupboard with lighting to the side, uPVC double glazed window with central heating radiator, while the room is finished with inset lighting, wall mounted heated towel rail/radiator and vinyl floor covering . There is a cupboard housing the Baxi boiler.

**MASTER** **BEDROOM** **10' 1" x 12' 7" (3.08m x 3.85m)** A generous sized double bedroom having a range of wardrobes with two  mirror to the centre. The walls have a cream coloured finish  décor with the chimney breast in shades of aubergine  with a central heating radiator fitted beneath the uPVC fire exit  window while the room benefits from overhead light and power points.

**BEDROOM** **TWO** **12' 11" x 7' 4" (3.94m x 2.26m)** Bedroom two is another double bedroom with neutral decor, uPVC double glazed window to the rear elevation, central heating radiator and a built-in cupboard with shelving, overhead light and power points.

## Property Photos

- ![Photo](/listings/photos/70314973/601320)
- ![Photo](/listings/photos/70314973/601322)
- ![Photo](/listings/photos/70314973/601324)
- ![Photo](/listings/photos/70314973/601327)
- ![Photo](/listings/photos/70314973/601336)
- ![Photo](/listings/photos/70314973/601339)
- ![Photo](/listings/photos/70314973/601340)
- ![Photo](/listings/photos/70314973/601341)
- ![Photo](/listings/photos/70314973/601343)
- ![Photo](/listings/photos/70314973/601344)
- ![Photo](/listings/photos/70314973/601345)
- ![Photo](/listings/photos/70314973/601346)
- ![Photo](/listings/photos/70314973/601347)
- ![Photo](/listings/photos/70314973/601348)
- ![Photo](/listings/photos/70314973/601349)
- ![Photo](/listings/photos/70314973/601350)

## Floorplans

- ![Floorplan 1](/listings/photos/70314973/601352) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #11020474
- **Address:** 4 Oxford Street, ULVERSTON, LA12 0AZ
- **Certificate Issued:** 01/06/2015
- **Work Completed:** 19/05/2015
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £162,500 | 18/07/2019 | Terraced |
| 4 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £122,500 | 06/02/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |
| [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU | £330,000 | 05/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |
| 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced |
| 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced |
| 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced |
| 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced |
| 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced |
| 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced |
| [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced |
| 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced |
| [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced |
| [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced |
| [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced |

**Street average:** £176,145 (11 sales)
**Area average:** £259,600 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** -9.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.21 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.1×
- **Monthly cashflow:** £270/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,229/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 53.3%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16

/ 16

Property details

Tenure

FREEHOLD

Floor area

74 m²

Year built

England and Wales: 1900-1929

Last sold

£162,500 Jul 2019

Price per m²

£2,229/m²

Local average

£182,721 (-9.7%)

Deprivation

Decile 5 (14,992 of 33,755)

Street crime

83 incidents within 1 mile (Apr 2026)

Key features

A most attractive traditional mid terraced house
Situated in this popular and convenient location close to the town and amenities
Deceptively spacious
Gas central heating, uPVC double glazing
hall, through lounge/diner with focal point being the woodburning stove, modern white kitchen with i
To the first floor are two bedrooms and spacious four piece bathroom
Qualoty Kitchen and Four Piece bathroom
Suited to a range of buyers including the first timer purchaser
Early viewing is highly recommended.
Recently installed paved yard

Additional details

Parking: On street
Garden: Yes

Description

** A stylish traditional stone fronted mid terraced house situated in this popular and convenient location close to the town and amenities, being deceptively spacious, this traditional terrace property benefits from gas central heating, uPVC double glazing whilst the accommodation comprises of hall, through lounge/diner with focal point being the woodburning stove, modern white kitchen with integrated appliances. To the first floor are two bedrooms and spacious four piece bathroom. To the rear of the property is an enclosed yard with outbuildings and paved seating area. Suited to a range of buyers including the first timer purchaser . Early viewing is highly recommended.

ENTRANCE VESTIBULE Having paper decoration, vinyl floor covering and a further wooden door with glazed panes opens directly into the entrance hallway.

ENTRANCE HALLWAY The stairs are immediately ahead of you while provides access to the first floor landing. Within the hall there is a central heating radiator, overhead light, papered decor and door leading into the through lounge/diner.

THROUGH LOUNGE/DINER 10' 1" x 10' 4" (3.09m x 3.15m) This superbly proportioned room runs the full depth of the property providing a dining area to the rear adjacent to the kitchen and a lounge area to the front. There is a cream coloured decor throughout while the room has a double glazed window to the front and French doors opening to the rear. There are two central heating radiators to each of the two areas. The lounge centres around a morso multi-fuel stove recessed into the chimney breast set on a tiled hearth and back while having overhead lights and power points . Open access to the dining room.

DINING AREA 12' 7" x 10' 4" (3.85m x 3.15m)

KITCHEN 12' 3" x 7' 10" (3.75m x 2.40m) The kitchen was installed in 2015 and comprises of a full range of white stylish base and wall units with long chrome handles with a laminate style working surface incorporating an induction booster ceramic hob with drawers underneath. Also contained within the work surfaces is a stainless steel sink unit with mixer tap over. The integrated appliances include washing machine, Belling dishwasher integrated fridge/freezer and pull out larder drawer and Belling double oven with grill sat within a useful housing unit. The room is naturally light due to the three uPVC double glazed windows to the side elevation along with neutral decor, inset lighting, splash back tiling and power points. This is a lovely light and bright room and has vinyl flooring covering.

