# 2 bedroom terraced house for sale (DY9 0NA) ## Property Details | Key | Value | |-----|-------| | Address | 14 CHURCH STREET, STOURBRIDGE, HAGLEY, WORCESTERSHIRE DY9 0NA | | Price | £325,000 | | Bedrooms | 2 | | Bathrooms | 2 | | Council tax | C | | Last sold | £322,500 Apr 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 06/07/2030 - **Current heating cost:** £783/year - **Est. upgrade cost to C:** £19,725 ### Recommendations - A (£100 - £350) - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-2853-7136-2800-1111) ## Description This charming two-bedroom period terraced house is ideally situated in a highly sought-after Hagley village location, just a short walk from amenities, schools, Hagley train station and nearby parkland. Offering the perfect balance of convenience and countryside appeal, the property is beautifully presented throughout. The home features two comfortable reception rooms, providing flexible living and dining space, along with a convenient downstairs shower room. The newly fitted kitchen forms a stylish and practical hub of the house, complementing its overall ready to move into condition. Upstairs, you’ll find two generous double bedrooms, including a principal bedroom with its own en-suite bathroom. Outside, the property boasts a mature, and private rear garden, complete with a garden room and store, as well as side access to the front of the property where you have a driveway for a single car. Combining period character with modern comforts, this wonderful property offers an excellent opportunity for buyers seeking charm, space, and village living at its finest. Viewing is highly advised to avoid missing out. Please call and speak with Alice Cowsill.   **GROUND FLOOR** **Reception Porch** **Lounge** - 3.61m x 3.58m (11'10" x 11'9") **Dining Room** - 3.61m x 3.58m (11'10" x 11'9") **Kitchen** - 2.72m x 1.75m (8'11" x 5'9") **Shower Room** - 1.73m x 1.7m (5'8" x 5'7") **FIRST FLOOR** **Bedroom 1** - 3.99m x 3.56m (13'1" x 11'8") **En-Suite Bathroom** - 2.62m x 1.7m (8'7" x 5'7") **Bedroom 2** - 3.99m x 3.58m (13'1" x 11'9") **OUTSIDE** **Garden Room** - 3.28m x 2.16m (10'9" x 7'1") **Material Information in Property Listings** **Council Tax** Council Tax Band: DLocal Authority: Bromsgrove**Tenure** We understand that the property is FREEHOLD.**Materials Used in Construction** The property is constructed using traditional materials and techniques.**Services** We understand that the property is connected to mains electricity, gas, water and drainage. The central heating system is gas. This should be verified by your legal adviser and/or surveyor. We have not conducted any tests of these services.**Broadband** According to Ofcom, there is standard and ultrafast broadband available in the area.**Mobile Signal/Coverage** According to Ofcom, mobile coverage is variable indoors and outdoors on all main networks. (EE, Three, O2 and Vodafone).**Parking** Off street parking is provided by a driveway at the front of the property for one car. This should be verified by your legal adviser.**Restrictions and Rights** We are not aware of any restrictions. This should be verified by your legal adviser.**Flood Risk** According to Lead Local Flood Authorities, the property is not in an area vulnerable to flooding. **Coal Mining** The property is outside the Coal Mining Reporting Area.**Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017** It is a legal requirement for estate agency businesses to comply with the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. To do this, we must undertake robust biometric ID verification, PEP and sanctions checks on any successful purchasers upon offer acceptance. The cost of this service is £30.00 per individually named purchaser. This cost is non-refundable and is paid to our third-party supplier by the successful purchaser. The check must be completed and recorded as satisfactory before issuing sale notifications.**Referral Fees** Please visit our website for details of referral fees that we may receive from our referral partners.  ## Property Photos - ![Photo](/listings/photos/169754741/1163502) - ![Photo](/listings/photos/169754741/1163503) - ![Photo](/listings/photos/169754741/1163504) - ![Photo](/listings/photos/169754741/1163505) - ![Photo](/listings/photos/169754741/1163506) - ![Photo](/listings/photos/169754741/1163507) - ![Photo](/listings/photos/169754741/1163508) - ![Photo](/listings/photos/169754741/1163509) - ![Photo](/listings/photos/169754741/1163510) - ![Photo](/listings/photos/169754741/1163511) - ![Photo](/listings/photos/169754741/1163512) - ![Photo](/listings/photos/169754741/1163513) - ![Photo](/listings/photos/169754741/1163514) - ![Photo](/listings/photos/169754741/1163515) - ![Photo](/listings/photos/169754741/1163516) - ![Photo](/listings/photos/169754741/1163517) - ![Photo](/listings/photos/169754741/1163518) - ![Photo](/listings/photos/169754741/1163519) - ![Photo](/listings/photos/169754741/1163520) - ![Photo](/listings/photos/169754741/1163521) - ![Photo](/listings/photos/169754741/1163522) - ![Photo](/listings/photos/169754741/1163523) - ![Photo](/listings/photos/169754741/1163524) - ![Photo](/listings/photos/169754741/1163525) - ![Photo](/listings/photos/169754741/1163526) - ![Photo](/listings/photos/169754741/1163527) ## Floorplans - ![Floorplan 1](/listings/photos/169754741/1163528) - Floorplan 1 - ![Floorplan 2](/listings/photos/169754741/1163529) - Floorplan 2 - ![Floorplan 3](/listings/photos/169754741/1163530) - Floorplan 3 ## EPC Graphs - ![EPC 1](/listings/photos/169754741/1163531) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £322,500 | 02/04/2026 | Terraced | | 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £250,000 | 28/10/2020 | Terraced | | 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £192,500 | 14/08/2015 | Terraced | | 14 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £175,000 | 08/06/2007 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 1 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £325,000 | 07/10/2022 | Detached | | 6 HAYBRIDGE AVENUE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XG | £330,000 | 08/04/2022 | Terraced | | 22 WORCESTER CLOSE, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NP | £420,000 | 10/12/2021 | Terraced | | 15 THE SIDINGS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY8 2XT | £415,000 | 12/10/2021 | Terraced | | [Same street] 6 CHURCH STREET, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NA | £450,000 | 30/09/2021 | Detached | | 44 STATION ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NU | £350,000 | 29/09/2021 | Terraced | | 3 WEST HAGLEY MEWS, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0NZ | £370,000 | 28/09/2021 | Terraced | | 36 KIDDERMINSTER ROAD, HAGLEY, STOURBRIDGE, BROMSGROVE, WORCESTERSHIRE, DY9 0QD | £428,500 | 11/08/2021 | Terraced | **Street average:** £387,500 (2 sales) **Area average:** £385,583 (6 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £206,364 (12 Terraced, DY9, 2024–2026) - **Deviation:** +57.5% ## Rental Range *ONS Price Index of Private Rents (Bromsgrove). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £881/mo - **Realistic:** £979/mo - **Optimistic:** £1,077/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Black Country (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £623/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Newlands Close, DY9 | £985/mo | 2 | 0.81 miles | OpenRent | | 2 Bed Flat, Birmingham Road, DY9 | £750/mo | 2 | 1.12 miles | OpenRent | **Average rent: £868/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.27% (weak for cashflow) - **Max investor price (0.8%):** £108,500 - **Target investor price (1%):** £86,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £868/mo).* - **Gross yield:** 3.2% - **Cost-to-rent:** 31.2× - **Monthly cashflow:** £-524/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -6.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,963/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.9% - **10y growth:** 10.1% ## House Price Index (HM Land Registry) *Official index for Bromsgrove; Terraced series; as of April 2026.* - **1y growth (index):** 0.1% - **5y growth (index):** 17% - **10y growth (index):** 46% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)