# 2 bedroom terraced house for sale (ST4 2EU) ## Property Details | Key | Value | |-----|-------| | Address | 38 Seaford Street, Stoke-on-Trent, Staffordshire, ST4 2EU | | Price | £50,000 | | Bedrooms | 2 | ## Description ******Guide Price =** **£50,000+ **For Sale By Public Auction 11th November 2026 09:30 AM To inspect the legal documents for this property go to our website to download the legal pack** A Vacant Two Bedroom Mid Terrace House in Need of Refurbishment By Order of the Executors ****Tenure** Freehold **Location** The property is situated on a residential road close to local shops and amenities. The open spaces of Cauldon Park are within easy reach. Transport links are provided by Stoke-on-Trent rail station. **Description** The property comprises a two bedroom mid terrace house arranged over ground and first floors. **Accommodation** **Ground Floor** Two Reception Rooms Kitchen Bathroom **First Floor** Two Bedrooms **Exterior** The property benefits from a rear garden. ******Open House Viewings:** **Viewing Schedule (No Booking Required)** Thursday 29 October 12:00 - 12:30 Wednesday 4 November 12:00 - 12:30 Saturday 7 November 12:00 - 12:30 Tuesday 10 November 12:00 - 12:30 ## Property Photos - ![Photo](/listings/photos/94620237/2653686) - ![Photo](/listings/photos/94620237/2653687) - ![Photo](/listings/photos/94620237/2653688) - ![Photo](/listings/photos/94620237/2653689) - ![Photo](/listings/photos/94620237/2653690) - ![Photo](/listings/photos/94620237/2653691) - ![Photo](/listings/photos/94620237/2653692) - ![Photo](/listings/photos/94620237/2653693) - ![Photo](/listings/photos/94620237/2653694) - ![Photo](/listings/photos/94620237/2653695) - ![Photo](/listings/photos/94620237/2653696) - ![Photo](/listings/photos/94620237/2653697) - ![Photo](/listings/photos/94620237/2653698) - ![Photo](/listings/photos/94620237/2653699) - ![Photo](/listings/photos/94620237/2653700) - ![Photo](/listings/photos/94620237/2653701) - ![Photo](/listings/photos/94620237/2653702) - ![Photo](/listings/photos/94620237/2653703) - ![Photo](/listings/photos/94620237/2653704) - ![Photo](/listings/photos/94620237/2653705) - ![Photo](/listings/photos/94620237/2653706) - ![Photo](/listings/photos/94620237/2653707) - ![Photo](/listings/photos/94620237/2653708) ## Floorplans - ![Floorplan 1](/listings/photos/94620237/2653710) - Floorplan 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £140,000 | 10/12/2025 | Terraced | | 155 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DX | £169,950 | 05/12/2025 | Terraced | | 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced | | 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced | | 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced | | 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced | | 42 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £150,000 | 09/07/2025 | Terraced | | 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced | | 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced | | 20 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £152,000 | 25/04/2025 | Terraced | | 29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £121,500 | 13/03/2025 | Terraced | | 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced | | 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced | | 54 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED | £63,000 | 04/10/2024 | Terraced | | 82 BERESFORD STREET, STOKE-ON-TRENT, ST4 2ES | £130,000 | 30/08/2024 | Terraced | | 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced | | 30 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £158,000 | 01/07/2024 | Terraced | | 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced | | 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced | | 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced | **Area average:** £121,135 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £112,809 (166 Terraced, ST4, 2024–2026) - **Deviation:** -55.7% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £646/mo - **Realistic:** £718/mo - **Optimistic:** £790/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Conway Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/935e996) | £695/mo | 2 | 0.26 miles | Rightmove | | [North Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/8056dfc) | £675/mo | 2 | 0.34 miles | Rightmove | | [Lovatt Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/0c5250c) | £700/mo | 2 | 0.35 miles | Rightmove | | [Floyd Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/2bf5515) | £700/mo | 2 | 0.39 miles | Rightmove | | [Tattershall Court, Etruria](http://87.117.209.195:8080/listings/ca3e32f) | £780/mo | 2 | 0.44 miles | Rightmove | | [Hartshill Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/96c4aba) | £750/mo | 2 | 0.45 miles | Rightmove | | [Gerrard Street, Hartshill](http://87.117.209.195:8080/listings/4121c91) | £900/mo | 2 | 0.45 miles | Rightmove | | [Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/40349c6) | £530/mo | — | 0.47 miles | Rightmove | | [Penstock Drive, Stoke-on-trent](http://87.117.209.195:8080/listings/b5a44d4) | £800/mo | 2 | 0.48 miles | Rightmove | | [Penstock Drive, Lock 38, Cliffe Vale, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/b23ef6f) | £750/mo | 2 | 0.48 miles | Rightmove | | [43 Penstock Drive](http://87.117.209.195:8080/listings/05bced2) | £750/mo | 2 | 0.48 miles | Rightmove | | [Dominic Street, Hartshill, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/945e6bf) | £775/mo | 2 | 0.5 miles | Rightmove | | [Penstock Drive, Stoke-on-Trent](http://87.117.209.195:8080/listings/eaec753) | £750/mo | 2 | 0.51 miles | Rightmove | | [Richmond Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/13b8fdb) | £795/mo | 2 | 0.53 miles | Rightmove | | [Lynam Street, Penkhull](http://87.117.209.195:8080/listings/078625d) | £840/mo | 2 | 0.58 miles | Rightmove | | [Harris Street, Penkhull, ST4](http://87.117.209.195:8080/listings/60514c3) | £750/mo | 2 | 0.6 miles | Rightmove | | [Princes Rd, Stoke On Trent](http://87.117.209.195:8080/listings/3f8e5ae) | £395/mo | — | 0.67 miles | Rightmove | | [Scholars Court, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/30ebb5f) | £800/mo | 2 | 0.67 miles | Rightmove | | [Boothen Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/b7abb3e) | £750/mo | 2 | 0.7 miles | Rightmove | | [Boon Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/04c5708) | £895/mo | 2 | 0.7 miles | Rightmove | **Average rent: £868/mo (58 listings)** ## 1% Rule - **Rent ratio:** 1.5% (strong) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 18% - **Cost-to-rent:** 5.6× - **Monthly cashflow:** £453/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 37.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 12.7% - **10y growth:** 58% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of July 2026.* - **1y growth (index):** -0.3% - **5y growth (index):** 19.1% - **10y growth (index):** 49.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)