FAMILY BATHROOM 11' 11" x 7' 10" (3.65m x 2.40m) This is a larger than average sized bathroom which has a modern fitted suite in white including to comprise of a deep set bath, twin wash hand basins sat within a useful vanity area with storage beneath, walk-in shower enclosure with a fixed thermostatic shower with twin heads and WC. The shower enclosure has tiling in shades of duck egg blue with splashback tiling to the wash hand basin and bath areas. There is a wall mounted vanity cupboard with lighting to the side, uPVC double glazed window with central heating radiator, while the room is finished with inset lighting, wall mounted heated towel rail/radiator and vinyl floor covering . There is a cupboard housing the Baxi boiler.

MASTER BEDROOM 10' 1" x 12' 7" (3.08m x 3.85m) A generous sized double bedroom having a range of wardrobes with two mirror to the centre. The walls have a cream coloured finish décor with the chimney breast in shades of aubergine with a central heating radiator fitted beneath the uPVC fire exit window while the room benefits from overhead light and power points.

BEDROOM TWO 12' 11" x 7' 4" (3.94m x 2.26m)** Bedroom two is another double bedroom with neutral decor, uPVC double glazed window to the rear elevation, central heating radiator and a built-in cupboard with shelving, overhead light and power points.

Listed by

Ulverston

J H Homes

Reference: 70314973

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11020474

Property Details

Street: 4 Oxford Street

Town: ULVERSTON

Postcode: LA12 0AZ

Installation Details

Items: 1 window

Certificate Issued: 01/06/2015

Work Completed: 19/05/2015

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

33% since 2015

Event	Date	Price	% change
Sold	18/07/2019 (6 years ago)	£162,500	+32.7%
Sold	06/02/2015 (11 years ago)	£122,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU	£250,000	16/01/2026	Terraced
25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ	£320,000	17/12/2025	Terraced
23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE	£370,000	02/10/2025	Terraced
Same street 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£164,000	31/05/2024	Terraced
Same street 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£160,000	21/02/2024	Terraced
Same street 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£150,000	23/11/2023	Terraced
3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD	£190,000	05/09/2023	Terraced
Same street 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£208,000	18/08/2023	Terraced
Same street 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£168,000	04/05/2023	Terraced
36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN	£220,000	27/04/2023	Terraced
Same street 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£190,000	10/03/2023	Terraced
14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG	£175,000	19/12/2022	Terraced
5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ	£215,000	09/12/2022	Terraced
10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU	£330,000	05/12/2022	Terraced
3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH	£410,000	31/10/2022	Terraced
Same street 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£183,100	28/10/2022	Terraced
62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£280,000	27/10/2022	Terraced
THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH	£290,000	29/09/2022	Terraced
10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£305,000	14/09/2022	Terraced
8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£300,000	25/07/2022	Terraced
11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN	£185,000	28/06/2022	Terraced
20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS	£125,000	01/06/2022	Terraced
59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL	£290,000	20/05/2022	Terraced
4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£295,000	17/05/2022	Terraced
58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£227,000	06/05/2022	Terraced
46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£220,000	28/02/2022	Terraced
Same street 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£235,000	25/02/2022	Terraced
23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS	£195,000	24/02/2022	Terraced
Same street 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£185,000	17/02/2022	Terraced
Same street 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£127,500	20/08/2021	Terraced
Same street 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£167,000	20/08/2021	Terraced

Street average: £176,145 (11 sales)

Area average: £259,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 53.3%

10y growth 38.2%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 0AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Devonshire Service Station	0.1 miles
Shop	DEL Bedroom, Bathroom & Kitchens	0.1 miles
Bus stop	Victoria Road Stand G	0.1 miles
Bus stop	Victoria Road Stand E	0.1 miles
Train station	Ulverston	0.3 miles
Train station	Dalton	4.4 miles
Hospital	Furness General Hospital	6.2 miles
Hospital	Millom Community Hospital	7.2 miles

Street-level crime

Category	Count
Violence and sexual offences	44
Public order	8
Criminal damage and arson	6
Shoplifting	6
Anti-social behaviour	5
Drugs	4
Other theft	4
Other crime	2
Possession of weapons	2
Bicycle theft	1
Vehicle crime	1
Total incidents	83

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sir John Barrow School	Primary	0.1 miles	Outstanding — 9 May 2023
St Mary's Catholic Primary School, Ulverston	Primary	0.3 miles	Good — 15 Dec 2010
Ulverston Victoria High School	Secondary	0.3 miles	Good — 18 Dec 2013
Church Walk CofE Primary School	Primary	0.4 miles	Good — 1 Feb 2017
Croftlands Infant School	Primary	0.8 miles	Good — 15 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Detached House, Trinkeld Avenue, LA12	£1,050/mo	2	1.21 miles	OpenRent

Average rent: £1,050/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.64%

Max investor price (0.8%) £131,250

Target investor price (1%) £105,000

Gross yield 7.6%

Cost-to-rent ratio 13.1×

Monthly cashflow £270/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).