# 2 bedroom terraced house for sale (CT19 6LL) ## Property Details | Key | Value | |-----|-------| | Address | 27 MONTGOMERY WAY, FOLKESTONE, KENT CT19 6LL | | Price | £220,000 | | Bedrooms | 2 | | Council tax | B | | Construction age | England and Wales: 1950-1966 | | Floor area | 72 m² | | Last sold | £190,000 Dec 2023 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 06/08/2034 - **Current heating cost:** £685/year - **Est. upgrade cost to C:** £14,500 ### Recommendations - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6800-1833-0922-5209-3843) ## Description A spacious two double bedroom mid terrace house located in an elevated position affording wonderful far reaching views across Folkestone town and the sea beyond. The accommodation is in need of updating but does offer great size rooms with views from nearly all the rooms. To the front of the property is a generous lawn frontage (may offer potential for off street parking subject to necessary consents), while to the rear there is a large garden with level area off the rear of the property and a slightly sloped upper tier backing on to the beautiful South Downs. The property is being sold with no forward chain. **IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case. FOL230163/2 ## Property Photos - ![Montgomery Way](/listings/photos/137713322/1341624) - Montgomery Way - ![View](/listings/photos/137713322/1341625) - View - ![Rear Garden](/listings/photos/137713322/1341626) - Rear Garden - ![Living Room](/listings/photos/137713322/1341627) - Living Room - ![Kitchen](/listings/photos/137713322/1341628) - Kitchen - ![Rear Garden](/listings/photos/137713322/1341629) - Rear Garden - ![Bedroom 1](/listings/photos/137713322/1341630) - Bedroom 1 - ![Rear Garden](/listings/photos/137713322/1341631) - Rear Garden - ![Front Garden](/listings/photos/137713322/1341632) - Front Garden - ![Dining Area](/listings/photos/137713322/1341633) - Dining Area - ![Bedroom 2](/listings/photos/137713322/1341634) - Bedroom 2 - ![Shower Room](/listings/photos/137713322/1341635) - Shower Room - ![Rear Garden](/listings/photos/137713322/1341636) - Rear Garden - ![Front Garden](/listings/photos/137713322/1341637) - Front Garden - ![Front Garden](/listings/photos/137713322/1341638) - Front Garden ## Floorplans - ![Floorplan](/listings/photos/137713322/1341639) - Floorplan ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 27 MONTGOMERY WAY, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LL | £190,000 | 15/12/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 16 BRABNER CLOSE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LW | £257,000 | 19/12/2025 | Terraced | | [Same street] 13 MONTGOMERY WAY, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LL | £220,000 | 04/07/2023 | Terraced | | 1 PLIMSOLL AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LJ | £212,500 | 12/07/2022 | Terraced | | [Same street] 4 MONTGOMERY WAY, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LL | £255,000 | 05/05/2022 | Terraced | | 40 HILL ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6JU | £220,000 | 04/04/2022 | Terraced | | 22 FLEMING WAY, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LR | £115,000 | 24/02/2022 | Terraced | | 4 HILL ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6JT | £226,000 | 18/02/2022 | Terraced | | 28 HILL ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6JU | £200,000 | 26/10/2021 | Terraced | | 10 GEORGE GURR CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 6LQ | £207,500 | 09/09/2021 | Terraced | **Street average:** £237,500 (2 sales) **Area average:** £205,429 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £261,279 (43 Terraced, CT19, 2024–2026) - **Deviation:** -15.8% ## Rental Range *ONS Price Index of Private Rents (Folkestone and Hythe). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,045/mo - **Realistic:** £1,161/mo - **Optimistic:** £1,277/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Dover-Shepway (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Sidney Street, CT19 | £995/mo | 2 | 0.43 miles | OpenRent | **Average rent: £995/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.45% (weak for cashflow) - **Max investor price (0.8%):** £124,375 - **Target investor price (1%):** £99,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £995/mo).* - **Gross yield:** 5.4% - **Cost-to-rent:** 18.4× - **Monthly cashflow:** £4/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,056/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 5.2% - **10y growth:** 48% ## House Price Index (HM Land Registry) *Official index for Folkestone and Hythe; Terraced series; as of April 2026.* - **1y growth (index):** -0.5% - **5y growth (index):** 15.3% - **10y growth (index):** 46.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)